Medicare Advantage

Humana Medicare Advantage in Wisconsin for 2027: 20 Plans, County by County

MADISON, Wis. — For the 2027 plan year, Humana is one of 16 companies selling Medicare Advantage in Wisconsin, and its statewide slate contains 20 distinct plans drawn from the CMS Medicare Advantage Landscape Source File. That is the figure Wisconsin residents will see reflected on the Medicare Plan Finder once 2027 shopping opens, though which of those 20 actually appear on a given person's screen depends entirely on the county where they live.

This article is published by an independent Medicare education site. It is privately owned and is not the federal government, not affiliated with the government, and not affiliated with Humana or any other insurance carrier. The numbers below come from CMS; plan details such as premiums, drug lists, provider networks, and star ratings do not appear here and should be checked directly on medicare.gov.

How many Humana Medicare Advantage plans are offered in Wisconsin for 2027?

Humana offers 20 Medicare Advantage plans in Wisconsin for 2027, according to the CMS Landscape Source File. By plan type that breaks down to 2 HMO plans, 17 PPO plans, and 1 PFFS plan.

Of those 20 plans, Humana reports that 17 include Part D prescription drug coverage. Three plans in the Humana lineup are Special Needs Plans: 2 Dual Eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid, and 1 Chronic Condition Special Needs Plan (C-SNP) for people with specific qualifying conditions. Humana lists no Institutional SNPs in Wisconsin for 2027.

For context, Wisconsin's Medicare Advantage market for 2027 includes 117 plans in total from 16 carriers. The full plan-by-plan table appears elsewhere on this page.

Which Humana plans reach the most Wisconsin counties for 2027?

The widest geographic reach in Humana's 2027 Wisconsin lineup belongs to two PPO plans — Humana USAA Honor Giveback (Regional PPO) and HumanaChoice R5361-002 (Regional PPO) — each listed in 72 counties. Humana Gold Choice H8145-006 (PFFS) is listed in 31 counties, and two Humana USAA Honor Giveback (PPO) plans are each listed in 64 counties.

Other Humana plans are offered in narrower footprints. For example, HumanaChoice H5216-006 (PPO) is listed in 8 counties and HumanaChoice H5216-168 (PPO) in 9. County reach does not say anything about what a plan costs or covers; it simply tells you where it is sold. The full county-reach table is rendered above.

What is new or not returning in Humana's Wisconsin lineup for 2027?

Humana identifies 2 Wisconsin plans as new for 2027 and 2 plans that will not return from 2026. The new entries listed in the CMS file are Humana Value Choice (PPO) and HumanaChoice - Diabetes and Heart (PPO C-SNP).

Several other Humana plans appear with new names for 2027 but are continuing offerings, including Humana Essentials Plus Giveback (PPO), two Humana Full Access (PPO) plans, Humana Total Complete (HMO), and a renamed Humana Value Choice (PPO). If you were enrolled in one of the 2 plans that are not returning, Humana and CMS will send a written notice in the fall of 2026 explaining your options, including the chance to pick a different plan during the Annual Enrollment Period.

How do I check whether a Humana plan is offered in my Wisconsin county and covers my doctors and prescriptions?

Use the Medicare Plan Finder at medicare.gov, enter your Wisconsin ZIP code, and the tool will show only the Humana plans available in your county for 2027. A plan listed statewide in the CMS file may not be sold in your county.

Once you can see your county's plans, two checks matter most. First, enter the names of your prescriptions so Plan Finder can show how each one is handled on a plan's formulary. Second, confirm your doctors, clinics, and preferred hospitals by looking at the plan's provider directory on Humana's website or by calling the plan directly using the number on medicare.gov. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week, for help walking through the same information. The plan's Evidence of Coverage is the binding document for benefit rules.

What should Wisconsin residents do before December 7, 2026?

The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026, and a choice made during that window takes effect January 1, 2027. That is the main window for joining, switching, or dropping a Medicare Advantage plan for the coming year.

A straightforward checklist: read the Annual Notice of Change your current plan mails in September 2026; make a short list of your prescriptions, pharmacies, and providers; compare your current plan to others available in your county on medicare.gov; and submit any enrollment decision by December 7, 2026. If you take no action, in most cases your current plan simply renews — unless it is one of the 2 Humana plans not returning, in which case you will receive a non-renewal notice.

Where can Wisconsin residents get free help with 2027 Medicare choices?

Two free, official resources are available to every Wisconsin resident. Medicare.gov hosts the Plan Finder, enrollment tools, and plain-language explanations of how Medicare Advantage, Part D, and Medigap work together. 1-800-MEDICARE (TTY 1-877-486-2048) connects you to live help 24 hours a day, 7 days a week, including help enrolling over the phone.

The Social Security Administration (ssa.gov or 1-800-772-1213) handles Medicare enrollment itself and questions about Part B premiums and the Extra Help program for prescription costs.