Medicare Advantage

Aetna's 2027 Medicare Advantage lineup in Jersey City: what's renamed and what's gone

JERSEY CITY, N.J. — As Medicare's fall enrollment window opens for 2027 coverage, Aetna is bringing seven Medicare Advantage plans to Hudson County, the county Jersey City sits in. One of its 2026 plans is not coming back, two have new names, and no brand-new Aetna plans are being added here next year.

That is the shape of this carrier's local lineup, straight from the CMS Landscape Source File for plan year 2027. MyMedicarePlans.org is an independent news and education site — not Aetna, not Medicare — and Aetna is one of nine carriers offering Medicare Advantage in Hudson County next year.

How many Aetna Medicare Advantage plans are offered in Jersey City for 2027?

Jersey City is in Hudson County, where Aetna is offering 7 Medicare Advantage plans for 2027. Four are HMOs and three are PPOs. Five of the seven include Part D drug coverage, and one is a Dual Eligible Special Needs Plan (D-SNP) for people who have both Medicare and Medicaid.

Aetna is one of nine carriers selling Medicare Advantage in the county next year. Together, those carriers offer 48 plans countywide. The table on this page lists every Aetna plan available for 2027, in alphabetical order.

What Aetna plans are new, renamed, or not returning in Hudson County for 2027?

For 2027, Aetna has no new Medicare Advantage plans in Hudson County, one plan not returning from 2026, and two plans that kept their structure but changed names. The renamed plans are Aetna Medicare Enhanced (Regional PPO), which was Aetna Medicare Signature (Regional PPO) in 2026, and Aetna Medicare Enhanced Extra (PPO), which was Aetna Medicare Signature (PPO).

If you are currently enrolled in one of the renamed plans, your coverage does not disappear — but the plan's benefits, cost-sharing and network can still change year to year. The specifics are in your Annual Notice of Change (ANOC), the booklet Aetna is required to mail by the end of September. If your plan is the one not returning for 2027, your ANOC will say so, and you can pick a different plan during the enrollment window.

What plan types and drug coverage does Aetna offer in Jersey City for 2027?

Aetna's 2027 lineup in Hudson County includes both HMO and PPO plans, plus one HMO D-SNP. An HMO generally asks you to use the plan's network and pick a primary care doctor. A PPO usually lets you see out-of-network providers, often at a higher cost. The D-SNP is designed for people who qualify for both Medicare and Medicaid.

Five of the seven Aetna plans include Part D prescription drug coverage built in. Two — both versions of Aetna Medicare Eagle Giveback (one HMO, one PPO) — do not include drug coverage. If you enroll in a Medicare Advantage plan without drug coverage, your options for adding Part D are limited, so it is worth checking with Medicare before you decide.

What is changing for Medicare Part D in 2027?

For 2027, the Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 (up from $615 in 2026). CMS has also set the national base beneficiary premium at $41.33 for 2027 — that is a formula input, not the premium any one plan charges.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced. CMS usually publishes those figures later in the fall, typically in November. The coverage gap, or "donut hole," remains eliminated — Part D has three phases now, not four.

How do I check an Aetna plan against my doctors and prescriptions before December 7?

The most reliable way to check any 2027 Medicare Advantage plan is the Medicare Plan Finder at Medicare.gov. Enter your ZIP code and your prescription list, and the tool will show each plan's drug costs, pharmacy options and whether it includes your medications. For provider networks, confirm your doctors and hospitals directly in the plan's own online directory or by calling the plan.

You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week. If you do nothing during the enrollment window, your current plan simply renews for 2027 if it is being offered, with whatever changes are listed in the ANOC. The deadline to make a change for January 1, 2027 coverage is December 7, 2026.