Medicare Advantage

Humana's Jacksonville Medicare Advantage plans for 2027: a plan-by-plan look before Dec. 7

Jacksonville, Fla. — Fall 2026. If you have a Humana Medicare Advantage plan in Jacksonville, or you are thinking about one for next year, this is the stretch when the details matter. The Annual Enrollment Period runs from October 15 through December 7, 2026, and anything you change in that window takes effect January 1, 2027. Humana's 2027 lineup in Duval County, the county Jacksonville sits in, has shifted a bit: two plans are new, four are not coming back, and four have new names. The table below lists every Humana plan being offered here for 2027 so you can see the full picture at a glance.

MyMedicarePlans.org is an independent consumer site, not Humana and not Medicare. Humana is one of 13 carriers offering Medicare Advantage in Duval County for 2027 (87 plans in all from every carrier combined). This article focuses on Humana because readers keep asking us to walk through one carrier at a time.

What Humana is offering in Duval County for 2027

For plan year 2027, Humana has 28 Medicare Advantage plans available in Duval County. By type, that breaks down to 18 HMO plans and 10 PPO plans. Every one of the 28 includes Part D prescription drug coverage.

Thirteen of those 28 are Special Needs Plans, which have stricter eligibility rules than a general Medicare Advantage plan:

• D-SNPs (Dual Eligible Special Needs Plans) — 7 plans, for people enrolled in both Medicare and Medicaid.
• C-SNPs (Chronic Condition Special Needs Plans) — 6 plans, for people living with certain chronic conditions such as diabetes, heart conditions or chronic lung disease.
• I-SNPs (Institutional) — none in Humana's Duval County lineup for 2027.

The full plan names, spelled as Humana files them with CMS, appear in the table below.

What is new, renamed or not returning

Four Humana plans sold in Duval County this year will not be back for 2027. If one of them is yours, Humana will send you a non-renewal notice this fall explaining your options. You will have a Special Enrollment Period to pick a new plan, in addition to the regular Annual Enrollment Period.

Two plans are new for 2027:

• Humana Dual Integrated (PPO D-SNP) — a new PPO version of a dual-eligible plan.
• Humana Essentials Plus Giveback (PPO)

Four plans carry the same underlying contract but have new names for 2027:

• Humana Dual Select H1036-210 (HMO D-SNP) — was Humana Gold Plus SNP-DE H1036-210.
• Humana Dual Select H1036-314 (HMO D-SNP) — was Humana Gold Plus SNP-DE H1036-314.
• Humana Dual Select H5216-394 (PPO D-SNP) — was HumanaChoice Florida SNP-DE H5216-394.
• Humana Value Choice (PPO) — was Humana Value Choice H5216-070.

A rename is not the same thing as a redesign. The plan may still look familiar, or it may have real benefit or network changes underneath. The Annual Notice of Change (ANOC) that Humana mails each September spells out exactly what is different for your plan from one year to the next. If you cannot find yours, you can request a copy from Humana directly.

Drug coverage in 2027: what is changing program-wide

All 28 Humana Medicare Advantage plans in Duval County for 2027 include Part D drug coverage. Two Medicare-wide numbers are worth knowing when you compare drug coverage this fall:

• The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026. Once your out-of-pocket spending on covered drugs hits that cap, you pay $0 for the rest of the year.
• The Part D maximum deductible is $700 in 2027, up from $615 in 2026. Plans can set a lower deductible, but not a higher one.

The Medicare Prescription Payment Plan, which lets you spread drug costs across the calendar year in monthly bills instead of paying at the pharmacy counter, continues in 2027. You can opt in through your plan.

CMS has not yet announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets. Those usually come out in November. Be careful of anyone quoting a firm 2027 Part B number before CMS publishes it.

How to check a plan against your doctors and prescriptions

Before December 7, there are three checks worth doing for any plan you are considering — new, renamed or renewing:

1. Doctors and hospitals. Use the Medicare Plan Finder at medicare.gov or call Humana to confirm each of your providers is in-network for the specific 2027 plan you are looking at. A plan with the same name as last year can still change its network. 2. Prescriptions. On medicare.gov, enter each drug you take, the dose and the pharmacy you use. Plan Finder will show how each plan covers that exact list, including whether a drug needs prior authorization and what tier it sits on. Formularies change every year. 3. Your ANOC. Read the Annual Notice of Change for your current plan. It is the single document that compares your 2026 benefits to your 2027 benefits side by side.

If you do nothing, your current Humana plan renews automatically for 2027 as long as it is still being offered — just with whatever changes the ANOC describes.

Where Humana fits in the local picture

Humana is not the only option in Duval County. For 2027, 13 carriers in total offer Medicare Advantage plans here, with 87 plans combined across all carriers. Looking at more than one carrier is reasonable, especially if your doctors are not in a plan you were considering, or your prescription list has changed.