Medicare Advantage
Kaiser Permanente's 2027 Medicare Advantage plans in Chula Vista: the three-plan lineup
Fall 2026 — If you get your Medicare through Kaiser Permanente in Chula Vista, or you are weighing whether to join one of its plans for 2027, here is the lay of the land. For the coming plan year, Kaiser Permanente is offering three Medicare Advantage plans in San Diego County, which is the county Chula Vista sits in. All three are HMOs, all three include drug coverage, and one is a Dual Eligible Special Needs Plan (D-SNP) for people who have both Medicare and Medi-Cal.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- Kaiser Permanente is offering 3 Medicare Advantage plans in San Diego County for 2027, all HMOs and all with drug coverage.
- One of the three is a D-SNP for people with both Medicare and Medi-Cal; no Kaiser plans are leaving the county and none are new for 2027.
- Even when a plan returns, its Annual Notice of Change (ANOC) can bring updates — read yours before December 7, 2026.
- Confirm your doctors and prescriptions on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in San Diego County (2026) | 93 | CMS |
| Medicare Advantage plans offered in San Diego County (2027) | 85 | CMS |
| Plans not returning for 2027 / new for 2027 | 26 / 18 | CMS |
| Organizations offering Medicare Advantage in San Diego County (2026) | 17 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, San Diego County | 54% | CMS |
| Residents age 65 and older, San Diego County | 507,734 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site. We are not Kaiser Permanente, and Kaiser Permanente is one of 15 carriers offering Medicare Advantage in San Diego County next year. This piece just walks through Kaiser's local lineup so you can line it up against your doctors and prescriptions before the December 7, 2026 deadline.
What Medicare Advantage plans does Kaiser Permanente offer in Chula Vista for 2027?
Chula Vista is in San Diego County, where Kaiser Permanente is offering three Medicare Advantage plans for 2027. All three are HMOs and all three include Part D prescription drug coverage. In alphabetical order, they are Kaiser Permanente Dual Complete South P1 (HMO D-SNP), Kaiser Permanente Senior Advantage San Diego (HMO), and Kaiser Permanente Senior Advantage San Diego Value (HMO). The table below lists every plan.
Because these are HMOs, each one works through a defined network, which is a key reason to check that your doctors, hospitals and pharmacy are part of the plan before you enroll.
Is there a Special Needs Plan from Kaiser Permanente in San Diego County for 2027?
Yes. One of Kaiser Permanente's three San Diego County plans for 2027 is a Dual Eligible Special Needs Plan, named Kaiser Permanente Dual Complete South P1 (HMO D-SNP). D-SNPs are designed for people who qualify for both Medicare and Medi-Cal (California's Medicaid program). Kaiser Permanente does not offer a Chronic Condition SNP (C-SNP) or Institutional SNP (I-SNP) in the county for 2027.
If you are not sure whether you qualify as "dual eligible," the Medi-Cal office or 1-800-MEDICARE can confirm your status before you look at D-SNP options.
What is new or not returning in Kaiser Permanente's Chula Vista lineup for 2027?
For 2027, Kaiser Permanente has no new Medicare Advantage plans and no plans leaving San Diego County — the same three HMOs it offered in 2026 are being offered again. That does not mean nothing is changing. Any returning plan can update its benefits, drug list, provider network or cost-sharing from one year to the next, and those updates are spelled out in the plan's Annual Notice of Change (ANOC), which members receive in late September.
If you did not open your ANOC, dig it out of the mail stack. It is the single clearest document for seeing what will be different about your plan on January 1, 2027.
How do I check a Kaiser Permanente plan against my doctors and prescriptions before December 7?
The fastest way is the Medicare Plan Finder at medicare.gov. Enter your ZIP code, add your prescription drugs (name, dose and quantity), and the tool will show how each plan in Chula Vista covers them. For doctors and hospitals, use Kaiser Permanente's own provider directory, or call the number on your member materials to confirm that a specific physician is accepting the plan you are considering.
A quick checklist for before December 7, 2026:
- Pull out your ANOC and read the "changes for next year" section.
- List your current prescriptions with dose and frequency.
- List the doctors and facilities you want to keep.
- Run those through the Plan Finder, then confirm with the plan directly.
Nothing happens if you do nothing: your current plan renews for 2027 if it is being offered, with whatever changes the ANOC describes.
What else should Chula Vista readers know about 2027?
A few program-level numbers are already set for 2027. The Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 (up from $615 in 2026). CMS has set the Part D national base beneficiary premium at $41.33 for 2027; that is a formula input, not what any specific plan charges. The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced — CMS typically publishes them later in the fall.
The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027. If you want to switch Medicare Advantage plans or go back to Original Medicare after January 1, the Medicare Advantage Open Enrollment Period runs January 1 through March 31, 2027.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in San Diego County
(MA penetration in San Diego County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Kaiser Permanente Medicare Advantage plans in San Diego County for 2027
CMS lists 3 Kaiser Permanente Medicare Advantage plans in San Diego County for 2027, alphabetically by carrier. 14 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Kaiser Permanente 3 plans | |||
| Kaiser Permanente Dual Complete South P1 (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Kaiser Permanente Senior Advantage San Diego (HMO) | HMO | Yes | Returning |
| Kaiser Permanente Senior Advantage San Diego Value (HMO) | HMO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Kaiser Permanente Medicare Advantage plans in San Diego County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
How many Medicare Advantage plans does Kaiser Permanente offer in Chula Vista for 2027?
Do I have to do anything if I like my current Kaiser Permanente plan?
Is Kaiser Permanente the only Medicare Advantage carrier in Chula Vista?
Where can I get help comparing plans?
Watch
The Medicare Advantage changes for 2027 in California, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Chula Vista
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files (CY2026 and CY2027): Kaiser Permanente's plan lineup and plan counts for San Diego County, and the number of carriers in the county.
- CMS: 2027 Part D out-of-pocket cap, Part D maximum deductible, and national base beneficiary premium.
- Medicare.gov: Annual Enrollment Period dates and the Medicare Plan Finder.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.