Medicare Advantage

Aetna's 2027 Medicare Advantage plans in Laredo: what's new, what's renamed

LAREDO, Texas — Fall 2026. As the Annual Enrollment Period for 2027 coverage runs from October 15 to December 7, 2026, Aetna is bringing eight Medicare Advantage plans to Webb County next year. One is new, three carry new names, and none of the carrier's current plans are leaving. Here is what Laredo residents will see on the shelf — and how to check any plan against your own doctors and prescriptions before the December 7 deadline.

MyMedicarePlans.org is an independent consumer site, not Aetna and not Medicare. We publish plan availability from CMS so you can start your own comparison on Medicare.gov.

How many Medicare Advantage plans will Aetna offer in Laredo for 2027?

In Webb County, which is the county Laredo sits in, Aetna is listed in the CMS Landscape Source File with 8 Medicare Advantage plans for plan year 2027. That breaks down as 5 HMOs and 3 PPOs. Seven of the eight include Part D prescription drug coverage; one PPO does not.

Four of those eight are Dual Eligible Special Needs Plans (D-SNPs), built for people who have both Medicare and Medicaid. Aetna is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in the county for 2027.

The full plan-by-plan list is shown in the table below.

What is new, renamed or not returning in Aetna's 2027 Laredo lineup?

For 2027, Aetna has one new plan in Webb County, three renamed plans, and zero plans leaving. The new plan is Aetna Medicare QMB Only Care (HMO D-SNP). The renamed plans are:

• Aetna Medicare Full Dual Care (HMO D-SNP), previously called Aetna Medicare Dual Care (HMO D-SNP).
• Aetna Medicare Full Dual Extra Care (HMO D-SNP), previously called Aetna Medicare Full Dual Care (HMO D-SNP).
• Aetna Medicare Signature Extra (PPO), previously called Aetna Medicare Signature (PPO).

A name change can mean more than a new label. Benefits, cost sharing, drug lists and provider networks can shift from one plan year to the next, even when the plan ID stays the same. The Annual Notice of Change (ANOC) your plan mailed in late September is where those specifics live. Keep it.

Which Aetna plan types are available in Webb County?

Aetna's 2027 lineup in Webb County includes HMO, HMO D-SNP and PPO plans. In plain terms:

• HMO plans generally ask you to use the plan's network and pick a primary care doctor; referrals may apply.
• PPO plans let you go out of network, usually at a higher cost share.
• HMO D-SNP plans are only for people who qualify for both Medicare and Medicaid, and they coordinate the two programs.

Which structure fits you depends on your doctors, your prescriptions and whether you qualify for Medicaid — not on the plan name.

How do I check an Aetna plan against my doctors and prescriptions before December 7?

Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add the drugs you take with the dose and quantity, and pick the pharmacies you use. The tool will show how each plan treats those drugs and estimate your yearly cost. Then confirm your doctors by looking them up in the plan's own online provider directory, or by calling the plan.

A short checklist for Laredo residents:

1. Pull out your current plan's ANOC and read the "changes for 2027" pages. 2. List your prescriptions (name, dose, how often) and your regular providers. 3. Run the Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. 4. Verify networks and formularies with the plan itself before you enroll. 5. Make any change by December 7, 2026 for a January 1, 2027 start date.

If you do nothing, your current plan renews automatically, with the changes described in the ANOC. There is also a second window — Medicare Advantage Open Enrollment from January 1 to March 31, 2027 — when people already in a Medicare Advantage plan can make one change.

What 2027 Medicare figures are already confirmed?

CMS has published a few numbers for 2027 that apply nationwide, no matter which plan you pick:

• The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026.
• The Part D maximum deductible rises to $700 in 2027, up from $615 in 2026.
• The Part D national base beneficiary premium for 2027 is $41.33 — a formula input, not what any particular plan charges.

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced at the time of writing. CMS typically releases them later in the fall. The Medicare Prescription Payment Plan — the option to spread drug costs across the year in monthly bills — continues to be available.

Who else sells Medicare Advantage in Webb County?

Aetna is one of 8 carriers offering Medicare Advantage in Webb County for 2027. Across all carriers, Webb County residents have 53 Medicare Advantage plans to choose from next year. This article focuses on Aetna only because that is the carrier the Topic focus asked us to detail; a plan from another carrier may be a better fit for your doctors and drugs, and Medicare.gov will show every option side by side.