Medicare Advantage

Wellcare Medicare Advantage in Wisconsin for 2027: 3 Plans, County by County

MADISON, Wis. — For the 2027 plan year, Wellcare (which the Centers for Medicare & Medicaid Services groups under Centene) is offering three Medicare Advantage plans across Wisconsin, according to the CMS Medicare Advantage Landscape Source Files for CY2027. All three include drug coverage, and two of them are Dual Eligible Special Needs Plans (D-SNPs) built for people who qualify for both Medicare and Medicaid.

2027 plan lineupWisconsin

This article is published by an independent Medicare education site. It is privately owned and is not Wellcare, not Centene, and not the federal government. The goal here is to lay out what the CMS files say for Wisconsin so readers can take the next step on their own.

What is Wellcare offering across Wisconsin for 2027?

Wellcare is offering 3 Medicare Advantage plans in Wisconsin for 2027, based on the CMS Landscape Source File. All three are HMO-POS plans, and all three include Part D drug coverage.

Of those three, two are Dual Eligible Special Needs Plans (D-SNP). Wellcare lists no Chronic Condition SNPs (C-SNP) and no Institutional SNPs (I-SNP) in Wisconsin for 2027. For context, CMS shows 15 other carriers also offering Medicare Advantage in Wisconsin for 2027, with 117 Medicare Advantage plans statewide across all carriers combined. The full carrier-by-carrier counts are shown in the tables on this page.

Which Wellcare plans reach the most Wisconsin counties in 2027?

The widest-reaching Wellcare plan in Wisconsin for 2027, by county count, is Wellcare MHS Health Wisconsin Dual Liberty Sync (HMO-POS D-SNP), offered in 28 counties. It is a renamed version of what was called Wellcare Dual Access Sync (HMO-POS D-SNP) in 2026.

Tied with it at 28 counties is Wellcare MHS Health Wisconsin Dual Select (HMO-POS D-SNP), which is a renamed version of the 2026 plan Wellcare Dual Reserve (HMO-POS D-SNP). The third plan, Wellcare Simple (HMO-POS), is offered in 20 Wisconsin counties for 2027. The full plan list with county reach appears in the table on this page. Even for a plan listed in dozens of counties, availability is still county by county — a plan on the statewide list may not be offered in the specific county where you live.

What is new or not returning from Wellcare in Wisconsin for 2027?

For 2027 in Wisconsin, Wellcare has 0 brand-new Medicare Advantage plans and 0 plans that are not returning, according to the CMS year-over-year comparison. The lineup is the same three plans Wellcare offered going into the year, with two of them carrying new names.

Specifically, the plan previously called Wellcare Dual Access Sync (HMO-POS D-SNP) is now listed as Wellcare MHS Health Wisconsin Dual Liberty Sync (HMO-POS D-SNP), and the plan previously called Wellcare Dual Reserve (HMO-POS D-SNP) is now listed as Wellcare MHS Health Wisconsin Dual Select (HMO-POS D-SNP). If you are already enrolled in one of those plans, you may see mail that uses the new name. Any changes to premium, cost sharing, drug list, provider network or benefits for 2027 will be spelled out in the Annual Notice of Change (ANOC) your plan is required to send; this article does not quote any of those details.

How do I check whether a Wellcare plan is offered in my Wisconsin county and covers my doctors and drugs?

To check whether a specific Wellcare plan is offered in your Wisconsin county for 2027, use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (1-800-633-4227), which is open 24 hours a day, seven days a week. Those are the official sources for county-level availability.

Once you confirm the plan is sold where you live, there are three checks worth doing before you enroll:

• Doctors and hospitals: Look up each provider in that plan's current provider directory, or call the clinic and ask whether they are in-network for that exact plan name for 2027.
• Prescriptions: Enter each drug, dose and pharmacy into the Plan Finder, or review the plan's formulary document, to see how each one is treated.
• Full plan rules: Read the plan's Evidence of Coverage (EOC) for cost sharing, prior authorization and referral rules.

Because benefits, networks and drug lists can differ between the three Wellcare plans — and can differ by county — it is worth running this check for each plan you are considering rather than assuming they match.

What should Wisconsin readers do before December 7, 2026?

Before December 7, 2026, Wisconsin readers who want a change to take effect on January 1, 2027 should compare their options during the Annual Enrollment Period, which runs October 15 through December 7, 2026. A choice made in that window takes effect January 1, 2027.

A practical order:

1. Read the ANOC from your current plan, if you have one, so you know what is changing. 2. On medicare.gov, enter your ZIP code, your drugs and your preferred pharmacies and providers to compare the plans actually available in your county. 3. If a Wellcare plan interests you, confirm it is offered in your county, then review its EOC and directories. 4. Enroll through medicare.gov, by calling 1-800-MEDICARE, or directly with the plan.

The deadline is simply a date on the calendar, not a reason to rush a decision you are not ready to make.

Where can Wisconsin residents get free help understanding their options?

Free, official help for Wisconsin residents is available from Medicare itself. You can go to medicare.gov to use the Plan Finder and read plan documents, or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, seven days a week, to talk through enrollment questions with a representative. The Social Security Administration (ssa.gov or 1-800-772-1213) handles enrollment in Medicare Parts A and B and questions about Part B premiums and the Part D Extra Help program.