Medicare Advantage

8 new Medicare Advantage plans arrive in Oklahoma City for 2027: the carrier-by-carrier list

For 2027, Oklahoma City is looking at 59 Medicare Advantage plans: 8 new, 9 gone since 2026, and 24 still here but changed on premium, deductible, plan type or name, 7 of them under a new name. Below, how the lineup shifted in Oklahoma County and what to compare, with no plan ranked or recommended.

Oklahoma City — The 2027 Medicare Advantage lineup in Oklahoma County includes eight plans that did not exist here last year. Five carriers are behind them, and each is a brand-new contract — meaning there is no local track record yet for a shopper to lean on. With the Annual Enrollment Period running October 15 through December 7, 2026, anyone drawn to a new plan has about seven weeks to check whether their doctors and prescriptions actually fit.

What "new for 2027" actually means

A new Medicare Advantage plan is one CMS has approved for the coming year that was not sold in the county the year before. In Oklahoma County — the county Oklahoma City sits in — eight of the 59 Medicare Advantage plans offered for 2027 are new. All eight include Part D drug coverage.

That matters for one reason above all: a brand-new plan has no Star Rating history in this market. CMS Star Ratings are built from past member experience, claims and quality data, and a plan that didn't exist last year has none of that to score. It isn't a warning sign — it just means the usual shortcut of glancing at stars won't help here. You have to look under the hood.

The eight new plans in Oklahoma County for 2027

Listed alphabetically by carrier, with plan type and drug coverage. The full 2027 roster — new and returning — appears in the table below.

• Aetna (CVS Health) — Aetna Medicare Dual Extra Care (HMO D-SNP); with drug coverage
• CommunityCare Senior Health Plan (HMO) — Senior Health Plan Oklahoma Dual Complete (HMO D-SNP); with drug coverage
• Devoted Health — DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 011 OK (PPO C-SNP); with drug coverage
• Devoted Health — DEVOTED CHOICE GIVEBACK EXTRAS 013 OK (PPO); with drug coverage
• HealthSpring — HealthSpring Preferred (HMO); with drug coverage
• UnitedHealthcare — AARP Medicare Advantage from UHC OK-1P (HMO-POS); with drug coverage
• UnitedHealthcare — UHC Complete Care OK-2P (HMO-POS C-SNP); with drug coverage
• UnitedHealthcare — UHC Dual Complete OK-S002 (HMO-POS D-SNP); with drug coverage

Six of the eight are Special Needs Plans. Five are D-SNPs, built for people with both Medicare and Medicaid. One is a C-SNP for a specific chronic condition. SNPs have eligibility rules — you can't just pick one — so if a plan on this list is an SNP and you don't qualify, it isn't an option for you regardless of what it looks like on paper.

How a new plan is different from one that's renewing

A renewing plan comes with history. You (or a neighbor) may have used it, there's a Star Rating, there's a sense of which hospitals are in and which aren't, and the Annual Notice of Change spells out exactly what shifts on January 1. If you're already enrolled, you can compare this year's experience against next year's ANOC.

A new plan has none of that in this county. The benefits, the network and the formulary are all on paper only. That doesn't make a new plan worse — many are competitive precisely because the carrier is trying to attract members. It just means your homework matters more. Specifically:

• Call each of your doctors. Ask whether they are in-network for the exact plan name and plan ID for 2027. Being in-network with "Aetna" or "UnitedHealthcare" is not the same thing as being in-network with a specific plan.
• Check your hospital. Especially for an HMO or HMO-POS, where out-of-network care is generally not covered except in emergencies.
• Run your drug list. Every one of the new plans includes Part D, but formularies, tiers and preferred pharmacies differ. The Plan Finder at medicare.gov will price your actual prescriptions under each plan.
• Confirm the pharmacy. A plan may cover your drug but at a lower cost only at certain pharmacies.

How to vet a new plan before December 7

The simplest route is medicare.gov's Plan Finder. Enter your ZIP code, add your prescriptions and your preferred pharmacy, and the tool will show every 2027 plan available in Oklahoma County — the eight new ones included — with an estimated yearly drug cost based on your list. You can filter by plan type (HMO, HMO-POS, PPO, PFFS) and by SNP status.

For questions the website can't answer, 1-800-MEDICARE is open 24 hours a day, seven days a week. For the fine print on any specific plan — exact benefits, provider directories, prior authorization rules — the plan's own Evidence of Coverage and Summary of Benefits are the authoritative documents.

A few 2027 program facts worth knowing while you shop:

• The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026).
• The Part D maximum deductible rises to $700 in 2027 (it is $615 in 2026).
• The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those in the fall.

The coverage gap (the old "donut hole") is gone — Part D has three phases now — and the Medicare Prescription Payment Plan lets you spread drug costs over the year in level monthly amounts if that helps your budget.

What happens if you do nothing

Nothing dramatic. If your current plan is offered again for 2027, you stay on it. The ANOC your carrier mailed in late September spells out what changes on January 1 — premium, deductible, copays, drug tiers, extras. If your plan is one of the nine not returning to Oklahoma County in 2027, your carrier was required to tell you, and you'll have a Special Enrollment Period to pick a replacement. Seven plans in the county were renamed for 2027; a rename is a change on paper, and the ANOC describes what else moved with it.

The Annual Enrollment Period closes December 7, 2026. After that, Medicare Advantage members get a second window — Medicare Advantage Open Enrollment, January 1 through March 31, 2027 — to switch MA plans once or drop back to Original Medicare.