Medicare Advantage
Anthem's 2027 Medicare Advantage plans in Toledo: two new, one renamed, full roster
TOLEDO, Ohio — Fall 2026 is when Medicare shoppers get their first full look at next year's plan choices, and Anthem's lineup in Lucas County has shifted a little for 2027. The carrier is offering 11 Medicare Advantage plans in the county next year, including two that are new and one that has been renamed. None of its current plans are leaving the county.
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Key takeaways
- Anthem is offering 11 Medicare Advantage plans in Lucas County for 2027, including 2 that are new and 1 that was renamed; none are leaving.
- The 11 plans break down as 4 HMOs, 2 HMO-POS plans and 5 PPOs, with 9 including drug coverage and 4 built as Dual-eligible Special Needs Plans (D-SNPs).
- The Annual Enrollment Period runs October 15 – December 7, 2026, and any change you make takes effect January 1, 2027; doing nothing means your current plan renews with the changes in its Annual Notice of Change.
- Use medicare.gov's Plan Finder or call 1-800-MEDICARE to check any plan against your doctors and prescriptions before you decide.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Lucas County (2026) | 99 | CMS |
| Medicare Advantage plans offered in Lucas County (2027) | 87 | CMS |
| Plans not returning for 2027 / new for 2027 | 31 / 19 | CMS |
| Organizations offering Medicare Advantage in Lucas County (2026) | 16 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Lucas County | 58% | CMS |
| Residents age 65 and older, Lucas County | 75,209 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
This article is a plan-by-plan snapshot of what Elevance Health (Anthem) is selling in Toledo for the plan year that begins January 1, 2027. MyMedicarePlans.org is an independent news and education site and is not Anthem; 13 other carriers also offer Medicare Advantage plans in Lucas County next year.
How many Anthem Medicare Advantage plans are offered in Toledo for 2027?
In Lucas County, which is the county Toledo sits in, Anthem is offering 11 Medicare Advantage plans for 2027. By plan type, that is 4 HMO plans, 2 HMO-POS plans and 5 PPO plans. Nine of the 11 include Part D prescription drug coverage; two are offered without drug coverage.
For comparison, 13 other carriers also sell Medicare Advantage plans in Lucas County next year, and the county total across all carriers is 87 plans. CMS groups Anthem under its parent company, Elevance Health (Anthem), in its public landscape files.
What is new, renamed or not returning in Anthem's 2027 Toledo lineup?
Two Anthem plans are new in Lucas County for 2027: Anthem Dual Advantage Plus (HMO D-SNP) and Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP). One plan has been renamed: Anthem I MyCare Ohio Full Dual Support (HMO D-SNP) was previously called Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP).
No Anthem plans are leaving Lucas County for 2027. If you are already enrolled in an Anthem plan that is returning, it will renew automatically on January 1, 2027 — but the specifics (costs, drug list, provider network, extra benefits) can change. Those changes are spelled out in the Annual Notice of Change (ANOC) your plan mailed in September.
The table below lists every Anthem plan offered in the county for 2027, by name and type, and marks which ones include drug coverage.
Does Anthem offer Special Needs Plans in Lucas County for 2027?
Yes. Four of Anthem's 11 plans in Lucas County for 2027 are Dual-eligible Special Needs Plans (D-SNPs), designed for people who have both Medicare and Medicaid. They are Anthem Dual Advantage (HMO D-SNP), Anthem Dual Advantage Plus (HMO D-SNP), Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP) and Anthem I MyCare Ohio Full Dual Support (HMO D-SNP).
Anthem is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in the county next year. To qualify for a D-SNP, you generally need to be enrolled in Ohio Medicaid in addition to Medicare. Medicare.gov can confirm eligibility.
How do I check an Anthem plan against my doctors and prescriptions before December 7?
The most reliable tool is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add your prescriptions and preferred pharmacy, and the tool will show how each plan handles your drugs. For doctors, check the plan's own online provider directory or call Anthem to confirm a specific physician or hospital is in-network for the exact plan you are considering — networks can differ between an HMO, an HMO-POS and a PPO sold by the same carrier.
You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, seven days a week, for help comparing. The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026. A change made during that window takes effect January 1, 2027. If you do nothing, your current plan renews as described in its ANOC.
What 2027 Medicare figures are confirmed, and what is still coming?
CMS has confirmed a few program-wide numbers that apply no matter which plan you choose. In 2027, the Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33 — that figure is a formula input CMS uses, not a premium any specific plan charges.
Not yet announced: the 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets. CMS typically publishes those in November. The coverage gap or "donut hole" was eliminated in 2025, so Part D now has three phases. The Medicare Prescription Payment Plan remains available as an option to spread drug costs across the calendar year.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Lucas County
(MA penetration in Lucas County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Anthem Medicare Advantage plans in Lucas County for 2027
CMS lists 11 Anthem Medicare Advantage plans in Lucas County for 2027, alphabetically by carrier. 13 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Elevance Health (Anthem) 11 plans | |||
| Anthem Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Anthem Dual Advantage Plus (HMO D-SNP) | HMO D-SNP | Yes | New |
| Anthem Extra Help (HMO-POS) | HMO-POS | Yes | Returning |
| Anthem I MyCare Ohio Full Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | New |
| Anthem I MyCare Ohio Full Dual Support (HMO D-SNP) | HMO D-SNP | Yes | Renamed |
| Anthem Medicare Advantage (HMO-POS) | HMO-POS | Yes | Returning |
| Anthem Medicare Advantage (PPO) | PPO | Yes | Returning |
| Anthem Medicare Advantage (Regional PPO) | PPO | Yes | Returning |
| Anthem Medicare Advantage 3 (PPO) | PPO | Yes | Returning |
| Anthem Veteran (PPO) | PPO | No | Returning |
| Anthem Veteran (Regional PPO) | PPO | No | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans in Lucas County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
What happens if I do nothing during the Annual Enrollment Period?
Can I switch Medicare Advantage plans after December 7?
How do I know if I qualify for one of Anthem's D-SNP plans?
Where can I see every Anthem plan listed side by side with other carriers in Toledo?
Watch
The Medicare Advantage changes for 2027 in Ohio, in 29 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Toledo
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files (CY2026 and CY2027): the plan-by-plan availability in Lucas County, counts of new, renamed and non-returning plans, and the number of other carriers.
- CMS 2027 Part D parameters: the $2,400 out-of-pocket cap, $700 maximum deductible and $41.33 national base beneficiary premium.
- Medicare.gov: the Annual Enrollment Period dates, Plan Finder, and the three phases of Part D.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.