Medicare Advantage
Humana Medicare Advantage in Washington for 2027: 19 Plans, County by County
OLYMPIA, Wash. — For the 2027 plan year, Humana will offer 19 Medicare Advantage plans across Washington state, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. The mix includes 13 HMOs and 6 PPOs, with 16 of the 19 plans bundling drug coverage. This explainer, from an independent Medicare education site that is not affiliated with Humana, any other carrier, or the government, lays out what the CMS file shows and how Washington residents can check what applies in their own county.
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Key takeaways
- Humana lists 19 Medicare Advantage plans statewide for Washington in 2027, counted once each regardless of how many counties they appear in.
- Of those 19 plans, 13 are HMOs and 6 are PPOs; 4 are Dual Eligible Special Needs Plans (D-SNP) and 1 is a Chronic Condition Special Needs Plan (C-SNP).
- Humana has 0 brand-new plans for 2027 and 7 plans that are not returning; a plan listed statewide may still not be offered in your specific county.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and any choice made during it takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is Humana offering across Washington for 2027?
Humana will offer 19 Medicare Advantage plans statewide in Washington for 2027, based on the CMS MA Landscape Source File. That total breaks down into 13 HMO plans and 6 PPO plans. Sixteen of the 19 include Part D prescription drug coverage, and three do not.
Within the Special Needs Plan category, Humana lists 4 D-SNPs (for people enrolled in both Medicare and Medicaid) and 1 C-SNP (for people with specific chronic conditions). It lists 0 I-SNPs (for people in institutional settings) in Washington for 2027. For context, CMS shows 14 other carriers also offering Medicare Advantage plans in Washington for 2027, for a combined statewide total of 115 plans across all carriers. Humana is one slice of that broader map.
Which Humana plans reach the most Washington counties in 2027?
The widest-reach Humana plans in Washington for 2027, by county count in the CMS file, each appear in 36 of the state's counties. Those are Humana Dual Select H5619-165 (HMO D-SNP), Humana Dual Select H5619-166 (HMO D-SNP), one of the Humana USAA Honor Giveback (PPO) contracts, and HumanaChoice H7617-016 (PPO).
Close behind are Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) in 34 counties, and two plans in 33 counties: a Humana USAA Honor Giveback (PPO) and HumanaChoice H5216-048 (PPO). Humana Gold Plus H5619-061 (HMO) is listed in 31 counties, and Humana Total Complete (HMO) in 15. Other plans — such as Humana Gold Plus H5619-143 (HMO) in 1 county and Humana Gold Plus H1036-322 (HMO) in 2 — have much narrower footprints. The full plan-by-plan table on this page shows each plan's county reach as published by CMS.
What is new or leaving Humana's Washington lineup for 2027?
For the 2027 plan year, Humana has 0 plans listed as brand new in Washington and 7 plans that are not returning, according to the year-over-year comparison between the CMS Landscape files for 2026 and 2027.
Several continuing plans are returning under new names. For example, the CMS file shows Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) renamed to Humana Dual Select H5619-166 (HMO D-SNP); Humana Gold Plus Giveback H1036-319 (HMO) renamed to Humana Essentials Plus Giveback (HMO); Humana Gold Plus H5619-133 (HMO) renamed to Humana Total Complete (HMO); and HumanaChoice H5216-428 (PPO) renamed to Humana Value Choice (PPO). A rename alone does not change whether a plan is offered in your county — that is a separate question answered by the Plan Finder.
How do I check whether a Humana plan is offered in my Washington county and covers my doctors and drugs?
In Washington for 2027, a plan listed in the statewide Humana lineup may or may not be offered in your specific county, because Medicare Advantage plans are sold on a county-by-county basis. The way to confirm availability — plus doctor networks and drug coverage — is the official Medicare Plan Finder at medicare.gov or a call to 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week.
When you look up a plan, enter your ZIP code, then compare the specific plan name and contract number (for example, HumanaChoice H5216-048 (PPO)) against your pharmacy's prescriptions and your doctors' and hospitals' names. Those details — premiums, copays, deductibles, provider networks, drug formularies and star ratings — live in the plan's Evidence of Coverage and official directories, not in a statewide summary.
What should Washington residents do before December 7, 2026?
Before December 7, 2026, Washington residents who want their Medicare Advantage choice to take effect on January 1, 2027 should review their current plan's Annual Notice of Change, which carriers mail each fall, and compare it to other plans available in their county. The Annual Enrollment Period opens October 15, 2026 and closes December 7, 2026.
A short checklist helps: list your current prescriptions and dosages; list the doctors, specialists and hospitals you want to keep; note any upcoming procedures; and have your Medicare number ready. Then run those details through the Plan Finder for each plan you are considering, whether that is a Humana plan or one from any of the 14 other carriers in the Washington market.
Where can Washington residents get free help with Medicare questions for 2027?
Free, official help with Medicare questions in Washington is available directly from the federal Medicare program. You can call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, any time, day or night, including weekends.
You can also use medicare.gov to compare plans with your own prescriptions, pharmacies and providers filled in, create a secure account to track your choices, and read the official explanations of enrollment periods and plan types. For Social Security questions tied to Medicare — such as enrollment in Part A and Part B or the Part B premium — the Social Security Administration is the authoritative source.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Washington for 2027
CMS lists 19 Humana Medicare Advantage plans across Washington for 2027, alphabetically by carrier, widest county reach first. 14 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 19 plans | |||
| Humana Dual Select H5619-165 (HMO D-SNP) | HMO D-SNP | Yes | 36 |
| Humana Dual Select H5619-166 (HMO D-SNP) | HMO D-SNP | Yes | 36 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 36 |
| HumanaChoice H7617-016 (PPO) | PPO | Yes | 36 |
| Humana Gold Plus SNP-DE H5619-167 (HMO D-SNP) | HMO D-SNP | Yes | 34 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 33 |
| HumanaChoice H5216-048 (PPO) | PPO | Yes | 33 |
| Humana Gold Plus H5619-061 (HMO) | HMO | Yes | 31 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 31 |
| Humana Total Complete (HMO) | HMO | Yes | 15 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 10 |
| Humana Value Choice (PPO) | PPO | Yes | 8 |
| Humana Gold Plus H1036-321 (HMO) | HMO | Yes | 4 |
| Humana Essentials Plus Giveback (HMO) | HMO | Yes | 3 |
| Humana Gold Plus H5619-057 (HMO) | HMO | Yes | 3 |
| Humana Gold Plus H1036-322 (HMO) | HMO | Yes | 2 |
| Humana Gold Plus H5619-174 (HMO) | HMO | Yes | 2 |
| Humana Gold Plus SNP-DE H1036-325 (HMO D-SNP) | HMO D-SNP | Yes | 2 |
| Humana Gold Plus H5619-143 (HMO) | HMO | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Washington break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Humana Medicare Advantage plans are offered in Washington for 2027?
Is Humana adding or dropping plans in Washington for 2027?
When do I need to make a decision for 2027 coverage?
Where can I confirm whether my doctors and prescriptions are covered?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): statewide Humana plan counts for Washington, plan types, SNP breakdown, drug coverage counts, and county reach for each plan.
- CMS — MA Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 0 new Humana plans and 7 not returning, plus plan renames.
- Medicare.gov (CMS): the Annual Enrollment Period dates and the Medicare Plan Finder for county-level availability, networks and drug coverage.
- Social Security Administration: Medicare enrollment and Part B premium questions.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.