Medicare Advantage

HealthSpring's 2027 Medicare Advantage plans in Irving: how to check yours before Dec. 7

IRVING, Texas — As the Annual Enrollment Period for 2027 Medicare coverage runs from Oct. 15 through Dec. 7, 2026, HealthSpring is one of the carriers offering Medicare Advantage plans to people in Dallas County, where Irving sits. For 2027, the carrier's local lineup includes six plans, with one new plan joining and one not returning from the 2026 lineup.

This is a guide to what HealthSpring is offering in the county next year, how the plans break down by type, and how to check any plan against your own doctors and prescriptions before the Dec. 7 deadline. MyMedicarePlans.org is an independent news and education site; we are not HealthSpring, and 11 other carriers also offer Medicare Advantage plans in Dallas County for 2027 (84 plans in total across all carriers).

What HealthSpring plans are offered in Dallas County for 2027?

In Dallas County, which includes Irving, HealthSpring is offering 6 Medicare Advantage plans for 2027. By type, that is 5 HMO plans and 1 PPO plan. Five of the six plans include prescription drug coverage, and one does not. The table on this page lists every plan by name and type.

Within those six plans, 2 are Dual Eligible Special Needs Plans (D-SNPs), designed for people who qualify for both Medicare and Medicaid. HealthSpring is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in the county for 2027.

The plans HealthSpring is offering locally for 2027 are HealthSpring Courage (HMO), HealthSpring Preferred (HMO), HealthSpring Preferred Savings (HMO), HealthSpring TotalCare (HMO D-SNP), HealthSpring TotalCare Plus (HMO D-SNP), and HealthSpring True Choice (PPO). CMS lists these plans under their parent organization, Health Care Service Corporation (HCSC).

What is new or not returning in HealthSpring's 2027 Irving lineup?

For 2027, HealthSpring has 1 new plan in Dallas County — HealthSpring TotalCare Plus (HMO D-SNP) — and 1 plan from its 2026 lineup is not returning. If you are currently enrolled in a plan that is not being offered next year, HealthSpring will send a written notice; you can either pick a new plan during the Annual Enrollment Period or you may qualify for a Special Enrollment Period.

For every plan that is returning, the Annual Notice of Change (ANOC) your carrier mails each fall is the single most important document to read. It shows what will be different about your plan on Jan. 1, 2027 — things like the premium, the deductible, copays, the pharmacy list, and the provider network. Nothing happens automatically to someone who does nothing: if your plan is offered next year, it renews with the changes described in the ANOC.

How do I check a HealthSpring plan against my doctors and prescriptions?

The most reliable way is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, type in each of your prescriptions with the dose and how often you fill it, and the tool will show how each plan handles those drugs. You can also view each plan's provider directory and summary of benefits.

A few steps that make the comparison more accurate:

• Make a current list of your prescriptions, including dosages and the pharmacy you use.
• Write down the doctors and specialists you want to keep seeing, along with any hospital you prefer.
• Call the doctor's office directly and ask whether they take the specific plan you are considering for 2027 — not just "HealthSpring," but the plan's exact name. Networks can differ plan to plan.
• Call the plan to confirm your pharmacy is in network and your drugs are on the formulary for 2027.

If you would rather speak to someone, 1-800-MEDICARE (TTY 1-877-486-2048) is open 24 hours a day, 7 days a week.

What does Medicare drug coverage look like in 2027?

If you pick a plan with Part D drug coverage, two program-wide figures are already set for 2027. The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026), meaning once your out-of-pocket spending on covered drugs reaches that amount, you pay nothing more for covered Part D drugs for the rest of the year. The Part D maximum deductible is $700 in 2027 (up from $615 in 2026); individual plans may set a lower deductible.

The Medicare Prescription Payment Plan, which lets you spread your drug costs across the calendar year in monthly bills instead of paying at the pharmacy counter, remains available in 2027. You can opt into it through your plan.

A few 2027 figures have not been published yet. The Part B standard premium and deductible, and the IRMAA income brackets and surcharges, are usually announced by CMS in the fall — typically in November. Those are set at the program level, not by HealthSpring or any other carrier.

When do I need to decide, and what if I do nothing?

The Annual Enrollment Period runs from Oct. 15 through Dec. 7, 2026. A plan choice made in that window takes effect Jan. 1, 2027. If you do nothing and your current plan is being offered again next year, it will renew with the changes described in your ANOC.

If you enroll in a Medicare Advantage plan for 2027 and change your mind, the Medicare Advantage Open Enrollment Period runs Jan. 1 through March 31, 2027. During that window you can switch to a different Medicare Advantage plan once, or go back to Original Medicare (and add a stand-alone Part D plan).