Medicare Advantage
UnitedHealthcare Medicare Advantage in West Virginia for 2027: 11 Plans, County by County
CHARLESTON, W.Va. — For the 2027 plan year, UnitedHealthcare is offering 11 Medicare Advantage plans across West Virginia, according to the federal Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. That lineup sits alongside plans from eight other carriers in the state, bringing the all-carriers statewide total to 70 Medicare Advantage plans for 2027.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- UnitedHealthcare has 11 Medicare Advantage plans listed statewide in West Virginia for 2027, including 4 HMO-POS plans and 7 PPO plans.
- Of those 11 plans, 9 include drug coverage, 4 are new for 2027, and none from the carrier's 2026 lineup are being discontinued.
- Four of the plans are Special Needs Plans — 3 D-SNPs for people with both Medicare and Medicaid, and 1 C-SNP for people with a qualifying chronic condition.
- Annual Enrollment 2027 runs October 15 – December 7, 2026, and any choice you make during that window takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
This explainer is published by an independent Medicare education site. We are privately owned, not part of the federal government, and not affiliated with UnitedHealthcare or any other insurance company. Our goal is to describe what the CMS files show for West Virginia so you can take the next step on your own, with your doctor, or with a licensed resource of your choosing.
How many UnitedHealthcare Medicare Advantage plans are offered in West Virginia for 2027?
UnitedHealthcare has 11 Medicare Advantage plans available somewhere in West Virginia for 2027: 4 HMO-POS plans and 7 PPO plans. Nine of those 11 plans include Part D prescription drug coverage, and two are offered without drug coverage.
The lineup also includes 4 Special Needs Plans: 3 Dual Eligible SNPs (D-SNPs) for people enrolled in both Medicare and Medicaid, and 1 Chronic Condition SNP (C-SNP) for people who meet the plan's qualifying health condition. There are no Institutional SNPs (I-SNPs) from this carrier in the state for 2027.
Statewide, CMS lists 70 Medicare Advantage plans in West Virginia for 2027 across 9 carriers in total. The full plan-by-plan table appears elsewhere on this page; the counts here come straight from the CMS Landscape file.
Which UnitedHealthcare plans have the widest county reach in West Virginia for 2027?
Seven of UnitedHealthcare's 2027 plans in West Virginia are listed in all 55 counties, according to the CMS Landscape file. Those statewide-reach plans are AARP Medicare Advantage from UHC WV-0001 (PPO), AARP Medicare Advantage from UHC WV-0003 (PPO), AARP Medicare Advantage from UHC WV-0004 (PPO), AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO), AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS), UHC Dual Advantage WV-V1 (PPO D-SNP), UHC Dual Complete WV-Q1 (PPO D-SNP), and UHC Dual Complete WV-S2 (PPO D-SNP).
The remaining plans are offered in smaller footprints: AARP Medicare Advantage from UHC WV-6 (HMO-POS) in 38 counties, and both AARP Medicare Advantage from UHC WV-5 (HMO-POS) and UHC Complete Care WV-7 (HMO-POS C-SNP) in 17 counties. Being listed statewide does not mean every plan is a fit for every household — service area is only the first filter.
What is new or not returning from UnitedHealthcare in West Virginia for 2027?
UnitedHealthcare is introducing 4 new Medicare Advantage plans in West Virginia for 2027 and is not discontinuing any of its 2026 plans. The new-for-2027 plans named in the CMS file are AARP Medicare Advantage from UHC WV-5 (HMO-POS), AARP Medicare Advantage from UHC WV-6 (HMO-POS), AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS), and UHC Complete Care WV-7 (HMO-POS C-SNP).
Two D-SNPs are returning under new names: UHC Dual Advantage WV-V1 (PPO D-SNP) was previously UHC Dual Complete WV-V001 (PPO D-SNP), and UHC Dual Complete WV-Q1 (PPO D-SNP) was previously UHC Dual Complete WV-S001 (PPO D-SNP). A rename on paper can still bring plan-document changes, so current members should read the Annual Notice of Change (ANOC) that arrives in the fall.
How do I check whether a UnitedHealthcare plan is offered in my West Virginia county and covers my doctors and drugs?
In West Virginia for 2027, the fastest way to confirm county availability, provider networks and drug coverage is the Medicare Plan Finder at medicare.gov, or a call to 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. A plan listed statewide in the CMS file may still not be offered in the specific county where you live, so county check comes first.
Once a plan clears the county test, work through three more checks before you decide:
- Doctors and hospitals: look up each provider in that plan's directory for the 2027 plan year.
- Prescriptions: enter each drug, dose and pharmacy into Plan Finder to see how that specific plan treats it.
- Plan documents: read the plan's Evidence of Coverage (EOC) and, if you're a current member, the Annual Notice of Change (ANOC).
We don't publish premiums, copays, networks, formularies or star ratings on this page because those details change and belong to the plan's own documents.
What should West Virginia Medicare beneficiaries do before December 7, 2026?
Annual Enrollment 2027 runs October 15 – December 7, 2026, and any plan choice made in that window takes effect January 1, 2027. There is no advantage to waiting, and no penalty for comparing early — the point is to make the decision on information you've actually checked.
A simple sequence works for most households: list your doctors, pharmacies and current prescriptions; pull out the ANOC from any plan you're on now; compare in Plan Finder against the plans available in your county; and keep a written record of confirmation numbers for any call you make.
Where can West Virginia residents get free, unbiased Medicare help for 2027?
Two no-cost federal resources are available to every West Virginia resident for 2027: the official Medicare Plan Finder at medicare.gov, and 1-800-MEDICARE (TTY 1-877-486-2048), open 24 hours a day, 7 days a week. Both are run by CMS, neither sells insurance, and both can confirm what is offered in your specific county.
If you'd rather talk with a licensed agent or broker, make sure you understand which carriers that person represents before you share personal details. The CMS Landscape file is the common reference point either way.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in West Virginia for 2027
CMS lists 11 UnitedHealthcare Medicare Advantage plans across West Virginia for 2027, alphabetically by carrier, widest county reach first. 8 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| UnitedHealthcare 11 plans | |||
| AARP Medicare Advantage from UHC WV-0001 (PPO) | PPO | Yes | 55 |
| AARP Medicare Advantage from UHC WV-0003 (PPO) | PPO | Yes | 55 |
| AARP Medicare Advantage from UHC WV-0004 (PPO) | PPO | Yes | 55 |
| AARP Medicare Advantage Patriot No Rx WV-MA01 (PPO) | PPO | No | 55 |
| AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS) | HMO-POS | No | 55 |
| UHC Dual Advantage WV-V1 (PPO D-SNP) | PPO D-SNP | Yes | 55 |
| UHC Dual Complete WV-Q1 (PPO D-SNP) | PPO D-SNP | Yes | 55 |
| UHC Dual Complete WV-S2 (PPO D-SNP) | PPO D-SNP | Yes | 55 |
| AARP Medicare Advantage from UHC WV-6 (HMO-POS) | HMO-POS | Yes | 38 |
| AARP Medicare Advantage from UHC WV-5 (HMO-POS) | HMO-POS | Yes | 17 |
| UHC Complete Care WV-7 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 17 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans across West Virginia break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many UnitedHealthcare Medicare Advantage plans are available in West Virginia for 2027?
Are any UnitedHealthcare plans leaving West Virginia for 2027?
When is Annual Enrollment 2027 and when do changes take effect?
Where can I confirm what's offered in my county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): the UnitedHealthcare plan list, plan types, SNP counts, drug-coverage counts and county reach for West Virginia.
- CMS — MA Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 4 new plans and 0 non-returning plans for the carrier.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.