Medicare Advantage

Humana Medicare Advantage in Nevada for 2027: 17 Plans, County by County

CARSON CITY — For the 2027 plan year, Humana is offering 17 Medicare Advantage plans across Nevada, according to the CMS Medicare Advantage Landscape Source Files. The lineup includes a mix of HMO and PPO plans, several Special Needs Plans for specific populations, and plans both with and without drug coverage. This article is published by an independent Medicare education site; it is not the government, is not affiliated with Medicare, and is not Humana.

What Humana Medicare Advantage plans are available in Nevada for 2027?

Humana is offering 17 Medicare Advantage plans in Nevada for the 2027 plan year, split between 9 HMO plans and 8 PPO plans. That total is drawn from the CMS Landscape Source File for 2027 and counts each plan once at the state level, regardless of how many counties it serves.

Within those 17 plans, 16 include Part D prescription drug coverage and one does not. Humana also lists 5 Special Needs Plans in Nevada for 2027: 3 Dual-Eligible SNPs (D-SNP) for people who qualify for both Medicare and Medicaid, and 2 Chronic Condition SNPs (C-SNP) for people with specific chronic conditions. There are no Institutional SNPs on Humana's Nevada list this year.

For context, 11 other carriers also offer Medicare Advantage plans in Nevada for 2027, bringing the all-carrier statewide total to 98 plans.

Which Humana plans reach the most Nevada counties in 2027?

Among Humana's 2027 plans in Nevada, the broadest county reach belongs to Humana USAA Honor Giveback (PPO) and HumanaChoice SNP-DE H5216-302 (PPO D-SNP), each listed in 9 counties. Three others — Humana Essentials Plus Giveback (PPO), Humana Total Complete (HMO), and Humana Value Choice (PPO) — are listed in 7 counties.

The remaining Humana plans in Nevada are listed in 2 to 4 counties. The full plan-by-plan list, including HMO C-SNP, D-SNP, and additional HMO and PPO offerings, is shown in the plan table on this page rather than repeated here. County reach does not say anything about costs, benefits, provider networks, or quality — it only reflects where CMS shows a plan as being offered.

What is new or not returning from Humana in Nevada for 2027?

Humana has 2 plans listed as new for 2027 in Nevada and 0 plans listed as not returning. The two new plans shown on the state table are Humana Gold Plus - Diabetes and Heart (HMO C-SNP) and Humana Gold Plus H1036-344 (HMO).

Three other Humana plans appear with "renamed" notes in the CMS data for 2027: Humana Essentials Plus Giveback (PPO) was previously HumanaChoice Giveback H5216-194 (PPO); Humana Total Complete (HMO) was previously Humana Gold Plus H6622-075 (HMO); and Humana Value Choice (PPO) was previously HumanaChoice H5216-039 (PPO). A renamed plan is still a continuing plan, but the name on your mail and member materials may change.

How do I check whether a Humana plan is offered in my Nevada county and covers my doctors and drugs?

Statewide totals do not tell you what is available in your specific Nevada county. A plan listed on the Nevada table may or may not be offered in Clark, Washoe, Nye, Elko, or any other individual county, because Medicare Advantage plans are approved by CMS on a county-by-county basis.

To confirm what applies to your address, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code and county, then look up any plan by name. To check whether a specific doctor, hospital, or pharmacy is in-network, or whether a particular prescription is covered and at what tier, review the plan's Evidence of Coverage, Summary of Benefits, provider directory, and formulary — all available from Humana directly or linked from the Plan Finder.

What should Nevada Medicare beneficiaries do before December 7, 2026?

Annual Enrollment 2027 runs October 15 – December 7, 2026. Any Medicare Advantage or Part D choice made during that window takes effect January 1, 2027. There is no need to switch if your current plan still fits; the window is simply the time to compare and, if you want to, make a change.

A practical checklist for Nevada residents during Medicare Open Enrollment 2027:

• Read your plan's Annual Notice of Change (ANOC), which arrives in the fall and explains what is changing for 2027.
• If your plan has been renamed, note the new name so your 2027 mail and member ID do not surprise you.
• Make a list of your current doctors, hospitals, and prescriptions before you compare plans.
• Use the Medicare Plan Finder at medicare.gov to see every plan available in your county, not just one carrier's lineup.
• Confirm anything important — networks, drug coverage, prior authorization rules — against the plan documents themselves.

Where can Nevada residents get free help comparing 2027 Medicare plans?

Free, official help is available from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048) any time, day or night, to ask questions about enrollment, specific plans in your county, or how to use the Plan Finder. The medicare.gov website lets you compare every Medicare Advantage and Part D plan available at your Nevada address side by side.

For questions about Medicare eligibility, enrollment timing tied to turning 65, or Part A and Part B premiums, the Social Security Administration handles that side of the program at ssa.gov or 1-800-772-1213.