Medicare Advantage
Anthem's 2027 Medicare Advantage lineup in San Francisco: all three plans, side by side
SAN FRANCISCO — Fall 2026. If you have an Anthem Medicare Advantage plan in San Francisco, or you are weighing one for next year, here is a plain look at what the carrier is offering in San Francisco County for 2027 — and how to check any plan against your own doctors and prescriptions before the December 7 deadline.
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Key takeaways
- Anthem is offering 3 Medicare Advantage plans in San Francisco County for 2027: 1 HMO and 2 HMO‑POS plans, all with drug coverage, including 1 Dual Special Needs Plan (D‑SNP).
- Anthem has 0 plans not returning for 2027 and 0 new plans in the county, but every renewing plan still issues an Annual Notice of Change (ANOC) describing what shifts next year.
- The Annual Enrollment Period runs October 15 – December 7, 2026; a change made in that window takes effect January 1, 2027, and doing nothing lets your current plan renew if it is offered again.
- Use the Medicare Plan Finder at medicare.gov or call 1‑800‑MEDICARE to check any plan against your doctors, hospitals and prescriptions before you decide.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in San Francisco County (2026) | 51 | CMS |
| Medicare Advantage plans offered in San Francisco County (2027) | 46 | CMS |
| Plans not returning for 2027 / new for 2027 | 12 / 7 | CMS |
| Organizations offering Medicare Advantage in San Francisco County (2026) | 13 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, San Francisco County | 51% | CMS |
| Residents age 65 and older, San Francisco County | 146,510 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer site. We are not Anthem, and we are not Medicare. We are using the Medicare plan availability data that CMS publishes each fall to lay out what is on the shelf in your county for the plan year that begins January 1, 2027.
Which Anthem Medicare Advantage plans are offered in San Francisco for 2027?
Anthem is offering three Medicare Advantage plans in San Francisco County for the 2027 plan year. CMS groups the carrier under Elevance Health (Anthem). By type, the lineup is 1 HMO and 2 HMO‑POS plans; all three include prescription drug coverage, and 1 is a Dual Special Needs Plan for people with both Medicare and full Medi‑Cal.
The three plans, in alphabetical order, are:
- Anthem Full Dual Advantage Aligned (HMO D‑SNP) — HMO D‑SNP, with drug coverage
- Anthem Prime (HMO-POS) — HMO‑POS, with drug coverage
- Anthem Select (HMO-POS) — HMO‑POS, with drug coverage
The table on this page lists all three with their plan type and drug‑coverage status. San Francisco is in San Francisco County, and plan availability in Medicare is set at the county level, so these are the Anthem plans a San Francisco ZIP code can access for 2027.
What is new or not returning from Anthem in San Francisco for 2027?
For 2027, Anthem has 0 new Medicare Advantage plans in San Francisco County, 0 plans not returning, and 0 renamed. In other words, the same three plans available for 2026 are on the shelf again for 2027.
That does not mean nothing changes. Every renewing plan sends members an Annual Notice of Change, or ANOC, in the fall. The ANOC spells out what is different next year — the specifics of premiums, deductibles, copays, the drug formulary, the provider network, and extra benefits. If you are an Anthem member, the ANOC is the document to read before December 7.
What are the plan types, and what is a D-SNP?
An HMO plan generally asks you to use in‑network providers and often requires referrals to see specialists. An HMO‑POS (point‑of‑service) plan is an HMO that lets you go out of network for certain services, usually at a higher cost share. Both of Anthem's non‑SNP plans in San Francisco County for 2027 are HMO‑POS.
A D‑SNP, or Dual Special Needs Plan, is a Medicare Advantage plan built for people who have both Medicare and Medicaid (Medi‑Cal in California). Anthem Full Dual Advantage Aligned is listed as a D‑SNP. To join a D‑SNP, you have to qualify based on your Medi‑Cal status; medicare.gov and 1‑800‑MEDICARE can confirm whether you are eligible.
Anthem is one of 12 carriers offering Medicare Advantage in San Francisco County for 2027, out of a county total of 46 plans. If an Anthem plan is not the right fit, the Plan Finder shows the rest.
How do I check an Anthem plan against my doctors and prescriptions before December 7?
Go to medicare.gov/plan-compare, enter your ZIP code, and add your prescriptions and preferred pharmacy. The Plan Finder will show every Medicare Advantage plan available in San Francisco County for 2027, including Anthem's, and let you check each one's formulary and estimated yearly drug cost. You can also call 1‑800‑MEDICARE, which runs 24/7.
To confirm doctors and hospitals, use the plan's own provider directory on the carrier's website, or call the plan's member line and ask about a specific provider by name and address. Networks change, so even if your doctor was in‑network this year, verify for 2027 before you enroll.
A short checklist that works for any plan:
- List your current prescriptions, the doses, and the pharmacy you prefer.
- List the doctors, specialists and hospitals you want to keep using.
- Read your ANOC if you already have Medicare Advantage or a Part D plan.
- Compare on medicare.gov, then confirm the detail directly with the plan.
What are the Part D figures and dates I should know for 2027?
For 2027, CMS has confirmed a Part D annual out‑of‑pocket cap of $2,400 (up from $2,100 in 2026) and a Part D maximum deductible of $700 (up from $615 in 2026). The Part D national base beneficiary premium for 2027 is $41.33; that is a formula input CMS uses, not what any specific plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes them later in the fall, usually in November.
The dates to anchor on:
- October 15 – December 7, 2026: Annual Enrollment Period for 2027 coverage.
- January 1, 2027: new or changed coverage begins.
- January 1 – March 31, 2027: Medicare Advantage Open Enrollment, when someone already in an MA plan can make one change.
If you do nothing by December 7, your current plan renews for 2027 as long as it is offered — with whatever changes the ANOC describes.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in San Francisco County
(MA penetration in San Francisco County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Anthem Medicare Advantage plans in San Francisco County for 2027
CMS lists 3 Anthem Medicare Advantage plans in San Francisco County for 2027, alphabetically by carrier. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Elevance Health (Anthem) 3 plans | |||
| Anthem Full Dual Advantage Aligned (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Anthem Prime (HMO-POS) | HMO-POS | Yes | Returning |
| Anthem Select (HMO-POS) | HMO-POS | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans in San Francisco County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Does Anthem offer a PPO Medicare Advantage plan in San Francisco for 2027?
What happens if I do nothing by December 7, 2026?
Can I join Anthem's D-SNP if I only have Medicare?
Where can I see the full list of Medicare Advantage plans in San Francisco, not just Anthem's?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for San Francisco
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files (plan year 2026 and plan year 2027): the Anthem plan list, counts by plan type, SNP status, drug coverage, and the year‑over‑year "new," "not returning" and "renamed" counts for San Francisco County.
- CMS — 2027 Part D parameters: the $2,400 out‑of‑pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
- Medicare.gov: Annual Enrollment Period dates, Medicare Advantage Open Enrollment dates, and the Plan Finder tool for checking doctors and prescriptions.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.