Medicare Advantage

4 New Medicare Advantage Plans in Delaware for 2027: The List

DOVER, Del. — Delaware's Medicare Advantage menu shifts a little for 2027. According to the CMS Medicare Advantage Landscape files for the current and coming plan years, 4 of the 38 Medicare Advantage plans offered statewide for 2027 are new — meaning they were not offered in Delaware for 2026. Three carriers account for the additions: Aetna (CVS Health), Devoted Health and HealthSpring. Each plan is sold county by county, so a plan on the statewide "new" list may or may not reach Kent, New Castle or Sussex.

How many new Medicare Advantage plans are there in Delaware for 2027, and who offers them?

Delaware has 4 new Medicare Advantage plans for 2027, out of 38 plans offered statewide, per the CMS MA Landscape files. The new entries come from three carriers: Aetna (CVS Health) with 1 new plan, Devoted Health with 2, and HealthSpring with 1.

"New" here has a specific meaning: the plan appears on the 2027 Landscape file but did not appear on the 2026 one. The rest of the 38-plan statewide lineup is made up of plans that carried over from 2026, some of which may have changed their 2027 details. Nothing in the Landscape file tells you whether a given plan fits a particular person — that comes from the Medicare Plan Finder at medicare.gov, 1-800-MEDICARE, or the plan's own Evidence of Coverage.

Which new Delaware Medicare Advantage plans for 2027 reach the most counties?

Among the four new plans in Delaware for 2027, the broadest county reach belongs to Aetna Medicare Enhanced (HMO) from Aetna (CVS Health), offered in 3 counties with drug coverage. The other three new plans are each offered in 1 Delaware county for 2027.

The full statewide list of new 2027 plans, by carrier in alphabetical order, is:

• Aetna Medicare Enhanced (HMO) — Aetna (CVS Health); HMO with drug coverage; 3 counties.
• DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 004 DE (PPO C-SNP) — Devoted Health; PPO Chronic Condition Special Needs Plan with drug coverage; 1 county.
• DEVOTED CHOICE GIVEBACK EXTRAS 005 DE (PPO) — Devoted Health; PPO with drug coverage; 1 county.
• HealthSpring Preferred (HMO) — HealthSpring; HMO with drug coverage; 1 county.

The complete 2027 Delaware tables on this page show which specific county each plan lands in, along with the carryover plans you can still choose. Because a C-SNP (Chronic Condition Special Needs Plan) is only open to people who meet the plan's specific qualifying condition, that one Devoted Health entry will not be an option for everyone, even inside its service area.

What does it mean when a Delaware Medicare Advantage plan is "new" for 2027?

A "new" Medicare Advantage plan in Delaware for 2027 is one that has not been sold under that contract and plan ID before, which means CMS has not published a Star Rating for it and the plan has no local track record yet. That is a fact of timing, not a judgment of quality.

Star Ratings are built from several years of plan performance data — things like member experience and customer service measures — so a brand-new plan simply has not generated the history CMS needs. Over time, as the plan operates in Delaware, a rating will be assigned. Until then, the usual way to evaluate a new plan is to read its Evidence of Coverage, check the provider and pharmacy directories, and confirm the drug list (formulary) directly with the carrier or on medicare.gov.

How do I check whether a new 2027 plan is sold in my Delaware county and covers my doctors and drugs?

To confirm whether any of the 4 new Delaware Medicare Advantage plans for 2027 is sold in your county — Kent, New Castle or Sussex — enter your ZIP code into the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE, available 24 hours a day, 7 days a week. The Plan Finder will list every Medicare Advantage plan available at that ZIP for 2027, including the new ones.

Once you see the plans available where you live, three checks matter most:

1. Doctors and hospitals. Search the plan's provider directory for each clinician and facility you use, and call the office to confirm they will accept that plan in 2027. 2. Prescriptions. Enter each drug (name, dose, quantity) into the Plan Finder, or request the plan's 2027 formulary, to see tier placement and any coverage rules. 3. Pharmacies. Check that your preferred retail or mail-order pharmacy is in the plan's network for 2027.

A plan that looks appealing on paper is only a fit if your providers and prescriptions line up.

What should Delaware Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Delaware beneficiaries should review their current coverage against what will be in place for 2027 and decide whether to keep it, switch, or add a plan. That is the last day of the Annual Enrollment Period for 2027 coverage, which opens October 15, 2026, with any new choice taking effect January 1, 2027.

A simple sequence works for most people:

• Read your current plan's Annual Notice of Change, which explains how 2027 differs from 2026.
• List your doctors, drugs and preferred pharmacies.
• Compare your current plan to others — including, if relevant, the new 2027 plans — on the Medicare Plan Finder.
• Confirm anything important directly with the carrier before enrolling.

The date is a deadline, not a reason to rush; most people benefit from working through it unhurried.

Where can Delaware residents get free help with Medicare Advantage choices for 2027?

Delaware residents can get free, personalized Medicare help by calling 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, any time of day. The Medicare Plan Finder at medicare.gov is also free and lets you compare every 2027 plan available at your ZIP code.

Carriers themselves — Aetna (CVS Health), Devoted Health, HealthSpring and the others on the full 2027 Delaware list — can answer questions about their own plans' coverage, networks and formularies at no cost.