Medicare Advantage

Have Medicare and SoonerCare? Your 2027 D-SNP guide

For 2027, Oklahoma City is looking at 59 Medicare Advantage plans: 8 new, 9 gone since 2026, and 24 still here but changed on premium, deductible, plan type or name, 7 of them under a new name. Below, how the lineup shifted in Oklahoma County and what to compare, with no plan ranked or recommended.

Oklahoma City — If you have both Medicare and SoonerCare (Oklahoma's Medicaid program), you have access to a specific type of Medicare Advantage plan built for people in your situation. For 2027, Oklahoma County will have 12 Dual Special Needs Plans (D-SNPs) from six carriers, according to CMS's 2027 Medicare Advantage Landscape file. The fall Annual Enrollment Period runs October 15 through December 7, 2026, and a change made in that window takes effect January 1, 2027 — but if you qualify for a D-SNP, you likely have more chances to switch during the year than most people do.

What a D-SNP is, in plain terms

A Dual Special Needs Plan is a type of Medicare Advantage plan designed for people who have both Medicare and Medicaid. Every D-SNP includes Part D drug coverage, and plans coordinate with your Medicaid benefits so one plan is handling more of the moving parts.

D-SNPs are one of three Special Needs Plan types. The other two, which also appear in Oklahoma County for 2027, are Chronic Condition SNPs (C-SNPs, for people with certain long-term conditions) and Institutional SNPs (I-SNPs, for people who live in a nursing facility or need that level of care). Of the 59 Medicare Advantage plans in Oklahoma County for 2027, 12 are D-SNPs, 10 are C-SNPs and 2 are I-SNPs.

Who qualifies: full and partial dual eligibility

"Dual eligible" is an umbrella term. In Oklahoma, the Oklahoma Health Care Authority — which runs SoonerCare — decides which Medicaid category you fall into. Broadly:

• Full dual eligible means you get full SoonerCare benefits on top of Medicare. Medicaid may help with Medicare premiums and cost-sharing, and it covers services Medicare does not, such as long-term services and supports.
• Partial dual eligible means you qualify for one of the Medicare Savings Programs (for example, QMB, SLMB, or QI). These programs help pay some Medicare costs but do not include full SoonerCare benefits.

Different D-SNPs are built for different categories of dual eligibility, so not every D-SNP accepts every dual-eligible person. The plan or 1-800-MEDICARE can confirm whether a specific plan matches your category before you enroll.

The 2027 D-SNP lineup in Oklahoma County

The table on this page lists every Medicare Advantage plan available in Oklahoma County for 2027. The 12 D-SNPs, in alphabetical order by carrier, are:

• Aetna (CVS Health): Aetna Medicare Dual Care (PPO D-SNP); Aetna Medicare Dual Extra Care (HMO D-SNP) — new for 2027
• CommunityCare Senior Health Plan: Senior Health Plan Oklahoma Dual Complete (HMO D-SNP) — new for 2027
• Devoted Health: DEVOTED DUAL CHOICE FULL 003 OK (PPO D-SNP)
• GlobalHealth: Generations Dual Premier (HMO D-SNP); Generations Dual Support (HMO D-SNP)
• Humana: HumanaChoice SNP-DE H5216-228 (PPO D-SNP); HumanaChoice SNP-DE H5216-331 (PPO D-SNP); HumanaChoice SNP-DE H7617-076 (PPO D-SNP)
• UnitedHealthcare: UHC Dual Advantage OK-V1 (HMO-POS D-SNP) — renamed from UHC Dual Complete OK-V001 for 2027; UHC Dual Complete OK-S001 (PPO D-SNP); UHC Dual Complete OK-S002 (HMO-POS D-SNP) — new for 2027

All 12 include Part D drug coverage. For benefits, provider networks, drug lists, and costs, check the plan's own documents or the Medicare Plan Finder at medicare.gov.

How often a dual-eligible person can change plans

Most people with Medicare can change Medicare Advantage or Part D plans during the fall Annual Enrollment Period (October 15 – December 7) and, if already in a Medicare Advantage plan, once more during the Medicare Advantage Open Enrollment Period (January 1 – March 31).

People with Medicaid or Extra Help have additional opportunities. Under current rules, dual-eligible members generally have a monthly chance to make certain changes — for example, to join an integrated D-SNP that works closely with their Medicaid plan, or to leave Medicare Advantage and return to Original Medicare paired with a stand-alone Part D plan. The exact Special Enrollment Period that applies depends on your situation and can be adjusted by CMS, so it's worth confirming the current rules with 1-800-MEDICARE before you act.

How to confirm your eligibility

Two agencies hold the pieces:

• Medicare side: medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048) can confirm your Medicare enrollment and whether you receive Extra Help with drug costs.
• Medicaid side: The Oklahoma Health Care Authority runs SoonerCare and can confirm your Medicaid category — full benefits, a Medicare Savings Program, or something else. Reach SoonerCare at 1-800-987-7767 or mysoonercare.org.

When you call a plan to enroll, bring your Medicare number and your SoonerCare information. The plan will verify your category before enrollment is complete.

What else is changing for 2027

Across Oklahoma County, 9 Medicare Advantage plans are not returning for 2027, 8 are new, and 7 have been renamed. If you are already in a plan, its Annual Notice of Change (ANOC) spells out what is different next year. Doing nothing is a valid choice — your current plan renews if it is still offered.

Two Part D numbers CMS has already set for 2027: the out-of-pocket cap on covered drugs rises to $2,400 (up from $2,100 in 2026), and the maximum Part D deductible rises to $700 (up from $615 in 2026). The 2027 Part B premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of September 2026; CMS typically publishes those figures later in the fall.