Medicare Advantage

Shopping Medicare Advantage in Salem for 2027? Here are the 8 carriers and 30 plans

People in Salem can choose from 30 Medicare Advantage plans for 2027, against 35 in 2026. Eight of this year’s plans are gone, 6 are new to Marion County, and 15 that continue have changed their premium, deductible, plan type or name, 3 of them under a new name.

SALEM, Ore. — If you live in Salem and are weighing your Medicare Advantage options for 2027, you have a fairly wide field to sort through. Salem is in Marion County, where the Centers for Medicare & Medicaid Services (CMS) lists 30 Medicare Advantage plans for the 2027 plan year, offered by 8 different carriers. Every one of those plans includes prescription drug coverage.

The table below lists every plan by carrier, along with its plan type and whether it includes drug coverage. This article walks you through what's on that list, what the plan types mean, and where to go for the personal details — premiums, copays, doctor networks — that we intentionally don't publish here.

The 8 carriers offering Medicare Advantage in Salem for 2027

Eight carriers are on the 2027 CMS Landscape file for Marion County. In alphabetical order:

• AgeRight Advantage — 3 plans (HMO; all 3 are Special Needs Plans)
• ATRIO Health Plans — 3 plans (HMO and PPO; 1 Special Needs Plan)
• Centene (WellCare) — 7 plans (HMO-POS and PPO)
• Devoted Health — 4 plans (HMO; 1 Special Needs Plan)
• Kaiser Permanente — 3 plans (HMO-POS)
• PacificSource Medicare — 1 plan (HMO; a Special Needs Plan)
• Regence BlueCross BlueShield of Oregon — 4 plans (PPO)
• UnitedHealthcare — 10 plans (HMO-POS and PPO; 4 Special Needs Plans)

Every plan listed by CMS in Marion County for 2027 includes Part D drug coverage bundled in — sometimes called an "MA-PD" plan.

What the plan types mean

Three plan types show up in the Salem lineup:

• HMO (Health Maintenance Organization): You typically use in-network doctors and often need a referral to see a specialist.
• HMO-POS (HMO with Point of Service): Like an HMO, but with a limited option to see certain out-of-network providers, usually at a higher cost.
• PPO (Preferred Provider Organization): You can go out-of-network, usually at a higher cost share, and referrals are generally not required.

Plans marked SNP are Special Needs Plans. They're designed for people who meet specific criteria — for example, being eligible for both Medicare and Medicaid (D-SNP), living with a qualifying chronic condition (C-SNP), or living in an institutional setting or needing that level of care (I-SNP). You can't just enroll in an SNP; you have to qualify.

About stand-alone drug plans in the area

Marion County shows 0 stand-alone Part D plans on the 2027 Landscape file at the time of publication. For most Salem residents choosing Medicare Advantage, drug coverage comes bundled inside the MA plan. If you're keeping Original Medicare instead and want Part D, that's a conversation to have with 1-800-MEDICARE or Oregon SHIBA (Oregon's State Health Insurance Assistance Program).

Program-level facts to keep in mind for 2027

These figures apply nationwide and are worth checking against any plan you're considering:

• The Part D out-of-pocket cap is $2,100 for 2026. Once you hit it, you pay $0 for covered drugs the rest of the year.
• The Part D maximum deductible is $615 in 2026 (plans can set a lower one).
• The old coverage gap ("donut hole") is eliminated as of 2025. Part D now has three phases: deductible, initial coverage, and catastrophic.
• The Medicare Prescription Payment Plan lets you spread your drug costs across the calendar year in monthly payments, at no extra charge, if you opt in.
• IRMAA (the income-related surcharge on Parts B and D) starts above $109,000 for a single filer in 2026.

Star Ratings in the area

CMS publishes Star Ratings each year to help beneficiaries compare quality. For the contracts serving Marion County, none are currently rated 4 stars or higher in the most recent data we're working from. Ratings can shift year to year, so the current numbers for a specific plan you're considering are worth pulling from the Medicare Plan Finder at medicare.gov.

Where to get the personal details

We deliberately don't publish premiums, copays, deductibles, drug formularies, or provider networks for any of the plans above. Those details change and, more importantly, what matters is how a plan fits your doctors, your prescriptions, and your budget.

For that, you have a few free, unbiased options:

• medicare.gov/plan-compare — enter your ZIP code and your drug list to compare Marion County plans side by side.
• 1-800-MEDICARE (1-800-633-4227), 24/7.
• Oregon SHIBA, the state's free Medicare counseling program, at 1-800-722-4134.

Key dates for Salem residents

• Oct. 15 – Dec. 7: Medicare Annual Enrollment Period. You can join, switch, or drop a Medicare Advantage plan or a Part D plan.
• Jan. 1 – March 31: Medicare Advantage Open Enrollment Period. If you're already in an MA plan, you get one chance to switch to another MA plan or return to Original Medicare (with a Part D plan).