Medicare Advantage

Aetna Medicare Advantage in Nevada for 2027: 14 Plans, County by County

CARSON CITY — For the 2027 plan year, Aetna (grouped by the Centers for Medicare & Medicaid Services as Aetna (CVS Health)) is offering 14 Medicare Advantage plans across Nevada, according to the CMS Medicare Advantage Landscape Source Files for CY2027. The lineup includes a mix of HMO and PPO products, along with Special Needs Plans built for people with specific needs. This explainer, from an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks Nevadans through what Aetna has filed statewide — and how to check whether any single plan is actually sold in your county.

How many Aetna Medicare Advantage plans are offered in Nevada for 2027?

Aetna has 14 Medicare Advantage plans filed in Nevada for the 2027 plan year, per the CMS Landscape Source File. That total breaks down into 8 HMO plans and 6 PPO plans. Of the 14, 13 include Part D prescription drug coverage built into the plan.

Three of those plans are Special Needs Plans: 2 Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid, and 1 Chronic Condition Special Needs Plan (C-SNP) for people living with a qualifying chronic condition. Aetna is not offering an Institutional SNP (I-SNP) in Nevada for 2027. For context, 11 other carriers also offer Medicare Advantage plans in the state, and across all carriers Nevadans will see 98 Medicare Advantage plans statewide for 2027.

Which Aetna plans reach the most Nevada counties in 2027?

The widest county reach among Aetna's 2027 Nevada plans belongs to its two Dual Eligible Special Needs Plans — Aetna Medicare Full Dual (HMO D-SNP) and Aetna Medicare Partial Dual (HMO D-SNP) — each filed in 8 Nevada counties. These are limited to people who qualify through both Medicare and Medicaid.

After that, Aetna Medicare Eagle (PPO) is filed in 3 counties. A group of plans — including Aetna Medicare Chronic Care (HMO C-SNP), Aetna Medicare Elite (PPO), Aetna Medicare Enhanced (PPO), Aetna Medicare Prime (HMO), Aetna Medicare Prime Extra (HMO), Aetna Medicare Signature (HMO), Aetna Medicare Signature (PPO), and Aetna Medicare Value Care (HMO) — is filed in 2 counties each. Several contract variants, including a second Aetna Medicare Elite (PPO), a second Aetna Medicare Signature (PPO), and Aetna Medicare Value Plus (HMO), are filed in 1 county. The full plan-by-plan list appears in the table on this page.

What is new or not returning from Aetna in Nevada for 2027?

Aetna has 1 brand-new Medicare Advantage plan in Nevada for 2027 and 4 plans that will not return from 2026. The new plan is Aetna Medicare Full Dual (HMO D-SNP), a Dual Eligible Special Needs Plan filed in 8 Nevada counties.

Several returning plans have been renamed. According to the CMS Landscape files, Aetna Medicare Partial Dual (HMO D-SNP) was previously Aetna Medicare Dual Prime (HMO D-SNP); Aetna Medicare Prime (HMO) and Aetna Medicare Prime Extra (HMO) have swapped names; Aetna Medicare Signature (HMO) was previously Aetna Medicare Signature Extra (HMO); and Aetna Medicare Value Care (HMO) was previously Aetna Medicare Value Plus (HMO). If you are already in an Aetna plan, watch your mail in the fall of 2026 for the Annual Notice of Change — that document will tell you whether your plan is renewing, renaming, or ending, and what your options are.

How do I check whether an Aetna plan is offered in my Nevada county for 2027?

Start at Medicare.gov's Plan Finder, enter your ZIP code, and the tool will show only the Medicare Advantage plans sold where you live for 2027. Nevada's Medicare Advantage market is organized county by county, so a plan Aetna lists statewide may not be sold in your county, and the plans available in Clark County may look nothing like what is offered in Elko or Nye.

Once you see the plans sold in your county, you can also check whether your doctors and hospitals are in-network and whether your prescriptions are on the plan's drug list. The authoritative sources for those details are the Medicare Plan Finder at Medicare.gov, 1-800-MEDICARE, and each plan's own Evidence of Coverage and provider and pharmacy directories. This article does not quote premiums, copays, benefits, networks or star ratings for any Aetna plan — those belong in those official documents, where they are kept current.

What should Nevadans do before December 7, 2026?

Before December 7, 2026, review your current coverage and compare it against the Medicare Advantage plans sold in your Nevada county for 2027. The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, and any choice you make during that window takes effect January 1, 2027.

A simple checklist: read the Annual Notice of Change from your current plan; list the doctors, hospitals and pharmacies you want to keep; list your prescriptions with doses; then use Medicare.gov's Plan Finder to see which 2027 plans in your county match. If you qualify for Medicaid or have a qualifying chronic condition, note that Aetna's SNP options — the two D-SNPs and the C-SNP — have their own eligibility rules.

Where can Nevadans get free help with Medicare questions?

Free, unbiased help is available year-round at Medicare.gov and by phone at 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Medicare's own staff can help you use the Plan Finder, confirm what is sold in your Nevada county, and explain enrollment windows.

For plan-specific questions — a copay amount, whether a specific drug is covered, whether a specific clinic is in network — call the number on the plan's own materials or read its Evidence of Coverage. Those documents are the source of truth for benefits and costs.