Medicare Advantage

Why your El Paso UnitedHealthcare ANOC matters for 2027

El Paso, Texas — As the Annual Enrollment Period for 2027 Medicare coverage runs from October 15 through December 7, 2026, UnitedHealthcare's Medicare Advantage lineup in El Paso County is shifting: two plans are not returning, two are new, and three have been renamed. If you are enrolled in a UnitedHealthcare plan here, the Annual Notice of Change (ANOC) that arrived in your mailbox this fall is the document that spells out what is different about your plan for January 1.

MyMedicarePlans.org is an independent consumer site. We are not UnitedHealthcare, and we are not Medicare. UnitedHealthcare is one of 12 carriers offering Medicare Advantage plans in El Paso County for 2027 — 89 plans in all — and nothing in this article is a recommendation of one plan over another.

How many UnitedHealthcare Medicare Advantage plans are offered in El Paso for 2027?

UnitedHealthcare offers 15 Medicare Advantage plans in El Paso County for 2027. El Paso is in El Paso County, where plan availability is set at the county level by the Centers for Medicare & Medicaid Services (CMS).

Of those 15 plans, 7 are HMO-POS and 8 are PPO (including Regional PPOs). Fourteen include Part D prescription drug coverage; one does not. The full plan-by-plan table appears below this article.

For context, 12 carriers in total offer Medicare Advantage in the county for 2027, with 89 plans among them. UnitedHealthcare is one of those carriers.

What is new, gone or renamed in UnitedHealthcare's 2027 El Paso lineup?

Two UnitedHealthcare plans available in El Paso County in 2026 are not returning for 2027, two plans are new for 2027, and three existing plans have been renamed. The specific changes are:

• New for 2027: UHC Complete Care Support TX-2A (HMO-POS C-SNP) and UHC Dual Complete TX-S4 (HMO-POS D-SNP).
• Renamed for 2027: AARP Medicare Advantage from UHC TX-61 (Regional PPO), previously UHC Medicare Advantage TX-0030; UHC Dual Advantage TX-V2 (HMO-POS D-SNP), previously UHC Dual Complete TX-V002; and UHC Dual Complete TX-Q5 (PPO D-SNP), previously UHC Dual Complete TX-D001.

A rename does not necessarily mean the plan is identical to last year's version. The 2027 Evidence of Coverage and Annual Notice of Change are the documents that describe what actually changed inside the plan.

What Special Needs Plans does UnitedHealthcare offer in El Paso County for 2027?

Eight of UnitedHealthcare's 15 El Paso County plans for 2027 are Special Needs Plans (SNPs). SNPs are Medicare Advantage plans designed for people in specific situations.

The breakdown is 5 Dual Eligible SNPs (D-SNPs), for people who have both Medicare and Medicaid, and 3 Chronic Condition SNPs (C-SNPs), for people living with certain qualifying chronic conditions. You have to meet the eligibility rules to enroll in a SNP. The D-SNPs in the lineup include UHC Dual Advantage TX-V2, UHC Dual Complete TX-Q2, UHC Dual Complete TX-Q5, UHC Dual Complete TX-S001 and UHC Dual Complete TX-S4. The C-SNPs are UHC Complete Care Support TX-2A, UHC Complete Care TX-17 and UHC Complete Care TX-29.

How do I check a UnitedHealthcare plan against my doctors and prescriptions before December 7?

The most reliable way to check a specific plan against your own doctors and medications is the Medicare Plan Finder at medicare.gov, or by calling 1-800-MEDICARE (TTY 1-877-486-2048), which is available 24 hours a day, 7 days a week.

A few steps that save time:

1. Make a list of your prescriptions, including the dose and how often you take each one. 2. Make a list of your current doctors, specialists and preferred pharmacies. 3. On medicare.gov, enter your ZIP code and your drug list. The Plan Finder shows each plan's drug formulary and estimated yearly drug costs for you specifically. 4. For network questions, check the plan's own provider directory on the UnitedHealthcare website, or call the number on the plan's materials. Networks and formularies can change year to year, so a doctor or drug that was covered in 2026 is worth re-checking for 2027.

What is changing across Medicare itself for 2027?

A few program-wide 2027 figures are already set by CMS and apply no matter which plan you choose:

• The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026).
• The Part D maximum deductible rises to $700 in 2027 (it is $615 in 2026).
• The Part D national base beneficiary premium for 2027 is $41.33 — this is a formula input, not what any particular plan charges.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of this writing. CMS typically publishes them later in the fall.

The coverage gap (the old "donut hole") has been eliminated since 2025, so Part D now has three phases. The Medicare Prescription Payment Plan remains available in 2027 as an option to spread drug costs across the calendar year in monthly amounts.

What happens if I do nothing by December 7?

If you take no action by December 7, 2026, and your current plan is being offered again in 2027, you stay in it — with whatever changes are described in its ANOC taking effect January 1, 2027. If your plan is not being offered in 2027, you will receive a non-renewal notice from the carrier and have a Special Enrollment Period to choose a new plan.

There is also the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, during which someone already in a Medicare Advantage plan can switch to a different Medicare Advantage plan or return to Original Medicare one time.