Medicare Advantage

Compare 48 Connecticut Medicare Advantage Plans for 2027 From 6 Carriers

HARTFORD, Conn. — Connecticut residents on Medicare have 48 Medicare Advantage plans to sort through for 2027, offered by six carriers, according to the Centers for Medicare & Medicaid Services Landscape Source Files for CY2027. Because every plan is sold county by county, the statewide count is a starting point, not a shopping list — the plans actually available on a given street in New Haven, Danbury or Norwich will be a subset of these 48. Annual Enrollment 2027 runs October 15 through December 7, 2026, and any choice made in that window takes effect January 1, 2027.

How many Medicare Advantage plans are offered in Connecticut for 2027?

Connecticut has 48 Medicare Advantage plans for 2027 from six carriers, per the CMS MA Landscape Source File. Compared with the 2026 file, 18 plans are new for 2027 and 17 are not returning, a reminder that the Connecticut lineup shifts from one plan year to the next. Of the 48 plans, 44 include Part D prescription drug coverage built in, while the remaining four do not package drug coverage inside the plan. Each plan is approved at the county level, so a Fairfield County resident and a Windham County resident will not necessarily see the same list on Medicare.gov.

What types of Medicare Advantage plans are available in Connecticut for 2027, including Special Needs Plans?

Connecticut's 48 plans for 2027 break down into 5 HMO plans, 15 HMO-POS plans and 28 PPO plans, with 21 of the 48 structured as Special Needs Plans. The Special Needs breakdown is 12 Dual-Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, 8 Chronic Condition SNPs (C-SNPs) for people with qualifying conditions, and 1 Institutional SNP (I-SNP) for people who meet an institutional-level-of-care requirement. HMOs typically route care through an in-network primary care doctor; HMO-POS plans add a limited point-of-service option; PPOs generally allow in- and out-of-network use with different cost shares. SNPs have eligibility rules you must meet before enrolling, and your eligibility is something to confirm with the plan directly.

Which carriers offer Medicare Advantage plans in Connecticut for 2027?

Six carriers offer Medicare Advantage plans in Connecticut for 2027: Aetna (CVS Health), Centene (WellCare), Devoted Health, Elevance Health (Anthem), Humana and UnitedHealthcare. The statewide plan counts, from the CMS Landscape file, are Aetna 12 plans (HMO-POS, PPO) including 4 D-SNPs; Centene 4 plans (HMO, HMO-POS, PPO) including 2 D-SNPs; Devoted Health 12 plans (PPO); Elevance Health 7 plans (HMO, HMO-POS, PPO) including 3 D-SNPs; Humana 5 plans (PPO); and UnitedHealthcare 8 plans (HMO-POS, PPO) including 3 D-SNPs. The full carrier-and-plan table appears elsewhere on this page. Being on the statewide list does not mean a carrier sells in every Connecticut county.

How do I compare the Medicare Advantage plans in my Connecticut county for 2027?

The most reliable way to compare the plans available in your Connecticut county for 2027 is to run your own ZIP code through the Medicare Plan Finder at Medicare.gov, because that tool filters the 48 statewide plans down to the ones approved where you live. A step-by-step approach:

1. Doctors. Make a list of the providers you want to keep — primary care, specialists, behavioral health — and check each plan's current provider directory to confirm they are in network for 2027. 2. Hospitals. Do the same for the hospital system you prefer, including any Connecticut facility you have used recently. 3. Prescriptions. Enter every prescription, exact dose and quantity, into the Plan Finder. Formularies and tiering vary by plan and change year to year. 4. Pharmacies. Add the pharmacy you actually use. Cost sharing can differ between preferred and standard pharmacies within the same plan. 5. Annual Notice of Change (ANOC). If you already have a Medicare Advantage or Part D plan, read the ANOC your plan mailed in September. It spells out what is changing for 2027. 6. Plan documents. Before enrolling, review the plan's Summary of Benefits and Evidence of Coverage for the rules that will govern your care.

What should I do before December 7, 2026, to be ready for Medicare Advantage in Connecticut for 2027?

Before December 7, 2026, Connecticut residents should confirm whether their current plan is returning for 2027, review the ANOC, and run the Medicare Plan Finder with their own doctors, drugs and pharmacy. With 17 plans not returning statewide and 18 new plans entering, some Connecticut enrollees will see their current plan discontinued and others will see new options they did not have in 2026. If you take no action and your plan is renewing, you generally stay in it; if your plan is leaving, you will need to choose another plan or return to Original Medicare. The December 7, 2026 deadline is simply the last day of Annual Enrollment 2027 — a date to plan around, not a reason to rush a decision you are not ready to make.

Where can Connecticut residents get free help comparing Medicare Advantage plans for 2027?

Free, official help is available from Medicare directly: call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, seven days a week, including TTY at 1-877-486-2048, or use the Medicare Plan Finder and plan-comparison tools at Medicare.gov. Representatives can walk you through plans in your Connecticut county, confirm whether a specific plan is offered where you live, and help you enroll. Plan-specific questions — a particular doctor's network status, whether a drug is on the formulary, what a copay would be — are best answered by the carrier using the phone number on the plan's materials, or by reading the plan's Evidence of Coverage.