Medicare 2026

Medicare in Wyoming for 2027: 6 Advantage Plans Leaving, and What Else Changes

CHEYENNE — Wyoming's Medicare lineup for 2027 is smaller than it was for 2026. According to CMS Landscape files, 14 Medicare Advantage plans were offered across the state in 2026 and 8 will be offered in 2027. Six plans are leaving Wyoming entirely, no new plans are entering, and three are changing a feature such as premium, drug deductible, plan type or plan name. The Annual Enrollment Period runs October 15 through December 7, 2026, and the choices made during it take effect January 1, 2027.

Medicare 2026Wyoming

How many Medicare Advantage plans are offered in Wyoming for 2027?

Wyoming will have 8 Medicare Advantage plans available across its 23 counties in 2027, down from 14 in 2026. CMS Landscape files show 6 plans leaving the state, 0 new entrants, and 3 plans changing something listed in the Landscape file — a premium, a drug deductible, the plan type or the plan name. UnitedHealthcare is listed as having no Medicare Advantage plan anywhere in Wyoming for 2027. Because Medicare Advantage is sold county by county, a plan counted in the statewide total may or may not be offered in the county where a particular reader lives; the Medicare Plan Finder at medicare.gov shows what is available by ZIP code.

What happens if my Medicare Advantage plan is leaving Wyoming in 2027?

If a plan is not returning for 2027, the insurer must send a non-renewal letter, generally in early October 2026, telling the member the plan will end December 31, 2026. Members whose plan is continuing but changing receive an Annual Notice of Change (ANOC) describing what is different for 2027. Anyone whose plan is leaving qualifies for a Special Enrollment Period that runs into February 2027, which allows a switch to another Medicare Advantage plan or a return to Original Medicare with a stand-alone Part D plan. Acting during Annual Enrollment (by December 7, 2026) keeps coverage continuous on January 1, 2027.

Which Wyoming counties are seeing the most Medicare Advantage change for 2027?

Five Wyoming counties show the most movement in the 2027 Landscape file. Laramie County has 4 plans leaving and 3 changing. Natrona County has 4 plans leaving and 2 changing. Albany, Crook and Goshen counties each have 0 plans leaving but 3 changing. "Changing" means the Landscape file lists a different premium, drug deductible, plan type or plan name for 2027 — details worth reading in the Annual Notice of Change, since the plan number may be the same but a feature may not be.

How many stand-alone Part D drug plans will Wyoming have in 2027?

Wyoming will have 9 stand-alone Part D prescription drug plans in 2027, from 5 insurers, compared with 11 plans in 2026. Stand-alone Part D is the drug coverage used with Original Medicare (and with most Medigap policies). As with Medicare Advantage, specific premiums, deductibles and drug lists vary plan by plan and are shown in the Medicare Plan Finder at medicare.gov; this article does not compare them.

How many Medigap insurers are listed for Wyoming in 2027?

Medicare.gov lists 17 Medigap (Medicare Supplement) insurers for a Wyoming ZIP code. Medigap works with Original Medicare and is sold as standardized lettered plans (for example, Plan G or Plan N), where the letter means the same set of benefits from any insurer, though premiums and customer service differ. Rules about when a Medigap policy can be bought without medical underwriting are set by federal law and by Wyoming state law; Medicare.gov explains the federal guaranteed-issue rights.

What are the national Medicare numbers for 2027, and what did Social Security announce?

For 2027, the Part D out-of-pocket cap is $2,400 (up from $2,100 in 2026), and the most any Part D plan may charge as a deductible is $700. The Part D base beneficiary premium — a national figure used to calculate the late-enrollment penalty — is $41.33 for 2027; actual plan premiums are set plan by plan. On October 14, 2026, the Social Security Administration announced a 3.6 percent cost-of-living adjustment for benefits payable beginning January 2027. CMS has not yet announced the 2027 Part B standard premium and deductible or the 2027 IRMAA income brackets; those usually come in November and will be posted on medicare.gov.

What should Wyoming Medicare members do before December 7, 2026?

A short checklist for Annual Enrollment 2027:

• Watch the mail in September and October 2026 for the Annual Notice of Change (if the plan is continuing) or a non-renewal letter (if the plan is leaving).
• Make a current list of doctors, pharmacies and prescriptions.
• Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE, to compare available plans by ZIP code.
• Confirm the choice by December 7, 2026, for coverage that begins January 1, 2027.
• If a plan is not returning, remember the Special Enrollment Period runs into February 2027.

Where can Wyoming residents get free Medicare help?

Medicare.gov is the official source for plan details, enrollment and the Plan Finder. 1-800-MEDICARE (1-800-633-4227) is staffed 24 hours a day, seven days a week, in English and Spanish, and can answer questions about enrollment periods, Part D, Medigap rights and what to do when a plan leaves the service area.