Medicare Advantage
UnitedHealthcare Medicare Advantage in Oregon for 2027: 9 Plans, County by County
PORTLAND, Ore. — For the 2027 plan year, UnitedHealthcare is offering 9 Medicare Advantage plans across Oregon, according to the CMS Medicare Advantage Landscape Source File for CY2027. That total includes a mix of HMO-POS and PPO plans, several Special Needs Plans for specific populations, and most with Part D drug coverage built in. This explainer, published by an independent Medicare education site that is not UnitedHealthcare and not the government, walks through what those statewide numbers mean and how to check what is actually available where you live.
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Key takeaways
- UnitedHealthcare lists 9 Medicare Advantage plans statewide in Oregon for 2027, including 3 HMO-POS and 6 PPO plans.
- 8 of UnitedHealthcare's 9 Oregon plans for 2027 include drug coverage; 1 plan is a PPO without drug coverage.
- 1 UnitedHealthcare plan is new for 2027 in Oregon and 3 of its 2026 plans are not returning, so current members should read their Annual Notice of Change.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice you make takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many UnitedHealthcare Medicare Advantage plans are offered in Oregon for 2027?
UnitedHealthcare is offering 9 Medicare Advantage plans in Oregon for the 2027 plan year, per the CMS Landscape Source File. By plan type, that breaks down to 3 HMO-POS plans and 6 PPO plans. Eight of the nine plans include Part D prescription drug coverage; one PPO is offered without drug coverage.
Among those 9 plans are Special Needs Plans designed for specific groups: 2 Chronic Condition SNPs (C-SNPs) and 2 Institutional SNPs (I-SNPs). UnitedHealthcare does not list a Dual-Eligible SNP (D-SNP) in Oregon for 2027. For context, 13 other carriers also offer Medicare Advantage in Oregon for 2027, and all carriers together offer 95 plans statewide. Because each plan is sold county by county, the statewide count is the ceiling, not what any single Oregonian will see on their own Plan Finder results.
Which UnitedHealthcare Oregon plans have the widest county reach for 2027?
In Oregon for 2027, the UnitedHealthcare plans with the widest county reach are AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS), UHC Complete Care OR-5 (HMO-POS C-SNP), and UHC Complete Care Support OR-1A (PPO C-SNP), each listed in 11 counties. The full plan-by-plan county counts appear in the table on this page.
Just behind those, AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS), AARP Medicare Advantage from UHC OR-0001 (PPO), and AARP Medicare Advantage Patriot No Rx OR-MA01 (PPO) are each listed in 10 counties. AARP Medicare Advantage from UHC OR-0002 (PPO) and UHC Care Advantage OR-E001 (PPO I-SNP) are each in 9 counties, and UHC Nursing Home Plan OR-F001 (PPO I-SNP) is in 8. Oregon has 36 counties, so even the broadest UnitedHealthcare footprint for 2027 covers less than a third of them — a reminder that a plan listed statewide may not be offered in your county.
What UnitedHealthcare plans are new or not returning in Oregon for 2027?
For 2027 in Oregon, UnitedHealthcare has 1 new plan and 3 plans that are not returning, according to the CMS year-over-year Landscape comparison. The new plan is AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS), listed in 11 counties.
If you are currently enrolled in a UnitedHealthcare plan that is being discontinued at the end of 2026, you should receive a non-renewal notice from the plan explaining your options and the Special Enrollment Period that applies. Even if your plan is returning, read the Annual Notice of Change that arrives in the fall — it is the document that spells out what is changing for 2027. We are not listing premiums, copays, benefits, networks or star ratings here; those details come directly from each plan's materials.
How do I check whether a UnitedHealthcare plan is offered in my Oregon county and covers my doctors and prescriptions?
To check whether a specific UnitedHealthcare plan is offered in your Oregon county for 2027 and whether it covers your doctors and prescriptions, use the Medicare Plan Finder at medicare.gov, call 1-800-MEDICARE (24/7), or request the plan's Evidence of Coverage and provider and pharmacy directories. The Landscape file tells you a plan exists in a county; it does not tell you who is in network or which drugs are on the formulary.
A practical sequence: enter your ZIP code and county on medicare.gov, then enter your prescriptions and preferred pharmacy, then search each doctor or clinic you want to keep in the plan's provider directory. For Special Needs Plans — the two C-SNPs and two I-SNPs UnitedHealthcare offers in Oregon for 2027 — you also need to meet the eligibility rules for that SNP type.
What should Oregonians do before December 7, 2026?
Before December 7, 2026, Oregonians who want to join, switch, or drop a Medicare Advantage plan for the 2027 plan year should complete that choice during the Annual Enrollment Period, which runs October 15 – December 7, 2026. The enrollment you make in that window takes effect January 1, 2027.
A simple checklist: read your current plan's Annual Notice of Change; make a short list of the doctors, hospitals and medications you want covered; compare any plans you are considering on medicare.gov using your actual drug list; and confirm the plan is offered in your county. There is no need to rush — the date is the date.
Where can Oregonians get free help comparing Medicare Advantage plans for 2027?
Oregonians can get free, unbiased help comparing Medicare Advantage plans for 2027 by going to medicare.gov or calling 1-800-MEDICARE, which is open 24 hours a day, seven days a week. Both are run by the federal Medicare program and can walk you through plans available in your specific county, including UnitedHealthcare's and those of the 13 other carriers in Oregon.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Oregon for 2027
CMS lists 9 UnitedHealthcare Medicare Advantage plans across Oregon for 2027, alphabetically by carrier, widest county reach first. 13 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| UnitedHealthcare 9 plans | |||
| AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS) | HMO-POS | Yes | 11 |
| UHC Complete Care OR-5 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 11 |
| UHC Complete Care Support OR-1A (PPO C-SNP) | PPO C-SNP | Yes | 11 |
| AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS) | HMO-POS | Yes | 10 |
| AARP Medicare Advantage from UHC OR-0001 (PPO) | PPO | Yes | 10 |
| AARP Medicare Advantage Patriot No Rx OR-MA01 (PPO) | PPO | No | 10 |
| AARP Medicare Advantage from UHC OR-0002 (PPO) | PPO | Yes | 9 |
| UHC Care Advantage OR-E001 (PPO I-SNP) | PPO I-SNP | Yes | 9 |
| UHC Nursing Home Plan OR-F001 (PPO I-SNP) | PPO I-SNP | Yes | 8 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans across Oregon break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans does UnitedHealthcare offer in Oregon for 2027?
When is the Annual Enrollment Period for 2027 coverage?
What happens if my UnitedHealthcare plan is not returning in Oregon for 2027?
Where can I confirm which UnitedHealthcare plan is available in my Oregon county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): UnitedHealthcare's Oregon plan list, plan types, SNP counts, drug-coverage counts, and county-level availability.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison identifying the 1 new plan and 3 plans not returning.
- Medicare.gov (CMS): the Annual Enrollment Period dates and the Plan Finder tool used to confirm county availability, provider networks and drug formularies.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.