Medicare Advantage

UnitedHealthcare Medicare Advantage in Wisconsin for 2027: 23 Plans, County by County

MADISON, Wis. — For the 2027 plan year, UnitedHealthcare is offering 23 Medicare Advantage plans across Wisconsin, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File. The lineup includes a mix of HMO-POS and PPO plans, several Special Needs Plans, and plans that come with or without Part D drug coverage. Because Medicare Advantage is sold county by county, a plan that appears on the statewide list may or may not be offered where you live.

2027 plan lineupWisconsin

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What is UnitedHealthcare offering in Wisconsin for 2027?

UnitedHealthcare is offering 23 Medicare Advantage plans statewide in Wisconsin for 2027. By plan type, the lineup includes 18 HMO-POS plans and 5 PPO plans. Twenty-one of the 23 plans include Part D prescription drug coverage; the remaining two are offered without drug coverage.

Special Needs Plans (SNPs) are part of that total: 7 Dual-Eligible SNPs (D-SNPs) for people who have both Medicare and Medicaid, 3 Chronic Condition SNPs (C-SNPs) for people with qualifying conditions, and 2 Institutional SNPs (I-SNPs) tied to long-term care settings. SNPs have eligibility rules beyond standard Medicare Advantage.

For context on the broader market, CMS lists 15 other carriers offering Medicare Advantage in Wisconsin for 2027, for a statewide total of 117 plans across all carriers.

Which UnitedHealthcare plans reach the most Wisconsin counties in 2027?

The widest county reach among UnitedHealthcare's 2027 Wisconsin plans belongs to three D-SNPs — UHC Dual Advantage WI-V1 (HMO-POS D-SNP), UHC Dual Advantage WI-V2 (PPO D-SNP), and UHC Dual Complete WI-Q1 (HMO-POS D-SNP) — each listed in 70 counties. These three were previously named UHC Dual Complete WI-V001, WI-D001, and WI-D002, respectively.

Among non-SNP plans, AARP Medicare Advantage from UHC WI-0002 (PPO) and UHC Complete Care WI-1 (PPO C-SNP) and UHC Complete Care WI-20 (HMO-POS C-SNP) are each listed in 32 counties. AARP Medicare Advantage Patriot No Rx WI-MA02 (HMO-POS) is listed in 29 counties and AARP Medicare Advantage Patriot No Rx WI-MA01 (PPO) in 26 counties. The full plan-by-plan county counts appear in the table on this page.

County reach is not the same as a recommendation. It only tells you how widely a plan is offered — not what it costs, what it covers, or which providers and pharmacies are in network.

What UnitedHealthcare plans are new or not returning in Wisconsin for 2027?

UnitedHealthcare has 5 plans that are new for 2027 in Wisconsin and 5 plans from 2026 that are not returning. The new plans include UHC Complete Care WI-21 (HMO-POS C-SNP), three HMO-POS D-SNPs branded UHC Dual Complete WI-S1, and UHC Dual Complete WI-YL (HMO-POS D-SNP).

Three D-SNPs have been renamed from their 2026 contract IDs, as noted above. If you are currently enrolled in a UnitedHealthcare plan, the Annual Notice of Change (ANOC) that arrives in the fall explains whether your plan is continuing, changing, or ending. If a plan is ending, members typically have a Special Enrollment Period in addition to the regular Annual Enrollment window.

How do I check whether a UnitedHealthcare plan is offered in my Wisconsin county and covers my doctors and prescriptions?

To check a specific Wisconsin county, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code and, if you want, your prescriptions and preferred pharmacy to see the plans actually sold where you live.

Plans are offered county by county. A plan on UnitedHealthcare's Wisconsin list — for example, one listed in 5, 16, or 32 counties — may or may not be available in your county. For in-network providers, check the plan's provider directory. For prescriptions, check the plan's formulary. For a complete picture of rules, exclusions, and cost-sharing, read the plan's Evidence of Coverage (EOC). Those documents are the authoritative source for benefits and network details.

What should Wisconsin residents do before December 7, 2026?

The Annual Enrollment Period runs October 15 – December 7, 2026, and any choice made during that window takes effect January 1, 2027. Before December 7, 2026, there are a few steps worth taking at your own pace:

• Read the Annual Notice of Change from your current plan, if you have one.
• Make a list of your doctors, hospitals, pharmacies, and prescriptions.
• Compare plans available in your county on medicare.gov using that list.
• Confirm with the plan directly that your providers and drugs are covered for 2027.

If you take no action, in most cases your current plan simply continues into 2027 with its 2027 terms — unless the plan is one of the five UnitedHealthcare plans not returning, in which case you will receive a non-renewal notice with instructions.

Where can Wisconsin residents get free help with Medicare questions?

Free, official help is available year-round from Medicare itself. Call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, or use the Medicare Plan Finder and plan comparison tools at medicare.gov. Both are run by the federal Medicare program and can walk you through plans offered in your specific Wisconsin ZIP code without steering you toward any one carrier.