Medicare Advantage

UnitedHealthcare's 2027 Medicare Advantage plans in Greensboro: how to check each one before Dec. 7

Greensboro, N.C. — Fall 2026. UnitedHealthcare will offer 14 Medicare Advantage plans in Guilford County for the 2027 plan year, and the Annual Enrollment Period that lets you pick one runs October 15 through December 7, 2026. If you already have a UnitedHealthcare plan, this is the window to open your Annual Notice of Change (ANOC), see what is different for 2027, and make sure your doctors and prescriptions still fit.

MyMedicarePlans.org is an independent consumer site. We are not UnitedHealthcare, and we are not Medicare. UnitedHealthcare is one of 13 carriers offering Medicare Advantage plans in Guilford County next year (97 plans in total across all carriers), so the lineup below is only part of what Greensboro shoppers can consider.

How many UnitedHealthcare Medicare Advantage plans are in Greensboro for 2027?

Greensboro sits in Guilford County, where UnitedHealthcare lists 14 Medicare Advantage plans for 2027. By plan type, that is 9 HMO-POS plans and 5 PPO plans. Thirteen of the 14 include Part D prescription drug coverage; one is offered without drug coverage.

Seven of the 14 are Special Needs Plans (SNPs), which are built for people in specific situations: 5 Dual Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, 1 Chronic Condition SNP (C-SNP), and 1 Institutional SNP (I-SNP) for people living in a nursing home. SNPs have eligibility rules, so you cannot simply pick one off the list.

The table on this page lists every UnitedHealthcare plan in Guilford County by name and type.

What is new, renamed or not returning in Greensboro for 2027?

For 2027, UnitedHealthcare has 2 plans that are new to Guilford County, 3 plans that are not returning, and 3 plans that have been renamed. The two new plans listed are UHC Dual Complete NC-Q2 (HMO-POS D-SNP) and UHC Dual Complete NC-S3 (HMO-POS D-SNP) — both Dual Eligible SNPs.

The renamed plans still exist, but with new names on the paperwork:

• AARP Medicare Advantage from UHC NC-15 (HMO-POS) was AARP Medicare Advantage from UHC NC-0015.
• UHC Dual Advantage NC-V1 (HMO-POS D-SNP) was UHC Dual Complete NC-V001.
• UHC Dual Complete NC-Q1 (PPO D-SNP) was UHC Dual Complete NC-S001.

A rename is not the same as "no change." The benefits, network and drug list can still be different in 2027. The ANOC that arrived (or will arrive) in your mailbox or online account spells out what is changing for your specific plan.

If one of your 2026 plans is among those not returning, you do not have to do anything by October to stay insured — but you will need to pick a new plan during Annual Enrollment, or you will fall back to Original Medicare on January 1, 2027.

What do HMO-POS, PPO and SNP mean on this list?

The plan type decides how you use doctors and hospitals.

• HMO-POS (Health Maintenance Organization with a Point-of-Service option): you use the plan's network and usually need referrals, with a limited ability to go out of network for certain services.
• PPO (Preferred Provider Organization): you can see in- and out-of-network providers, generally without referrals, though in-network care typically costs less.
• SNP (Special Needs Plan): limited to people who meet the eligibility rules — having Medicaid too (D-SNP), a qualifying chronic condition (C-SNP), or living in a long-term care facility (I-SNP).

UnitedHealthcare's 2027 Guilford County lineup includes all three SNP types. If you are not sure you qualify, 1-800-MEDICARE can confirm.

How do I check a UnitedHealthcare plan against my doctors and prescriptions before December 7?

The fastest honest answer is: use medicare.gov's Plan Finder. Enter your ZIP code, add every prescription you take (with the dose and how often), and add your doctors and preferred pharmacy. The tool will show, plan by plan, whether each drug is on the formulary, whether your pharmacy is preferred, and whether your doctors are in network.

A few habits that help:

• Check each drug individually, including the exact strength. A plan may cover a drug at one dose but not another.
• Call your doctor's office and ask which 2027 Medicare Advantage plans they will be contracted with — networks change on January 1.
• Read your plan's 2027 Evidence of Coverage and formulary on the UnitedHealthcare website, not a summary.
• If you want help, call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week.

What Medicare dates and figures matter for 2027?

The Annual Enrollment Period runs October 15 through December 7, 2026, for coverage that starts January 1, 2027. If you do nothing, your current plan renews for 2027 if it is still being offered, with the changes described in its ANOC. There is also a Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, when people already in a Medicare Advantage plan can switch once.

A few confirmed program-level figures for 2027:

• The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026).
• The Part D maximum deductible is $700 in 2027 (it is $615 in 2026).
• The Part D national base beneficiary premium for 2027 is $41.33 — a formula input, not what any specific plan charges.

CMS has not yet announced the 2027 Part B standard premium and deductible or the 2027 IRMAA income brackets; those are usually published in November.