Medicare Advantage

Humana Medicare Advantage in Oregon for 2027: 12 Plans, County by County

PORTLAND — For Oregonians sorting through Medicare Advantage options for the coming plan year, the federal Centers for Medicare & Medicaid Services (CMS) has released the 2027 Landscape files, and they show that Humana will offer 12 Medicare Advantage plans across Oregon in 2027. This explainer, published by an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what the files say — and, just as important, what they don't say about any one reader's county.

What Humana Medicare Advantage plans are offered across Oregon for 2027?

Across Oregon in 2027, Humana offers 12 Medicare Advantage plans: 4 HMOs and 8 PPOs, according to the CMS 2027 MA Landscape Source File. Of those 12, 10 include Part D prescription drug coverage, and 2 do not.

Humana's Oregon lineup for 2027 also includes 2 Chronic Condition Special Needs Plans (C-SNPs) aimed at people living with specific conditions such as diabetes and heart conditions. Humana's Oregon list does not include any Dual-Eligible Special Needs Plans (D-SNPs) or Institutional Special Needs Plans (I-SNPs) for 2027.

For context, 13 other carriers also offer Medicare Advantage plans somewhere in Oregon for 2027, and across all carriers there are 95 Medicare Advantage plans available statewide. The full carrier and plan tables on this page show the breakdown; this article focuses only on Humana.

Which Humana plans reach the most Oregon counties in 2027?

The Humana plans with the widest Oregon county reach for 2027 are the two Humana USAA Honor Giveback (PPO) listings and HumanaChoice H5216-048 (PPO), each offered in 12 Oregon counties, per the CMS 2027 Landscape file.

Humana's other 2027 Oregon plans — including Humana Value Choice (PPO), HumanaChoice H5525-054 (PPO), Humana Essentials Plus Giveback (HMO), Humana Total Complete (HMO), and the Humana Gold Plus – Diabetes and Heart (HMO C-SNP) listings — are offered in smaller sets of counties, ranging from a single county up to seven. The plan table on this page shows the county counts for each.

A reminder on how to read those numbers: Medicare Advantage plans are approved county by county. A plan that shows up in 12 Oregon counties still isn't sold in the other Oregon counties, so the only way to know what's available where you live is to check your ZIP code on the Medicare Plan Finder at medicare.gov.

What is new or not returning for Humana in Oregon for 2027?

For 2027 in Oregon, Humana is not introducing any brand-new Medicare Advantage plans, and none of its Oregon plans are leaving the market, according to the CMS year-over-year Landscape comparison. The counts: 0 new plans for 2027 and 0 plans not returning.

Several plans do appear under new names. CMS flags the following 2027 renames in Oregon: Humana Essentials Plus Giveback (HMO) was previously Humana Gold Plus Giveback H1036-323 (HMO); Humana Total Complete (HMO) was previously Humana Gold Plus H1036-153 (HMO); and multiple Humana Value Choice (PPO) listings were previously branded as HumanaChoice or Humana Value Choice under different contract and plan numbers. If a familiar plan name has disappeared from your mail, a rename may be the reason — the Annual Notice of Change (ANOC) that members receive each fall will spell this out.

How do I check whether a Humana plan is offered in my Oregon county and covers my doctors and drugs?

To check whether a specific Humana plan is offered in your Oregon county for 2027 and whether it covers your doctors and prescriptions, use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (TTY 1-877-486-2048), or ask Humana for the plan's Evidence of Coverage and provider and pharmacy directories.

A short checklist that works for any plan on this page:

• Enter your ZIP code on Medicare.gov to see which 2027 plans are actually sold in your county.
• Add each prescription — exact name, dose, and quantity — to see how it is treated under that plan's drug list.
• Search for your primary care doctor, specialists, and preferred hospital in the plan's provider directory.
• If you use specific pharmacies, confirm they are in the plan's pharmacy network.

Because we are an independent education site, we don't quote premiums, copays, benefits, networks, or star ratings for any plan. Those details change and belong to the plan's own documents.

What should Oregon Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Oregon Medicare beneficiaries should review their current plan's Annual Notice of Change, compare it against the 2027 options available in their county on Medicare.gov, and enroll or switch if a different plan fits better. Annual Enrollment 2027 runs October 15 through December 7, 2026, and the choice you make takes effect January 1, 2027.

A simple sequence: 1. Read the ANOC that arrives in the fall for anything that changes in 2027. 2. List your current doctors, pharmacies, and prescriptions. 3. Run those through Medicare Plan Finder for your ZIP code. 4. Decide whether to keep your current plan, switch Medicare Advantage plans, or move between Original Medicare and Medicare Advantage. 5. Enroll by December 7, 2026.

Where can Oregon residents get free help with Medicare questions for 2027?

Oregon residents can get free, official help with Medicare questions by calling 1-800-MEDICARE (TTY 1-877-486-2048), which is open 24 hours a day, seven days a week, or by using the tools at medicare.gov.

Medicare.gov includes the Plan Finder, plan documents, and enrollment forms. For questions about Medicare eligibility tied to Social Security benefits, the Social Security Administration can help at ssa.gov or 1-800-772-1213.