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HomeMedicare AdvantageWashington44 Medicare Advantage Plans Not Returning in Washington for 2027: The List

Medicare Advantage

44 Medicare Advantage Plans Not Returning in Washington for 2027: The List

OLYMPIA, Wash. — Forty-four Medicare Advantage plans offered somewhere in Washington in 2026 do not appear in the Centers for Medicare & Medicaid Services (CMS) 2027 Landscape file for any county in the state. For 2027, Washington's Medicare Advantage market shows 115 plans from 15 carriers, according to the same CMS source. If your plan is on the non-renewal list, you will have a window to pick a new one, and you will not be left without Medicare — but the fall calendar matters.

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2027 PLAN ALERT

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Key takeaways

  • 44 Medicare Advantage plans available in Washington in 2026 are not returning for 2027, across carriers including Aetna, Centene (Wellcare), Elevance Health (Wellpoint), HealthSpring, Humana, Kaiser Permanente, Molina, Providence, Regence, SCAN and UnitedHealthcare.
  • If your plan is on the list, watch for a non-renewal letter (an "Annual Notice of Non-Renewal") from your carrier before Annual Enrollment 2027 begins on October 15, 2026.
  • Doing nothing means you return to Original Medicare on January 1, 2027, with no Part D drug coverage unless you choose a drug plan.
  • A Special Enrollment Period runs through the end of February 2027 for people whose plan is non-renewed, and a Medigap guaranteed-issue right may also apply at the federal program level.
Not returning for 2027Washington
Video: Tima Miroshnichenko Video by Tima Miroshnichenko on Pexels
Key facts: Medicare in Washington
FactFigureSource
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

How many Medicare Advantage plans are not returning in Washington for 2027, and which carriers are affected?

Forty-four Medicare Advantage plans offered in Washington in 2026 are not in the CMS 2027 Landscape file for any Washington county. For 2027, the state's lineup is 115 plans from 15 carriers.

The non-returning plans come from Aetna (CVS Health), Centene (Wellcare), Elevance Health (Wellpoint), HealthSpring, Humana, Kaiser Permanente, Molina Healthcare of Washington, Providence Medicare Advantage Plans, Regence BlueShield, SCAN Health Plan, and UnitedHealthcare. The full list — plan name, carrier, type, and counties served in 2026 — is in the table on this page. A plan is sold county by county, so a plan on the list may never have been offered in your county at all.

Which non-returning Washington plans served the most counties in 2026?

Several of the exiting plans were available in large portions of the state in 2026. From Centene, Wellcare Dual Access Open (PPO D-SNP) and Wellcare Dual Liberty Sync Open (PPO D-SNP) each served 39 counties, and Molina Medicare Complete Care Select (HMO D-SNP) also served 39 counties.

Other broad footprints among the exiting plans include Wellcare Patriot Giveback Open (PPO) at 36 counties; Wellcare Dual Reserve (HMO-POS D-SNP), Wellpoint Dual Advantage (HMO D-SNP) and Wellpoint Full Dual Advantage (HMO D-SNP) at 35 each; Humana Gold Plus SNP-DE H1036-324 (HMO D-SNP) at 34; Wellcare Giveback (HMO-POS) and Wellcare Simple (HMO-POS) at 32 each; Humana Gold Plus SNP-DE H1036-326 (HMO D-SNP) at 32; Humana Together in Health (PPO I-SNP) at 31; AARP Medicare Advantage from UHC WA-12 (PPO) and WA-16 (PPO) at 21 each; UHC Complete Care WA-13 (HMO-POS C-SNP) at 19; and AARP Medicare Advantage from UHC WA-0010 (HMO-POS) at 18. See the table for every plan and county count.

How can a Washington Medicare Advantage member tell if their plan is leaving in 2027?

Two signals. First, carriers must mail an Annual Notice of Non-Renewal — usually arriving in late September or early October 2026 — telling you the plan will not be offered in 2027. Second, you can check your plan's exact name against the list on this page.

Match the name as it appears on your member ID card to the plan name in the table, exactly. Carriers often sell several plans with similar names, and small differences (a contract-plan number, "Open," "+ Rx," "WA-12" vs. "WA-16") decide whether yours is the one leaving.

What happens to a Washington enrollee who does nothing before December 7, 2026?

If your plan is non-renewed and you do not choose another Medicare Advantage or Part D plan, you are automatically returned to Original Medicare (Parts A and B) effective January 1, 2027. You keep Medicare. You will not, however, have Part D prescription drug coverage unless you actively enroll in a stand-alone Part D plan or a new Medicare Advantage plan that includes drug coverage.

Going without creditable drug coverage can also create a late-enrollment penalty later. If you rely on prescriptions, this is the piece to handle before the Annual Enrollment 2027 deadline on December 7, 2026.

What Special Enrollment Period and Medigap rights apply when a Washington plan is non-renewed for 2027?

At the federal program level, people whose Medicare Advantage plan is non-renewed get a Special Enrollment Period that runs from December 8, 2026 through the end of February 2027 to choose a new Medicare Advantage plan or a stand-alone Part D plan. That is on top of the regular Annual Enrollment 2027 window of October 15 – December 7, 2026.

A federal Medigap guaranteed-issue right may also apply when a Medicare Advantage plan leaves the service area, letting you buy certain Medigap (Medicare Supplement) policies without medical underwriting within a limited window. State-specific Medigap rules in Washington are set by the Washington State Office of the Insurance Commissioner; confirm the current rules with that office before you decide.

How do I check my own county's 2027 Medicare Advantage lineup in Washington?

Use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7. The Plan Finder shows every Medicare Advantage and Part D plan available in your county for 2027, with each plan's premium, deductibles, drug list, provider network and star rating.

Statewide, 115 Medicare Advantage plans from 15 carriers are offered in Washington for 2027, but the plans available in any single county are a subset of that. Your ZIP code is what determines your actual choices.

What should Washington Medicare members do before December 7, 2026?

Before Annual Enrollment 2027 closes on December 7, 2026, confirm whether your current plan is on the non-returning list, and — if it is — compare the 2027 plans available in your county on Medicare.gov. Have your Medicare number, your prescription list, and the names of the doctors and pharmacies you use ready.

Even if your plan is returning, benefits, drug lists and networks can change each year. The Annual Notice of Change that carriers send in September spells out what is different for 2027.

Where can Washington residents get free help with Medicare for 2027?

Free, unbiased help is available from Medicare itself at 1-800-MEDICARE, 24 hours a day, seven days a week, and online at medicare.gov. Both can answer questions about enrollment periods, compare plans in your ZIP code, and help you enroll.

For questions about Medigap rules specific to Washington, contact the Washington State Office of the Insurance Commissioner.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

Not returning for 2027

Medicare Advantage plans across Washington not returning for 2027

These 44 plans are offered across Washington for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.

PlanTypeDrug coverageCounties
Aetna (CVS Health) 1 plan
Aetna Medicare Signature Advantage (HMO)HMOYes5
Centene (WellCare) 7 plans
Wellcare Dual Access Open (PPO D-SNP)PPO D-SNPYes39
Wellcare Dual Liberty Sync Open (PPO D-SNP)PPO D-SNPYes39
Wellcare Patriot Giveback Open (PPO)PPONo36
Wellcare Dual Reserve (HMO-POS D-SNP)HMO-POS D-SNPYes35
Wellcare Giveback (HMO-POS)HMO-POSYes32
Wellcare Simple (HMO-POS)HMO-POSYes32
Wellcare Simple Open (PPO)PPOYes4
Elevance Health (Anthem) 2 plans
Wellpoint Dual Advantage (HMO D-SNP)HMO D-SNPYes35
Wellpoint Full Dual Advantage (HMO D-SNP)HMO D-SNPYes35
HealthSpring 2 plans
HealthSpring Preferred (HMO)HMOYes2
HealthSpring True Choice (PPO)PPOYes2
Humana 7 plans
Humana Gold Plus SNP-DE H1036-324 (HMO D-SNP)HMO D-SNPYes34
Humana Gold Plus SNP-DE H1036-326 (HMO D-SNP)HMO D-SNPYes32
Humana Together in Health (PPO I-SNP)PPO I-SNPYes31
HumanaChoice H5216-426 (PPO)PPOYes8
HumanaChoice H7617-019 (PPO)PPOYes8
Humana Gold Plus H5619-059 (HMO)HMOYes5
Humana Gold Plus H2486-007 (HMO)HMOYes2
Kaiser Permanente 3 plans
Kaiser Permanente Medicare Advantage Harbor (HMO)HMOYes3
Kaiser Permanente Medicare Advantage Anchor (HMO)HMOYes2
Kaiser Permanente Medicare Advantage Key (HMO)HMOYes1
Molina Healthcare of Washington, Inc. 1 plan
Molina Medicare Complete Care Select (HMO D-SNP)HMO D-SNPYes39
Providence Medicare Advantage Plans 5 plans
Providence Medicare Reverence (HMO-POS)HMO-POSNo6
Providence Medicare Pine + Rx (HMO)HMOYes5
Providence Medicare Extra + Rx (HMO)HMOYes1
Providence Medicare Focus Medical (HMO)HMONo1
Providence Medicare Timber + Rx (HMO)HMOYes1
Regence BlueShield 3 plans
Regence MedAdvantage + Rx Primary (PPO)PPOYes3
Regence MedAdvantage + Rx Primary (PPO)PPOYes2
Regence BlueAdvantage HMO (HMO)HMOYes1
SCAN Health Plan 1 plan
SCAN MyChoice WA (HMO)HMOYes3
UnitedHealthcare 12 plans
AARP Medicare Advantage from UHC WA-12 (PPO)PPOYes21
AARP Medicare Advantage from UHC WA-16 (PPO)PPOYes21
UHC Complete Care WA-13 (HMO-POS C-SNP)HMO-POS C-SNPYes19
AARP Medicare Advantage from UHC WA-0010 (HMO-POS)HMO-POSYes18
AARP Medicare Advantage Patriot No Rx WA-MA01 (PPO)PPONo13
AARP Medicare Advantage from UHC WA-0003 (PPO)PPOYes7
AARP Medicare Advantage from UHC WA-0002 (PPO)PPOYes6
AARP Medicare Advantage from UHC WA-0004 (PPO)PPOYes6
AARP Medicare Advantage Access from UHC WA-11 (PPO)PPOYes5
AARP Medicare Advantage from UHC WA-0001 (PPO)PPOYes1
AARP Medicare Advantage from UHC WA-0009 (HMO-POS)HMO-POSYes1
AARP Medicare Advantage from UHC WA-17 (PPO)PPOYes1

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

HMO, PPO and Special Needs Plans across Washington for 2027

115
Medicare Advantage plans
15
Carriers
64
HMO plans
20
HMO-POS plans
31
PPO plans
24
Dual Special Needs (D-SNP)
16
Chronic-condition (C-SNP)
  • Aetna (CVS Health) 8 plans: HMO, PPO
  • AgeRight Advantage 2 plans: HMO
  • Centene (WellCare) 4 plans: HMO-POS, PPO
  • Community Health Plan of WA Medicare Advantage 2 plans: HMO
  • Devoted Health 22 plans: HMO, PPO
  • Elevance Health (Anthem) 3 plans: HMO
  • HealthSpring 1 plan: HMO
  • Humana 19 plans: HMO, PPO
  • Kaiser Permanente 17 plans: HMO, HMO-POS
  • Molina Healthcare of Washington, Inc. 3 plans: HMO
  • MultiCare Health Plan Medicare Advantage Evergreen Plans 2 plans: HMO
  • Regence BlueCross BlueShield of Oregon 4 plans: PPO
  • Regence BlueShield 2 plans: HMO, PPO
  • SCAN Health Plan 1 plan: HMO
  • UnitedHealthcare 25 plans: HMO-POS, PPO

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

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When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

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The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

Will I lose Medicare if my Washington Medicare Advantage plan is not returning in 2027?
No. If your plan is non-renewed, you keep Medicare. You will automatically be returned to Original Medicare (Parts A and B) on January 1, 2027, but you will not have Part D drug coverage unless you actively enroll in a Medicare Advantage plan with drug coverage or a stand-alone Part D plan.
How will I know if my specific plan is one of the 44 not returning?
Your carrier is required to mail an Annual Notice of Non-Renewal, typically in late September or early October 2026. You can also match the plan name on your member ID card — exactly — to the table on this page.
What is the deadline to pick a new plan for 2027?
Annual Enrollment 2027 runs October 15 – December 7, 2026, with coverage effective January 1, 2027. If your plan is non-renewed, you also have a Special Enrollment Period that runs through the end of February 2027 to choose a new Medicare Advantage or Part D plan.
Where can I compare the plans available in my Washington county for 2027?
Use the Medicare Plan Finder at medicare.gov with your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7. Washington has 115 Medicare Advantage plans from 15 carriers for 2027, and the Plan Finder will show the subset offered in your county.

Watch

The Medicare Advantage changes for 2027 in every state, in 30 seconds

Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Sources and methodology

Figures cited in this article

  • CMS — MA Landscape Source Files, CY2026 and CY2027: the count of plans not returning in Washington, the 2027 statewide plan and carrier counts, and the plan names, types and 2026 county counts.
  • Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment 2027 dates (October 15 – December 7, 2026), the January 1, 2027 effective date, and the Special Enrollment Period for non-renewed plans through the end of February.
  • Medicare.gov: Medigap guaranteed-issue rights at the federal program level, the Medicare Plan Finder, and the 1-800-MEDICARE helpline.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

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This page was last updated: October 2026.

Medicare plans in your area changing for 2027 — check yoursCall