Medicare Advantage

UnitedHealthcare's 2027 Medicare Advantage lineup in Sacramento: the two plans on offer

SACRAMENTO — As the Medicare Annual Enrollment Period runs from October 15 through December 7, 2026, Sacramento-area residents comparing coverage for 2027 can see exactly which Medicare Advantage plans each carrier will offer in their county. For UnitedHealthcare, the 2027 lineup in Sacramento County holds steady at two plans, both HMO-POS, both with drug coverage, and one of them a Chronic Condition Special Needs Plan.

MyMedicarePlans.org is an independent consumer news and education site. We are not UnitedHealthcare, and we are not Medicare. This article uses CMS's public plan-availability data to describe what UnitedHealthcare will offer in the county next year — not to recommend it over the nine other carriers selling Medicare Advantage plans in Sacramento County for 2027.

How many UnitedHealthcare Medicare Advantage plans are offered in Sacramento for 2027?

In Sacramento County for 2027, UnitedHealthcare will offer 2 Medicare Advantage plans. Both are HMO-POS plans, and both include Part D prescription drug coverage. Sacramento is in Sacramento County, and Medicare Advantage availability is set by CMS at the county level, so these counts apply to anyone enrolling with a Sacramento County address.

For context from the same CMS data, 10 carriers in total will offer Medicare Advantage plans in Sacramento County next year, with 32 plans across all of them. UnitedHealthcare's two plans are part of that broader lineup. The full roster for the county is in the table below.

Which UnitedHealthcare plans are on the 2027 Sacramento lineup?

UnitedHealthcare's two 2027 plans in Sacramento County are:

• AARP Medicare Advantage from UHC CA-023P (HMO-POS) — with drug coverage
• UHC Complete Care Support CA-8AP (HMO-POS C-SNP) — with drug coverage

The second plan is a Chronic Condition Special Needs Plan. C-SNPs are limited to people who have one or more specific chronic conditions that the plan is built around; eligibility rules are set by CMS and the plan's own documents spell out which conditions qualify. The first plan is a standard HMO-POS open to anyone with Medicare in the service area who meets general enrollment rules.

We are not listing premiums, copays, deductibles, networks, drug lists or star ratings here. Those details change year to year and are the kind of thing you want to confirm directly against your own doctors and prescriptions — more on how to do that below.

What is new or not returning from UnitedHealthcare in Sacramento for 2027?

For Sacramento County in 2027, UnitedHealthcare has 0 new plans, 0 plans not returning, and 0 renamed plans compared with 2026. The two plans listed above are the same two offered this year.

That does not mean nothing is changing. Every Medicare Advantage plan that renews sends members an Annual Notice of Change (ANOC) in the fall. The ANOC lays out the 2027 premium, deductible, copays, drug tiers, provider network changes and extra benefits side by side with 2026. If you are already enrolled in one of these plans and you do nothing, your coverage renews January 1, 2027 with the changes in that notice.

How do I check a UnitedHealthcare plan against my doctors and prescriptions before December 7?

The most reliable way is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add your prescriptions and preferred pharmacy, and the tool will show each plan's drug coverage and estimated yearly costs. You can also look up a plan's provider directory from the plan's own page.

A short checklist for the two UnitedHealthcare plans in Sacramento County:

• Enter your drugs and your pharmacy in the Plan Finder, then open each plan to confirm every drug is covered and see which tier it is on.
• Check the plan's provider directory for your primary care doctor, any specialists you see, and the hospital system you prefer.
• Read the Summary of Benefits and, if you are a current member, the ANOC for 2027.
• Call 1-800-MEDICARE (TTY 1-877-486-2048) if you want to walk through options with a representative. They are available 24 hours a day, 7 days a week.

If one of the plans is the C-SNP, confirm you meet the condition-based eligibility before you apply.

What should Sacramento residents know about the 2027 dates and dollar figures?

The Annual Enrollment Period is October 15 – December 7, 2026, and anything you change in that window starts January 1, 2027. If you enroll in a Medicare Advantage plan and want to switch to a different Medicare Advantage plan or back to Original Medicare, the Medicare Advantage Open Enrollment Period runs January 1 – March 31, 2027.

CMS has confirmed several Part D figures for 2027 that apply to any Medicare Advantage plan with drug coverage:

• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any specific plan charges).

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not yet been announced. CMS publishes them later in the fall, usually in November.