Medicare Advantage

Utah Medicare Advantage Plans for Chronic Conditions in 2027: 5 C-SNPs

SALT LAKE CITY — Utah will have five Chronic Condition Special Needs Plans (C-SNPs) available somewhere in the state for 2027, part of a broader Medicare Advantage menu of 51 plans, according to the Centers for Medicare & Medicaid Services (CMS) 2027 Landscape Source File. These plans are built for people living with specific long-term health conditions, and they are offered county by county, so what shows up on a Salt Lake County shopping screen may differ from what a reader in Washington, Cache or San Juan county sees.

What is a C-SNP and who qualifies for one in Utah?

A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan limited to people who have a specific qualifying chronic condition, confirmed in writing by a treating provider. In Utah, as everywhere else, enrollment is not automatic — the plan has to receive verification of the condition from a doctor or other qualified clinician, typically within a set window after you sign up.

C-SNPs are still Medicare Advantage plans, so you must also have Medicare Part A and Part B and live in the plan's service area. Beyond that, the defining feature is the condition requirement. CMS maintains the list of chronic conditions that can qualify a plan, and each C-SNP targets one condition or a defined group of related conditions. The specific details for any individual plan — the condition it serves, its network, its drug list, its cost sharing — come from the plan's own Evidence of Coverage and from the Medicare Plan Finder, not from this article.

How many C-SNPs are offered in Utah for 2027, and who sells them?

Utah has 5 C-SNPs for 2027 out of 51 total Medicare Advantage plans statewide. The other Special Needs Plan types in the state are 11 Dual Eligible Special Needs Plans (D-SNPs), for people enrolled in both Medicare and Medicaid, and 2 Institutional Special Needs Plans (I-SNPs), for people who live in or need the level of care typically provided in a nursing facility.

Three carriers offer C-SNPs in Utah for 2027: Devoted Health (3 plans), Humana (1 plan) and UnitedHealthcare (1 plan). The full plan-by-plan list appears in the table on this page; readers can see the plan names, the plan types (PPO or HMO-POS), and the number of Utah counties where each one is offered. One plan — the Devoted Health plan previously called DEVOTED C-SNP CHOICE PREMIUM 003 UT — has been renamed to DEVOTED C-SNP CHOICE ENHANCED 003 UT. Two plans are new to Utah for 2027: DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 011 UT and HumanaChoice – Diabetes and Heart.

Which chronic conditions do the Utah C-SNP names mention for 2027?

Of the five C-SNPs listed in Utah for 2027, only one names its condition in the plan name itself: HumanaChoice – Diabetes and Heart, which from its name serves people with diabetes and heart-related conditions. The other four plans — the three Devoted Health C-SNP Choice plans and UHC Complete Care UT-6 — do not state a condition in the plan name.

That does not mean those plans are open to everyone. Every C-SNP, by definition, limits enrollment to people with a qualifying chronic condition. To find out which condition any specific plan serves, check the plan's official materials or the Medicare Plan Finder, or call 1-800-MEDICARE.

Is there a Special Enrollment Period for people with a qualifying condition in Utah?

Yes. People with a qualifying chronic condition generally have a Special Enrollment Period (SEP) that lets them enroll in a C-SNP outside the regular Annual Enrollment window, as long as they continue to meet the plan's condition requirement. This SEP is one of the features that sets C-SNPs apart from standard Medicare Advantage plans.

The main dates still matter for most people: Annual Enrollment 2027 runs October 15 – December 7, 2026, and a choice made during that window takes effect January 1, 2027. Medicare Open Enrollment 2027 then runs January 1 – March 31, 2027, for people already in a Medicare Advantage plan who want to make a one-time change. The Medicare.gov enrollment-periods pages spell out the exact SEP rules.

How do I check whether a Utah C-SNP is offered in my county for 2027?

Use the Medicare Plan Finder at Medicare.gov and enter your ZIP code — it will show only the plans available where you live. In Utah for 2027, the five C-SNPs reach different numbers of counties: the three Devoted Health plans are each offered in 11 counties, HumanaChoice – Diabetes and Heart is offered in 4 counties, and UHC Complete Care UT-6 is offered in 25 counties. A plan listed statewide may still not be sold in your specific county.

The table on this page shows the county counts for each plan. The underlying source is the CMS Medicare Advantage Landscape Source File for 2027, which lists plan availability at the county level. For the condition any specific plan serves, its network, its drug list, its cost sharing or its star rating, go to the plan's own documents or the Medicare Plan Finder.

Where can Utah residents get free help comparing plans for 2027?

Free, official help is available year-round from Medicare itself. Call 1-800-MEDICARE (1-800-633-4227), open 24 hours a day, 7 days a week, or visit Medicare.gov to use the Plan Finder, read the enrollment-period rules, and look up any plan's Summary of Benefits.

Those tools are the authoritative source for what a plan costs, what it covers, which providers and pharmacies are in network, and what star rating it carries. This article is educational and independent — it is not the government, not a carrier, and not affiliated with either.