Medicare Advantage
15 New Medicare Advantage Plans in New Mexico for 2027: The List
SANTA FE, N.M. — New Mexicans comparing Medicare coverage for 2027 will see 15 Medicare Advantage plans on the shelf that were not offered in the state in 2026. According to the CMS Medicare Advantage Landscape Source Files for 2026 and 2027, those 15 new plans are part of a total of 61 Medicare Advantage plans offered somewhere in New Mexico next year. Each new plan is listed once statewide, but Medicare Advantage is sold county by county, so a plan that appears on the state list may or may not be sold where you live.
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Key takeaways
- 15 of the 61 Medicare Advantage plans offered in New Mexico for 2027 are new, spread across four carriers.
- The new plans come from Blue Cross Blue Shield (HCSC), Devoted Health, Molina Healthcare of New Mexico, and UnitedHealthcare.
- A new plan has no Star Rating and no track record yet, so you will want to confirm doctors, drugs and county availability on the Medicare Plan Finder before you enroll.
- Annual Enrollment 2027 runs October 15 – December 7, 2026, and a choice made during that window takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are new in New Mexico for 2027, and which carriers offer them?
For 2027, 15 of New Mexico's 61 Medicare Advantage plans are new — meaning they were not offered in the state for 2026. Four carriers account for all 15: Blue Cross Blue Shield (HCSC) with 2 new plans, Devoted Health with 4, Molina Healthcare of New Mexico with 1, and UnitedHealthcare with 8. The full list of new plans, with their plan type and county reach, is shown in the table on this page.
That mix includes general HMO and PPO plans as well as Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid, and Chronic Condition Special Needs Plans (C-SNPs) for people with certain qualifying conditions. Whether any individual plan fits depends on where you live and, for the SNPs, whether you meet the eligibility rules.
Which new Medicare Advantage plans in New Mexico for 2027 reach the most counties?
Among New Mexico's 15 new Medicare Advantage plans for 2027, the widest county reach belongs to three plans listed in 33 counties: Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) and Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) from Blue Cross Blue Shield (HCSC), and Molina Medicare Complete Care (HMO D-SNP) from Molina Healthcare of New Mexico. All three are D-SNPs, which are designed for people with both Medicare and Medicaid.
UnitedHealthcare's UHC Dual Complete NM-S2 (PPO D-SNP) appears on the statewide list twice as separate 2027 entries — one offered in 28 counties and one in 5. UnitedHealthcare's new AARP Medicare Advantage PPO plans for 2027 (the Direct OTC, Direct Plus and Extras lines, numbered NM-12 through NM-17) each reach 4 or 5 counties. Devoted Health's four new plans for 2027 — two C-SNPs and two general HMOs under the "GIVEBACK EXTRAS" naming — each reach 6 or 7 counties. The on-page table shows the county counts next to every plan name.
What does it mean that a Medicare Advantage plan is "new" in New Mexico for 2027?
A "new" plan in New Mexico for 2027 is one CMS did not list in the state's 2026 Landscape file. Because Medicare's Star Ratings are built from several years of plan performance data, a brand-new contract or plan benefit package does not yet have a Star Rating, and it does not yet have a local track record of member experience, customer service calls, pharmacy processing or appeals.
That is a fact about the data, not a judgment of the plan. It simply means the usual at-a-glance quality signal is not there yet, so the review has to lean more on the plan documents themselves — the Summary of Benefits, the Evidence of Coverage, the pharmacy formulary and the provider directory.
How do I check whether a new 2027 Medicare Advantage plan is sold in my New Mexico county and covers my doctors and drugs?
To check whether any of New Mexico's 15 new 2027 Medicare Advantage plans is sold in your county and works with your care, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code and county, then your prescriptions and preferred pharmacy.
Plan Finder will show only the plans available in your county, including any of the new 2027 plans that apply there. From each plan's page you can open the provider search to confirm your primary care doctor, specialists and preferred hospital are in network, and view the formulary to check that your medications are covered and at what tier. For anything the online tool does not answer, the plan's member services line and its Evidence of Coverage are the authoritative sources.
What should New Mexico Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, review your current coverage against your options for 2027, including any of the 15 new plans that are sold in your county. Annual Enrollment 2027 runs October 15 – December 7, 2026, and the choice you make — or the choice to stay put — takes effect January 1, 2027.
A practical order of operations: read the Annual Notice of Change your current plan mails in September, make a short list of the doctors, hospitals and prescriptions you need covered, then run that list through Plan Finder for every plan available in your county. If a new 2027 plan looks interesting, pull its Summary of Benefits and Evidence of Coverage directly from the carrier before deciding.
Where can New Mexicans get free help comparing 2027 Medicare Advantage plans?
Free, neutral help is available year-round from Medicare itself. Medicare.gov hosts the Plan Finder, enrollment tools and plan documents, and 1-800-MEDICARE (TTY 1-877-486-2048) is staffed 24 hours a day, 7 days a week to answer questions, compare plans over the phone and help you enroll.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
New for 2027
Medicare Advantage plans new across New Mexico for 2027
CMS lists 15 Medicare Advantage plans across New Mexico for 2027 that were not offered for 2026, alphabetically by carrier.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Blue Cross Blue Shield (HCSC) 2 plans | |||
| Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 33 |
| Blue Cross Medicare Advantage Dual Care Plus (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 33 |
| Devoted Health 4 plans | |||
| DEVOTED C-SNP GIVEBACK EXTRAS 012 NM (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| DEVOTED GIVEBACK EXTRAS 015 NM (HMO) | HMO | Yes | 7 |
| DEVOTED C-SNP GIVEBACK EXTRAS 013 NM (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DEVOTED GIVEBACK EXTRAS 016 NM (HMO) | HMO | Yes | 6 |
| Molina Healthcare of New Mexico 1 plan | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 33 |
| UnitedHealthcare 8 plans | |||
| UHC Dual Complete NM-S2 (PPO D-SNP) | PPO D-SNP | Yes | 28 |
| AARP Medicare Advantage Direct OTC from UHC NM-16 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Direct Plus from UHC NM-17 (PPO) | PPO | Yes | 5 |
| AARP Medicare Advantage Extras from UHC NM-13 (PPO) | PPO | Yes | 5 |
| UHC Dual Complete NM-S2 (PPO D-SNP) | PPO D-SNP | Yes | 5 |
| AARP Medicare Advantage Direct OTC from UHC NM-14 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Direct Plus from UHC NM-15 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Extras from UHC NM-12 (PPO) | PPO | Yes | 4 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across New Mexico for 2027
- Blue Cross Blue Shield (HCSC) 3 plans: HMO, HMO-POS
- Devoted Health 11 plans: HMO
- HealthSpring 1 plan: HMO
- Humana 12 plans: HMO, PPO
- Molina Healthcare of New Mexico 1 plan: HMO
- Presbyterian Health Plan 3 plans: HMO
- UnitedHealthcare 30 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are new in New Mexico for 2027?
Which carriers have new Medicare Advantage plans in New Mexico for 2027?
Does a new 2027 plan on the statewide list mean it is sold in my county?
When does an Annual Enrollment 2027 choice take effect?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the list of plans offered in New Mexico for 2027, their plan types and their county availability.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison that identifies the 15 plans new for 2027.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.