Medicare Advantage

Pittsburgh's 2027 Medicare Advantage map: 8 new plans in, 9 on the way out

People in Pittsburgh can choose from 95 Medicare Advantage plans for 2027, against 96 this year. Nine of this year’s plans are gone, 8 are new to Allegheny County, and 46 that continue have changed their premium, deductible, plan type or name, 11 of them under a new name.

PITTSBURGH — The 2027 Medicare Advantage lineup in Allegheny County is set, and it looks a lot like 2026 with some notable edits. Eight plans are new for the coming year, nine will not come back, and more than a dozen are keeping the same shape but a different name on the mail you'll get this fall.

The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice you make during that window takes effect January 1, 2027. If you do nothing and your current plan is being offered next year, it renews automatically with whatever changes are spelled out in its Annual Notice of Change (ANOC).

How many Medicare Advantage plans are offered in Pittsburgh for 2027?

Pittsburgh is in Allegheny County, where 16 carriers are offering Medicare Advantage plans for 2027. The 2026 base count was 96 plans — a mix of HMO, HMO-POS, PPO and a single PFFS plan — including 33 Special Needs Plans and 84 plans that bundle in Part D drug coverage. Nine of those plans are not returning and eight new ones are joining, so the 2027 roster lands at a similar size with a different edge.

The table below lists every plan available in the county, grouped by carrier. Big names on that list include Aetna (CVS Health), Highmark Blue Cross Blue Shield, Humana, UnitedHealthcare and UPMC for Life, each with a double-digit lineup. Smaller carriers — American Health Advantage of Pennsylvania, Geisinger Gold, Jefferson Health Plans, Perennial Advantage, Provider Partners Health Plans, VISTA Health Plan and others — round it out.

Which Pittsburgh Medicare Advantage plans are new for 2027?

Eight plans are new to Allegheny County for 2027. In alphabetical order by carrier, they are:

• Aetna (CVS Health): Aetna Medicare Full Dual Extra (HMO D-SNP)
• Devoted Health: DEVOTED C-SNP GIVEBACK EXTRAS 031 PA (HMO C-SNP); DEVOTED GIVEBACK EXTRAS 035 PA (HMO)
• Provider Partners Health Plans: Provider Partners Pennsylvania Community Plan (HMO I-SNP); Provider Partners Pennsylvania Essential Plan (HMO I-SNP)
• UnitedHealthcare: UHC Complete Care Support PA-1A (HMO-POS C-SNP)
• UPMC for Life: UPMC for Life PPO Rx Choice (PPO)
• UPMC for Life Complete Care: UPMC for Life Complete Care (HMO D-SNP)

Several of these are Special Needs Plans — the D-SNP label means a plan built for people who have both Medicare and Medicaid, C-SNP is for people living with specific chronic conditions, and I-SNP is for people in long-term care settings. You can see the plan type next to every name in the table below.

Which Pittsburgh plans are leaving after 2026?

Nine plans sold in Allegheny County in 2026 will not be offered for 2027:

• Aetna (CVS Health): Aetna Community HealthChoices (HMO D-SNP); Aetna Medicare Enhanced (PPO)
• Centene (WellCare): Wellcare Assist (HMO-POS); Wellcare Patriot Giveback (HMO-POS)
• Humana: Humana Gold Choice H8145-163 (PFFS)
• Provider Partners Health Plans: Provider Partners Pennsylvania Community Plan (HMO I-SNP); Provider Partners Pennsylvania Essential Plan (HMO I-SNP)
• UPMC for Life: UPMC for Life PPO Rx Choice (PPO)
• UPMC for Life Complete Care: UPMC for Life Complete Care (HMO D-SNP)

A few names appear on both the "leaving" and "new" lists — that happens when a carrier retires a contract and introduces a replacement under the same name. The plan contract ID itself is different, so for enrollment purposes it is a new plan.

If your plan is on the leaving list, your insurer must mail you a non-renewal notice. You then qualify for a Special Enrollment Period that lets you join a different Medicare Advantage plan, or return to Original Medicare and add a stand-alone Part D plan, from December 8, 2026 through February 28, 2027. You can also use the regular Annual Enrollment Period before December 7.

Which Pittsburgh plans were renamed for 2027?

Eleven plans in Allegheny County are keeping the same contract but changing their name on the paperwork for 2027. If one of these is your plan, your coverage continues — read the ANOC carefully, because premium, deductible or benefit details may still be changing even when the plan isn't going anywhere:

• Aetna Medicare Advantra Signature Plus (HMO-POS) — was Aetna Medicare Advantra Signature (HMO-POS)
• Aetna Medicare Dual (HMO D-SNP) — was Aetna Medicare Advantra Dual (HMO D-SNP)
• Aetna Medicare Premier Plus (PPO) — was Aetna Medicare Value Plus (PPO)
• Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) — was Wellcare Dual Liberty Sync (HMO-POS D-SNP)
• Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) — was Wellcare Dual Select (HMO-POS D-SNP)
• DEVOTED C-SNP ENHANCED 020 PA (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 020 PA (HMO C-SNP)
• Together Blue Medicare HMO with AHN Signature (HMO) — was Together Blue Medicare HMO Signature (HMO)
• Humana Essentials Plus Giveback (PPO) — was HumanaChoice Giveback H5525-085 (PPO)
• Humana Value Choice (PPO) — was HumanaChoice H5525-051 (PPO)
• UHC Dual Advantage PA-V1 (HMO-POS D-SNP) — was UHC Dual Complete PA-V001 (HMO-POS D-SNP)
• UPMC for Life Essential Rx (PPO) — was UPMC for Life PPO Essential Care Rx (PPO)

Across the whole Allegheny lineup, CMS files show 35 plans with some change to premium, deductible, name or plan type for 2027, and 76 plans continuing in some form.

What's confirmed about drug costs for 2027?

The Part D numbers CMS has already published for 2027:

• Out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026). Once your drug spending hits that cap, you pay $0 for covered Part D drugs the rest of the year.
• Maximum Part D deductible: $700 in 2027 (up from $615 in 2026). Many plans use a lower deductible, but no plan can set one above this limit.
• National base beneficiary premium: $41.33 for 2027. This is a formula input Medicare uses in the background; it is not what any specific plan charges.

The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets have not been announced yet. CMS normally publishes those in the fall, usually in November. If drug costs are hard to spread across the year, ask your plan about the Medicare Prescription Payment Plan, which lets you pay Part D cost-sharing in monthly installments instead of at the pharmacy counter.

What should Pittsburgh residents do before December 7, 2026?

Three steps are worth putting on the calendar now:

1. Read your ANOC. It arrives by late September and spells out exactly what changes in your plan for 2027 — premium, deductible, drug tiers, provider network, extra benefits. 2. Check your doctors and your drugs. Networks and formularies change every year. The Medicare Plan Finder at medicare.gov lets you plug in your prescriptions and compare 2027 plans side by side for Allegheny County. 3. Decide by December 7. If your plan is non-renewed, you have additional time through February 28, 2027 under the Special Enrollment Period. If your plan is simply changing, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 gives you one more chance to switch Advantage plans or return to Original Medicare.