Medicare Advantage
15 Medicare Advantage Plans Not Returning in Wisconsin for 2027: The List
MADISON, Wis. — Fifteen Medicare Advantage plans currently sold somewhere in Wisconsin will not appear in CMS's 2027 Landscape file for any county in the state, according to a year-over-year comparison of the CMS Medicare Advantage Landscape Source Files for 2026 and 2027. Statewide, 117 Medicare Advantage plans from 16 carriers are listed for 2027. If your plan is on the non-returning list, you will get a letter from the carrier and you will have choices to make before the Annual Enrollment 2027 window closes on December 7, 2026.
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Key takeaways
- 15 Medicare Advantage plans offered in Wisconsin for 2026 are not in the CMS 2027 Landscape file for any Wisconsin county, across five carriers.
- If your plan is non-renewing, your carrier must send you a written notice, and your plan's exact name will match the list on this page.
- Doing nothing means you return to Original Medicare on January 1, 2027, without Part D drug coverage unless you choose a drug plan.
- A non-renewal triggers a Special Enrollment Period through February 28, 2027, and a federal Medigap guaranteed-issue right at the program level.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are not returning in Wisconsin for 2027, and which carriers do they come from?
Fifteen Medicare Advantage plans sold in Wisconsin for 2026 are not returning for 2027 anywhere in the state, based on the CMS Landscape files. They come from five carriers: Aspirus Health Plan, Elevance Health (Anthem), Humana, Network Health Medicare Advantage Plans, Security Health Plan of Wisconsin, and UnitedHealthcare.
The full set is shown in the non-returning table on this page. It includes PPO, HMO-POS, and HMO D-SNP (dual-eligible) plans. UnitedHealthcare has the largest number of discontinued plan contracts on the Wisconsin list with five, followed by Security Health Plan with three, Aspirus and Anthem with two each, and Humana with two; Network Health has one. For 2027, 117 Medicare Advantage plans from 16 carriers remain in the CMS Landscape file for Wisconsin.
Which non-returning Wisconsin Medicare Advantage plans served the most counties in 2026?
The two non-returning plans with the widest 2026 footprints in Wisconsin are Anthem Full Dual Advantage (HMO D-SNP) and Anthem Full Dual Advantage 2 (HMO D-SNP), each offered in 72 counties. Humana USAA Honor Giveback (PPO) was offered in 58 counties, and two Security Health Plan products — Essence Rx (HMO-POS) and Spirit (HMO-POS) — were each offered in 54 counties.
County footprints are the counties a plan served in 2026, not a promise it was offered everywhere, and the full counts for each discontinued plan appear in the table above.
How can I tell if my Wisconsin Medicare Advantage plan is leaving in 2027?
Two things will tell you. First, your carrier is required to mail you an Annual Notice of Change or a specific non-renewal notice before the Annual Enrollment 2027 window opens; a non-renewal letter typically arrives in early October 2026. Second, you can match your plan's exact name — as it appears on your member ID card — to the non-returning list on this page.
Spellings matter. For example, "AARP Medicare Advantage from UHC WI-0007 (PPO)" and "AARP Medicare Advantage from UHC WI-0017 (HMO-POS)" are different plans, and only the specific contract-plan IDs on the list are discontinued.
What happens to a Wisconsin member who does nothing before December 7, 2026?
If your plan is non-renewing and you take no action, you are returned to Original Medicare (Parts A and B) on January 1, 2027, and you will not have Part D prescription drug coverage unless you enroll in a stand-alone drug plan or another Medicare Advantage plan that includes drugs.
Original Medicare will pay its share of covered hospital and medical services starting January 1, 2027, but it does not include the extras many Medicare Advantage members are used to. Choosing a replacement plan — or deciding deliberately to stay with Original Medicare and add a Part D plan — avoids a gap in drug coverage.
What Special Enrollment Period and Medigap rights apply when a Wisconsin plan is non-renewed for 2027?
When CMS confirms a plan is non-renewing, affected members get a Special Enrollment Period that runs through February 28, 2027, to choose another Medicare Advantage plan or a stand-alone Part D plan. This is in addition to the Annual Enrollment 2027 window of October 15 – December 7, 2026.
At the federal program level, involuntary loss of Medicare Advantage coverage also triggers a Medigap guaranteed-issue right, meaning certain Medicare Supplement policies must be sold to you without medical underwriting within a set window. Wisconsin regulates Medigap under its own standardized framework; for state-specific rules and timelines, contact the Wisconsin Office of the Commissioner of Insurance.
How do I check which Medicare Advantage plans are offered in my Wisconsin county for 2027?
Enter your ZIP code and county at medicare.gov to see the exact 2027 Medicare Advantage and Part D plans available where you live, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The Medicare Plan Finder reflects the CMS Landscape file for your county.
Statewide totals — 117 Medicare Advantage plans from 16 carriers for 2027 — are a backdrop. What matters for a decision is the shorter list that shows up for your own ZIP code and county.
What should a Wisconsin Medicare member do before December 7, 2026?
Before December 7, 2026, confirm whether your current plan is on the non-returning list, read the Annual Notice of Change from any plan you are considering, and compare 2027 options on medicare.gov for your county. A choice made during Annual Enrollment 2027 takes effect January 1, 2027.
If your plan is non-renewing, remember you also have the Special Enrollment Period through February 28, 2027, and the federal Medigap guaranteed-issue right. Plan-specific details — premiums, drug lists, provider networks, cost sharing, and star ratings — come from the Medicare Plan Finder at medicare.gov, 1-800-MEDICARE, or the plan's own Evidence of Coverage and provider and pharmacy directories.
Where can Wisconsin residents get free, unbiased Medicare help?
Free help is available directly from Medicare. Call 1-800-MEDICARE (TTY 1-877-486-2048) at any hour, or use the Medicare Plan Finder and account tools at medicare.gov to view your county's 2027 plan list, check drug coverage, and enroll.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across Wisconsin not returning for 2027
These 15 plans are offered across Wisconsin for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aspirus Health Plan 2 plans | |||
| Aspirus Health Plan Elite (PPO) | PPO | No | 21 |
| Aspirus Health Plan Essential Rx (PPO) | PPO | Yes | 21 |
| Elevance Health (Anthem) 2 plans | |||
| Anthem Full Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | 72 |
| Anthem Full Dual Advantage 2 (HMO D-SNP) | HMO D-SNP | Yes | 72 |
| Humana 2 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 58 |
| HumanaChoice H5216-359 (PPO) | PPO | Yes | 3 |
| Network Health Medicare Advantage Plans 1 plan | |||
| Network Health Zero (PPO) | PPO | Yes | 9 |
| Security Health Plan of Wisconsin, Inc. 3 plans | |||
| Essence Rx (HMO-POS) | HMO-POS | Yes | 54 |
| Spirit (HMO-POS) | HMO-POS | No | 54 |
| Ally Rx (HMO D-SNP) | HMO D-SNP | Yes | 16 |
| UnitedHealthcare 5 plans | |||
| AARP Medicare Advantage CareFlex from UHC WI-18 (HMO-POS) | HMO-POS | Yes | 38 |
| UHC Dual Complete WI-D003 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 20 |
| AARP Medicare Advantage from UHC WI-0017 (HMO-POS) | HMO-POS | Yes | 11 |
| AARP Medicare Advantage from UHC WI-0007 (PPO) | PPO | Yes | 10 |
| UHC Dual Complete WI-D3 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 8 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Wisconsin for 2027
- Aetna (CVS Health) 8 plans: HMO-POS, PPO
- Centene (WellCare) 3 plans: HMO-POS
- Community Care 1 plan: HMO
- Dean Advantage 5 plans: HMO, HMO-POS
- Dean Health Plan, Inc. 2 plans: Cost
- Elevance Health (Anthem) 6 plans: HMO, HMO-POS, PPO
- Group Health Cooperative of Eau Claire 2 plans: HMO
- HealthPartners 5 plans: Cost, PPO
- Humana 20 plans: HMO, PFFS, PPO
- Medica 6 plans: Cost
- Medical Associates Clinic Health Plan of Wisconsin 3 plans: Cost
- Molina Healthcare of Wisconsin 4 plans: HMO
- Network Health Medicare Advantage Plans 10 plans: MSA, PPO
- Quartz Medicare Advantage (HMO) 14 plans: HMO
- Security Health Plan of Wisconsin, Inc. 5 plans: HMO-POS
- UnitedHealthcare 23 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How will I know if my Wisconsin Medicare Advantage plan is not returning for 2027?
If my plan is on the non-returning list, how long do I have to pick a new one?
What is the Medigap guaranteed-issue right tied to a non-renewal?
Does the non-returning list mean fewer plans in every Wisconsin county for 2027?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the 2027 statewide plan and carrier counts for Wisconsin.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison identifying the 15 non-returning plans and their 2026 county footprints.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates, the Special Enrollment Period for non-renewed plans, and the federal Medigap guaranteed-issue right.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.