Medicare Advantage

Wellcare's 2027 Medicare Advantage plans in Chula Vista: the full lineup, carrier-only

Fall 2026 — If you have a Wellcare Medicare Advantage plan in Chula Vista, or you are shopping one for next year, here is the carrier-only snapshot: Wellcare is offering four Medicare Advantage plans in San Diego County for 2027, all HMOs and all with drug coverage, including two Special Needs Plans. None are leaving, none are brand new, and two have been renamed. The table below lists every plan. You have until December 7, 2026 to make a change that starts January 1, 2027.

Which Wellcare Medicare Advantage plans are offered in Chula Vista for 2027?

Chula Vista is in San Diego County, where Wellcare is offering four Medicare Advantage plans for 2027. All four are HMOs and all four include prescription drug coverage. Two of the four are Special Needs Plans: one Dual Eligible Special Needs Plan (D-SNP) for people who have both Medicare and Medi-Cal, and one Chronic Condition Special Needs Plan (C-SNP) for people with a qualifying chronic condition.

The table on this page lists every Wellcare plan by name and type. MyMedicarePlans.org is an independent consumer site; we are not Wellcare and we are not Medicare. For specifics on any plan — what it costs, what it covers, which doctors are in network, which drugs are on the formulary — go straight to the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE.

What is new or not returning from Wellcare in San Diego County for 2027?

Nothing is leaving and nothing is brand new. For 2027, Wellcare is not pulling any of its San Diego County Medicare Advantage plans and is not adding any new ones. What did change: two plans were renamed. The plan previously called Wellcare Dual Liberty (HMO D-SNP) is now Wellcare Health Net Dual Liberty (HMO D-SNP), and the plan previously called Wellcare Low Premium (HMO) is now Wellcare Low Premium Focus (HMO). There is also a plan carrying the Wellcare Low Premium (HMO) name on the 2027 lineup. Because names shifted, confirm the exact 2027 plan you are looking at before you compare anything.

If you are already in a Wellcare plan, the most important document in your mailbox right now is the Annual Notice of Change (ANOC). It is sent each fall and spells out every change to your plan for the coming year — the premium, the deductible, the drug tiers, the provider network, the extra benefits. Nothing happens if you do nothing: your current plan renews on January 1, 2027 with the changes in the ANOC, as long as it is offered next year.

How many other carriers offer Medicare Advantage plans in the county?

For 2027, 14 other carriers offer Medicare Advantage plans in San Diego County, bringing the countywide total to 85 plans. That means Wellcare is one of 15 carriers competing for your enrollment. Which carrier and plan fit best depends on your doctors, your prescriptions, and your budget — not on the number of plans a company offers.

How do I check a plan against my doctors and prescriptions before December 7?

Use the official Medicare Plan Finder at medicare.gov. It is the one tool that lets you compare every plan sold in your ZIP code side by side, and it is free. Here is a simple way to work through it before the December 7, 2026 deadline:

1. Make a list of your current doctors, specialists, hospital and pharmacy, with addresses. 2. Make a list of your prescriptions with the exact dose and how often you take each one. 3. Go to medicare.gov, enter your ZIP code, and filter for Medicare Advantage plans. 4. For each plan you are considering, enter your drugs and your pharmacy to see the yearly drug cost estimate. 5. Open the plan's provider directory on the carrier's website — or call the plan directly — to confirm your doctors and hospital are in network for 2027. Networks can change from year to year. 6. If you qualify for a Special Needs Plan (dual eligible, a qualifying chronic condition, or an institutional setting), make sure the plan you pick is the right SNP type for your situation.

If you prefer to do this by phone, call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week.

What should I know about Part D drug costs in 2027?

Part D is getting a little more generous for the sickest spenders in 2027. The annual out-of-pocket cap on covered Part D drugs rises to $2,400 in 2027 (up from $2,100 in 2026). The maximum Part D deductible a plan can charge is $700 in 2027 (up from $615 in 2026). The coverage gap ("donut hole") has been eliminated since 2025; Part D now has three phases. You can also ask to spread your drug costs across the year through the Medicare Prescription Payment Plan, which is optional.

CMS has not yet published the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets and surcharges. Those usually come out in November. For 2026, IRMAA surcharges begin above $109,000 in income for a single filer.

What are the dates for Medicare Open Enrollment 2027?

Annual Enrollment for 2027 coverage runs October 15, 2026 through December 7, 2026. A change you make in that window takes effect January 1, 2027. If you want to switch Medicare Advantage plans or move back to Original Medicare after January 1, there is a second window — Medicare Advantage Open Enrollment — that runs January 1 through March 31, 2027, and allows one change.