Medicare Advantage

Aetna's 2027 Medicare Advantage plans in Plano: what changed, what's new, how to check yours

PLANO, Texas — As the Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026, Aetna's Medicare Advantage lineup for Collin County is shifting in ways worth a careful look. The carrier is offering 10 Medicare Advantage plans in the county next year, with three new plans, two plans not returning, and several familiar names changing. MyMedicarePlans.org is an independent consumer site, not Aetna; we are walking through the roster so Plano readers can compare it against their own doctors and prescriptions before the deadline.

What Aetna Medicare Advantage plans are available in Plano for 2027?

Plano is in Collin County, where Aetna is offering 10 Medicare Advantage plans for 2027: 7 HMOs and 3 PPOs. Nine of the 10 include Part D drug coverage, and five are Special Needs Plans — four Dual Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, and one Chronic Condition SNP (C-SNP). The full plan-by-plan list appears in the table below.

Aetna is one of 12 carriers offering Medicare Advantage in Collin County for 2027, and all carriers together offer 81 plans in the county. In other words, Aetna's lineup is one piece of a wider local market.

What is new or not returning from Aetna in Collin County for 2027?

Three Aetna plans are new for 2027 in Collin County: Aetna Medicare Enhanced Extra (PPO), Aetna Medicare QMB Only Care (HMO D-SNP), and Aetna Medicare Signature (HMO). Two plans offered in 2026 are not returning for 2027.

Several plans kept their structure but changed names. Aetna Medicare Chronic Care Total (HMO C-SNP) was previously Aetna Medicare Prime Chronic Total. Aetna Medicare Full Dual Care (HMO D-SNP) was previously Aetna Medicare Dual Care. Aetna Medicare Full Dual Extra Care (HMO D-SNP) was previously named Aetna Medicare Full Dual Care. And Aetna Medicare QMB Only Extra Care (HMO D-SNP) was previously Aetna Medicare Partial Dual Care. A rename does not necessarily mean the benefits are identical to last year — your plan's Annual Notice of Change (ANOC) is the document that spells out what is different.

What's the difference between the HMO, PPO and SNP options?

HMO plans generally ask you to use the plan's network and often require a primary care doctor and referrals; PPO plans typically let you see out-of-network providers at a higher cost. Both plan types appear in Aetna's 2027 Collin County lineup.

Special Needs Plans are a narrower category. A D-SNP is designed for people enrolled in both Medicare and Medicaid, and a C-SNP is designed for people with a specific chronic condition. You generally have to meet the eligibility rules to join one. Aetna's 2027 Collin County roster includes four D-SNPs and one C-SNP, each listed in the table below.

How do I check an Aetna plan against my doctors and prescriptions before December 7?

Use the official Medicare Plan Finder at medicare.gov. You can enter your Plano ZIP code, add each of your prescriptions with the dosage, and the tool will show you cost estimates and whether a given plan covers them. You can also enter your doctors to see which plans list them as in-network, though it is wise to confirm with the doctor's office directly, because provider directories change throughout the year.

If you prefer a phone call, 1‑800‑MEDICARE (TTY 1‑877‑486‑2048) is available 24 hours a day, seven days a week. The plan's own Evidence of Coverage and provider and pharmacy directories — available from Aetna — are the authoritative documents for benefits, networks and drug lists.

What else should Plano readers keep in mind for the 2027 plan year?

A few program-level numbers are already set for 2027. The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 in 2027 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33; that is a formula input Medicare uses, not what any specific plan charges.

A few 2027 figures have not been published yet. The standard Part B premium and deductible, and the IRMAA income brackets and surcharges, are typically announced by CMS in the fall — usually November. Watch medicare.gov for the official numbers before deciding.

Finally: if you do nothing and your current plan is still offered in 2027, you stay enrolled on January 1 with that plan's 2027 changes. The ANOC your plan mailed in September is where to see what shifts next year.