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Anthem's 2027 Medicare Advantage lineup in Orlando: 2 new plans, 10 not returning

ORLANDO — Fall 2026. Anthem's Medicare Advantage lineup in Orange County is shifting for 2027. The carrier, which CMS lists under its parent company Elevance Health, will offer 14 Medicare Advantage plans in the county next year, down from 22 in 2026. Two of those plans are new, and ten of this year's plans will not return. If you have an Anthem plan now, those changes are worth a careful look before the Annual Enrollment Period closes on December 7, 2026.

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Key takeaways

  • Anthem will sell 14 Medicare Advantage plans in Orange County for 2027: 13 HMOs and 1 HMO-POS, with 9 Special Needs Plans among them.
  • Two Anthem plans are new for 2027 and ten of its 2026 plans are not returning; if your plan is leaving, read the Annual Notice of Change (ANOC) your carrier mailed.
  • The Annual Enrollment Period runs October 15 – December 7, 2026, and any change you make takes effect January 1, 2027.
  • In 2027, the Part D out-of-pocket cap rises to $2,400 and the Part D maximum deductible rises to $700 (up from $2,100 and $615 in 2026).
2027 plan lineupOrlando, FL
Video: Eaktas06 Video by Eaktas06 on Pixabay
Key facts: Medicare in Orlando, Florida (data as of 2026-06-01)
FactFigureSource
Medicare Advantage plans offered in Orange County (2026)123CMS
Medicare Advantage plans offered in Orange County (2027)106CMS
Plans not returning for 2027 / new for 202733 / 16CMS
Organizations offering Medicare Advantage in Orange County (2026)16CMS
Share of eligible beneficiaries in Medicare Advantage, Orange County62%CMS
Residents age 65 and older, Orange County191,739U.S. Census Bureau
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

MyMedicarePlans.org is an independent consumer news site. We are not Anthem, and 15 other carriers also offer Medicare Advantage plans in Orange County for 2027 — 106 plans in total across the county.

How many Medicare Advantage plans will Anthem offer in Orlando for 2027?

Orlando sits in Orange County, where plan availability is set. Anthem will offer 14 Medicare Advantage plans there for 2027, compared with 22 in 2026. By plan type, that breaks down to 13 HMO plans and 1 HMO-POS plan. Thirteen of the 14 include prescription drug coverage; one does not. The full roster appears in the table below.

For context, Orange County has 15 other Medicare Advantage carriers in 2027, and the countywide total across all carriers is 106 plans.

Which Anthem Special Needs Plans are available in Orange County for 2027?

Anthem will offer 9 Special Needs Plans (SNPs) in the county for 2027: 4 Dual-Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, and 5 Chronic Condition SNPs (C-SNPs) for people with qualifying health conditions. There are no Institutional SNPs (I-SNPs) in Anthem's 2027 Orange County lineup.

SNPs have eligibility rules. A D-SNP generally requires you to qualify for Medicaid in Florida, and a C-SNP requires a doctor's confirmation of the qualifying condition (for example, the plans whose names include "COPD"). Medicare.gov or 1-800-MEDICARE can confirm whether you qualify.

What is new or not returning from Anthem in Orlando for 2027?

Two Anthem plans are new in Orange County for 2027: Simply Complete Platinum (HMO D-SNP) and Simply Integrated Platinum (HMO D-SNP). Both are Dual-Eligible SNPs with drug coverage.

Ten Anthem plans offered in 2026 are not returning for 2027. If you are enrolled in a plan that will not be offered next year, your carrier is required to send an Annual Notice of Change (ANOC) explaining what is happening and your options. You have a Special Enrollment Period to pick a new plan if yours is discontinued, but it is still smart to act during the Annual Enrollment Period so your 2027 coverage starts smoothly on January 1.

How do I check an Anthem plan against my doctors and prescriptions before December 7?

The most reliable way is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add your prescriptions and preferred pharmacies, and see each plan's drug list and estimated yearly cost. For doctors and hospitals, check the plan's provider directory on the carrier's website or call the plan directly — networks can change year to year, so a provider who was in-network in 2026 may not be in 2027.

A short checklist before you decide:

What are the Medicare dates and figures Orlando readers should know for 2027?

The Annual Enrollment Period runs October 15 – December 7, 2026. Any plan change you make in that window begins January 1, 2027. If you do nothing and your current plan is offered next year, it renews automatically with the changes described in your ANOC.

Confirmed 2027 figures from CMS:

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of this writing. CMS typically publishes those figures later in the fall.

If you already have a Medicare Advantage plan for 2027 and change your mind, the Medicare Advantage Open Enrollment Period (January 1 – March 31, 2027) gives you one more chance to switch to another Medicare Advantage plan or return to Original Medicare.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Orange County

62% are on Medicare Advantage
(MA penetration in Orange County)
62%
38%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

2027 plan lineup

Anthem Medicare Advantage plans in Orange County for 2027

CMS lists 14 Anthem Medicare Advantage plans in Orange County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.

PlanTypeDrug coverageFor 2027
Elevance Health (Anthem) 14 plans
Freedom Medi-Medi Partial (HMO D-SNP)HMO D-SNPYesReturning
Freedom Máximo (HMO-POS)HMO-POSYesReturning
Freedom Platinum Plan Rx (HMO)HMOYesReturning
Freedom Platinum Rewards Plan Rx (HMO)HMOYesReturning
Freedom Savings Plan (HMO)HMONoReturning
Freedom VIP Care (HMO C-SNP)HMO C-SNPYesReturning
Freedom VIP Savings (HMO C-SNP)HMO C-SNPYesReturning
Freedom VIP Savings COPD (HMO C-SNP)HMO C-SNPYesReturning
Optimum Diamond Savings (HMO C-SNP)HMO C-SNPYesReturning
Optimum Diamond Savings COPD (HMO C-SNP)HMO C-SNPYesReturning
Optimum Emerald Partial (HMO D-SNP)HMO D-SNPYesReturning
Optimum Gold Rewards Plan (HMO)HMOYesReturning
Simply Complete Platinum (HMO D-SNP)HMO D-SNPYesNew
Simply Integrated Platinum (HMO D-SNP)HMO D-SNPYesNew

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Anthem Medicare Advantage plans in Orange County break down for 2027

14
Medicare Advantage plans
13
HMO plans
1
HMO-POS plans
4
Dual Special Needs (D-SNP)
5
Chronic-condition (C-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

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Medicare Advantage companies in Orange County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
HumanaNational—Yes
UnitedHealthcareNational—Yes
Elevance Health (Anthem)National—Yes
Centene (WellCare)National—Yes
Aetna (CVS Health)National—Yes
Devoted Health IncRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

Does Anthem use a different name for its plans in Florida?
Yes. In Orange County, Anthem's Medicare Advantage plans are sold under brand names including Freedom, Optimum and Simply. CMS groups the carrier under its parent company, Elevance Health (Anthem). The names in the table on this page are spelled exactly as CMS lists them for 2027.
What happens if my Anthem plan is one of the ten not returning in 2027?
Your carrier will send an Annual Notice of Change and a non-renewal notice explaining the end of the plan. You can pick a different Medicare Advantage plan or return to Original Medicare (and add a stand-alone Part D plan) during the Annual Enrollment Period, and you also qualify for a Special Enrollment Period because your plan is leaving. Medicare.gov and 1-800-MEDICARE can walk you through the options.
Do I have to switch plans by December 7, 2026?
No. If your current plan is being offered again in 2027, it will renew automatically with the updates in your Annual Notice of Change. December 7 is the deadline only if you want a different plan to start on January 1, 2027.
How do I know if I qualify for one of Anthem's D-SNP or C-SNP plans?
D-SNPs require you to be eligible for both Medicare and Florida Medicaid. C-SNPs require a doctor's verification that you have the qualifying chronic condition named by the plan. You can confirm eligibility by calling the plan, calling 1-800-MEDICARE, or checking your status on medicare.gov. For personalized help comparing plans, visit **medicare.gov** or call **1-800-MEDICARE (1-800-633-4227)**, 24 hours a day, 7 days a week. TTY users can call 1-877-486-2048.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Also for Orlando

Sources and methodology

Figures cited in this article

  • CMS Medicare Advantage Landscape Source Files (CY2026 and CY2027): Anthem's plan counts, plan names and plan types in Orange County, and the year-over-year changes.
  • Medicare.gov: the Annual Enrollment Period dates, the Medicare Plan Finder, and the Medicare Prescription Payment Plan.
  • CMS: the 2027 Part D out-of-pocket cap, maximum deductible and national base beneficiary premium.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

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