Medicare Advantage
Lubbock UnitedHealthcare enrollees: 8 plans, 1 gone, 3 renamed
LUBBOCK, Texas — Fall 2026. If you have a UnitedHealthcare Medicare Advantage plan in Lubbock, or you are shopping for one during Annual Enrollment 2027, the carrier's local lineup looks a little different next year. UnitedHealthcare will offer 8 Medicare Advantage plans in Lubbock County for 2027, down from 9 this year, with no new plans added and three existing plans renamed. The Annual Enrollment Period runs October 15 through December 7, 2026, and the choices you make — or do not make — take effect January 1, 2027.
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Key takeaways
- UnitedHealthcare will offer 8 Medicare Advantage plans in Lubbock County for 2027: 3 HMO-POS and 5 PPO, and all 8 include drug coverage.
- 1 UnitedHealthcare plan is not returning for 2027, 0 are new, and 3 have been renamed — the Annual Notice of Change explains how each renamed plan compares to this year's version.
- 5 of UnitedHealthcare's 2027 plans here are Special Needs Plans (4 D-SNPs and 1 C-SNP), designed for people with Medicaid or specific chronic conditions.
- The Annual Enrollment Period for 2027 coverage ends December 7, 2026; if you do nothing, your current plan renews for 2027 if it is offered.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Lubbock County (2026) | 50 | CMS |
| Medicare Advantage plans offered in Lubbock County (2027) | 38 | CMS |
| Plans not returning for 2027 / new for 2027 | 19 / 7 | CMS |
| Organizations offering Medicare Advantage in Lubbock County (2026) | 9 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Lubbock County | 53% | CMS |
| Residents age 65 and older, Lubbock County | 42,314 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news and education site. We are not UnitedHealthcare, and UnitedHealthcare is one of 6 carriers offering Medicare Advantage plans in Lubbock County for 2027 (38 plans in all).
What Medicare Advantage plans will UnitedHealthcare offer in Lubbock for 2027?
In Lubbock County for 2027, UnitedHealthcare's Medicare Advantage lineup is 8 plans: 3 HMO-POS and 5 PPO, and every one of them includes Part D drug coverage. The full list is in the table below.
By type, that breaks down as:
- HMO-POS plans: 3 (all are Dual Special Needs Plans)
- PPO plans: 5 (a mix of general-market plans and Regional PPO Special Needs Plans)
- Plans with drug coverage: 8 (all of them)
Lubbock is in Lubbock County, and Medicare Advantage availability is set at the county level, so these counts apply to anyone enrolling with a Lubbock County ZIP code.
What is new, renamed or not returning from UnitedHealthcare in 2027?
For 2027, UnitedHealthcare has 0 new plans in Lubbock County, 1 plan that is not returning, and 3 renamed plans. The renamed plans are a continuation of the same contracts with new names:
- AARP Medicare Advantage from UHC TX-61 (Regional PPO) — previously UHC Medicare Advantage TX-0030 (Regional PPO)
- UHC Dual Advantage TX-V10 (HMO-POS D-SNP) — previously UHC Dual Complete TX-V010 (HMO-POS D-SNP)
- UHC Dual Complete TX-Q8 (HMO-POS D-SNP) — previously UHC Dual Complete TX-D007 (HMO-POS D-SNP)
A rename does not automatically mean the benefits, networks or costs stayed the same. If you are enrolled in one of these, read the Annual Notice of Change (ANOC) your plan mailed in September — that is the document that spells out exactly what changed for 2027.
If your current UnitedHealthcare plan is the one not returning, you will get a non-renewal notice, and you have a Special Enrollment Period to pick another plan.
What are the Special Needs Plans UnitedHealthcare offers in Lubbock County?
UnitedHealthcare's 2027 Lubbock County lineup includes 5 Special Needs Plans (SNPs): 4 Dual Eligible SNPs (D-SNPs) for people who have both Medicare and Medicaid, and 1 Chronic Condition SNP (C-SNP) for people with qualifying chronic conditions.
SNPs are a type of Medicare Advantage plan with eligibility rules. You cannot enroll in a D-SNP unless you qualify for Medicaid, and you cannot enroll in a C-SNP unless you have the specific chronic condition the plan is built for. If you are not sure whether you qualify, 1-800-MEDICARE or your state Medicaid office can confirm.
The specific SNPs on UnitedHealthcare's 2027 list in Lubbock County are shown in the table below.
How do I check a UnitedHealthcare plan against my doctors and prescriptions before December 7?
The most reliable way to check any 2027 plan against your own doctors, hospitals and prescriptions is the Medicare Plan Finder at medicare.gov. It pulls directly from each plan's filed network and formulary.
A step-by-step that works for most people:
1. Go to medicare.gov/plan-compare and enter your Lubbock ZIP code. 2. Type in every prescription you take, with the dose and how often you fill it. 3. Add your preferred pharmacy or two. 4. Filter to Medicare Advantage plans, then narrow to UnitedHealthcare if that is who you want to compare. 5. Open each plan and check the "Doctors & providers" and "Drug coverage" tabs. The Plan Finder will show whether your doctor is in-network and whether each drug is on the formulary, and at what tier.
You can also call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, or ask the plan directly for its Evidence of Coverage and provider directory. Networks and drug lists can change year to year, so a plan that covered your doctor in 2026 may not in 2027 — always re-check during Annual Enrollment.
What should Lubbock residents know about Part D costs for 2027?
A few program-level numbers CMS has already confirmed for 2027:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026). Once your out-of-pocket spending on covered drugs hits that cap, you pay $0 for covered drugs the rest of the year.
- The Part D maximum deductible is $700 in 2027 (it is $615 in 2026). Plans can charge less, but not more.
- The Medicare Prescription Payment Plan continues in 2027 — it lets you spread drug costs across the year in monthly amounts instead of paying at the pharmacy counter. You can opt in through your plan.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those figures in the fall, usually November.
What happens if I do nothing by December 7?
If you take no action by December 7, 2026, your current Medicare Advantage plan automatically renews for 2027 — as long as it is still offered. The changes described in your ANOC (premium, deductible, copays, network, formulary) take effect January 1.
If your plan is the one UnitedHealthcare is not continuing in Lubbock County for 2027, you will get a notice, and you have options:
- Pick another Medicare Advantage plan (from UnitedHealthcare or any of the other 5 carriers in the county).
- Return to Original Medicare and add a standalone Part D plan.
- A Special Enrollment Period gives you extra time past December 7 to make the switch.
Even if your plan is renewing, this is the one time of year you can switch Medicare Advantage plans freely for any reason. The Medicare Advantage Open Enrollment Period (January 1 – March 31, 2027) also lets you make one change after the deadline passes.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Lubbock County
(MA penetration in Lubbock County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Lubbock County for 2027
CMS lists 8 UnitedHealthcare Medicare Advantage plans in Lubbock County for 2027, alphabetically by carrier. 5 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| UnitedHealthcare 8 plans | |||
| AARP Medicare Advantage from UHC TX-0001 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC TX-61 (Regional PPO) | PPO | Yes | Renamed |
| AARP Medicare Advantage Giveback from UHC TX-34 (PPO) | PPO | Yes | Returning |
| UHC Complete Care TX-29 (Regional PPO C-SNP) | PPO C-SNP | Yes | Returning |
| UHC Dual Advantage TX-V10 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete TX-Q8 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed |
| UHC Dual Complete TX-S001 (Regional PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete TX-S5 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans in Lubbock County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans does UnitedHealthcare offer in Lubbock County for 2027?
Is my UnitedHealthcare plan being discontinued in Lubbock for 2027?
Can I switch Medicare Advantage plans after December 7?
Where do I find the actual premiums and copays for each UnitedHealthcare plan?
Watch
The Medicare Advantage changes for 2027 in Texas, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Lubbock
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027):** UnitedHealthcare's plan list, plan types, SNP designations, drug coverage, and the year-over-year changes (new, not returning, renamed) in Lubbock County.
- CMS — 2027 Part D parameters:** the $2,400 out-of-pocket cap and $700 maximum deductible for 2027.
- Medicare.gov:** the Annual Enrollment Period dates, the Medicare Advantage Open Enrollment Period, and the Plan Finder tool for checking doctors and drugs.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.