Medicare Advantage

Texas Medicare Advantage Plans for Chronic Conditions in 2027: 67 C-SNPs

AUSTIN — Texans living with a long-term health condition will have 67 Chronic Condition Special Needs Plans (C-SNPs) to consider for 2027, out of 421 Medicare Advantage plans offered somewhere in the state, according to the CMS Medicare Advantage Landscape Source Files for CY2027. These plans are built around people who have a qualifying chronic illness, and each one is sold county by county — so what shows up in Harris County may not be the same as what shows up in El Paso, Lubbock or Cameron.

What a C-SNP is, and who qualifies

A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan designed for people with a specific, severe or disabling chronic condition. To enroll, you need Medicare Part A and Part B, you must live in the plan's service area, and a provider has to verify that you have the qualifying condition the plan covers. If that verification doesn't come through within the window the plan allows, you can't stay enrolled.

C-SNPs include Part D prescription drug coverage. Everything else — the provider network, the specific benefits, the drug list, cost sharing — is set by the individual plan and should be checked in that plan's own documents or on Medicare.gov before enrolling.

The statewide count and the carriers offering them

The 67 C-SNPs for 2027 come from 12 carriers. In alphabetical order: Aetna (CVS Health) with 8, Alignment Health Plan with 2, Devoted Health with 19, Elevance Health (Anthem) with 7, HealthSpring with 2, Humana with 8, MedCare Partners Health Plan of Texas with 2, ProCare Advantage with 2, Prominence Health Plan with 3, SCAN Health Plan with 2, UnitedHealthcare with 10, and Verda Health Plan of Texas with 2.

For context, Texas's 2027 Medicare Advantage landscape also includes 119 Dual Eligible Special Needs Plans (D-SNPs) and 7 Institutional Special Needs Plans (I-SNPs). The full plan-by-plan C-SNP list, including which plans are new for next year and which have been renamed from their 2026 names, is shown in the tables on this page.

The conditions named in the plan names

Medicare rules let a C-SNP serve one qualifying condition or a defined group of conditions. Some Texas plans name the condition right in the plan title; others use a more general "Chronic Care" label and leave the specifics to the plan documents. We'll only tell you a condition when the plan name itself states it.

Plan names that identify a condition for 2027 include:

• Kidney care: Humana DaVita Kidney Care (PPO C-SNP), Wellpoint Kidney Care (HMO-POS C-SNP) from Elevance Health (Anthem), and ProCare Advantage - Kidney Care (HMO-POS C-SNP).
• Diabetes and heart: Alignment Health Heart & Diabetes 002 and Alignment Health Heart & Diabetes Plus 004 (HMO-POS C-SNPs); Humana Gold Plus - Diabetes and Heart (HMO C-SNP); Prominence Diabetes and Heart Care Plus and Prominence Diabetes and Heart Giveback (HMO C-SNPs).
• Diabetes: ProCare Advantage - Diabetes Care Management (HMO-POS C-SNP).
• Lung: Wellpoint Lung Care Select (HMO-POS C-SNP) from Elevance Health (Anthem).

Plans with names such as Aetna Medicare Chronic Care, Wellpoint Chronic Care, DEVOTED C-SNP, HealthSpring Achieve, MedCare Choice, MedCare Focus, SCAN Balance Texas, SCAN Walmart Medicare Complete, UHC Complete Care, and Verda Noble Chronic Care do not spell out the qualifying condition in the plan name. For those, the Evidence of Coverage or the Medicare Plan Finder listing is the right place to confirm which condition qualifies you.

The Special Enrollment Period for people with a qualifying condition

Most Medicare beneficiaries use the Annual Enrollment Period, October 15 – December 7, 2026, with coverage effective January 1, 2027. People with a qualifying chronic condition have an additional option: a Special Enrollment Period (SEP) that lets them enroll in a C-SNP they're eligible for at other times of the year, once CMS confirms the condition. This SEP can generally be used once per enrollment into a chronic-condition SNP. Medicare.gov and 1-800-MEDICARE can walk through whether the SEP applies to your situation.

Checking a plan in your county

The 67 figure is a statewide count. A plan on this list may serve as few as a single Texas county or stretch across much of the state. The only reliable way to see what's actually available where you live is to check your ZIP code.

Three sources will give you plan-level detail:

1. The Medicare Plan Finder at medicare.gov, which lets you enter your ZIP code, your drugs and your preferred providers. 2. 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. 3. The plan's own Evidence of Coverage and provider and pharmacy directories, which the carrier will send on request.

Those are the right places to compare premiums, deductibles, copays, covered benefits, networks, drug formularies and star ratings — none of which we list here, because the goal of this article is simply to show what's on the Texas C-SNP map for 2027.

Free help

You don't have to sort this out alone, and you don't have to pay anyone to help you understand your options. Medicare.gov hosts the official Plan Finder and the current year's plan documents. 1-800-MEDICARE is staffed around the clock and can answer questions about eligibility, enrollment periods, and how a C-SNP works alongside Original Medicare, Part D and any other coverage you may have.