Medicare Advantage
Anthem's 2027 Medicare Advantage lineup in Orlando: 2 new plans, 10 not returning
ORLANDO — Fall 2026. Anthem's Medicare Advantage lineup in Orange County is shifting for 2027. The carrier, which CMS lists under its parent company Elevance Health, will offer 14 Medicare Advantage plans in the county next year, down from 22 in 2026. Two of those plans are new, and ten of this year's plans will not return. If you have an Anthem plan now, those changes are worth a careful look before the Annual Enrollment Period closes on December 7, 2026.
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Key takeaways
- Anthem will sell 14 Medicare Advantage plans in Orange County for 2027: 13 HMOs and 1 HMO-POS, with 9 Special Needs Plans among them.
- Two Anthem plans are new for 2027 and ten of its 2026 plans are not returning; if your plan is leaving, read the Annual Notice of Change (ANOC) your carrier mailed.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and any change you make takes effect January 1, 2027.
- In 2027, the Part D out-of-pocket cap rises to $2,400 and the Part D maximum deductible rises to $700 (up from $2,100 and $615 in 2026).
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Orange County (2026) | 123 | CMS |
| Medicare Advantage plans offered in Orange County (2027) | 106 | CMS |
| Plans not returning for 2027 / new for 2027 | 33 / 16 | CMS |
| Organizations offering Medicare Advantage in Orange County (2026) | 16 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Orange County | 62% | CMS |
| Residents age 65 and older, Orange County | 191,739 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site. We are not Anthem, and 15 other carriers also offer Medicare Advantage plans in Orange County for 2027 — 106 plans in total across the county.
How many Medicare Advantage plans will Anthem offer in Orlando for 2027?
Orlando sits in Orange County, where plan availability is set. Anthem will offer 14 Medicare Advantage plans there for 2027, compared with 22 in 2026. By plan type, that breaks down to 13 HMO plans and 1 HMO-POS plan. Thirteen of the 14 include prescription drug coverage; one does not. The full roster appears in the table below.
For context, Orange County has 15 other Medicare Advantage carriers in 2027, and the countywide total across all carriers is 106 plans.
Which Anthem Special Needs Plans are available in Orange County for 2027?
Anthem will offer 9 Special Needs Plans (SNPs) in the county for 2027: 4 Dual-Eligible SNPs (D-SNPs) for people with both Medicare and Medicaid, and 5 Chronic Condition SNPs (C-SNPs) for people with qualifying health conditions. There are no Institutional SNPs (I-SNPs) in Anthem's 2027 Orange County lineup.
SNPs have eligibility rules. A D-SNP generally requires you to qualify for Medicaid in Florida, and a C-SNP requires a doctor's confirmation of the qualifying condition (for example, the plans whose names include "COPD"). Medicare.gov or 1-800-MEDICARE can confirm whether you qualify.
What is new or not returning from Anthem in Orlando for 2027?
Two Anthem plans are new in Orange County for 2027: Simply Complete Platinum (HMO D-SNP) and Simply Integrated Platinum (HMO D-SNP). Both are Dual-Eligible SNPs with drug coverage.
Ten Anthem plans offered in 2026 are not returning for 2027. If you are enrolled in a plan that will not be offered next year, your carrier is required to send an Annual Notice of Change (ANOC) explaining what is happening and your options. You have a Special Enrollment Period to pick a new plan if yours is discontinued, but it is still smart to act during the Annual Enrollment Period so your 2027 coverage starts smoothly on January 1.
How do I check an Anthem plan against my doctors and prescriptions before December 7?
The most reliable way is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add your prescriptions and preferred pharmacies, and see each plan's drug list and estimated yearly cost. For doctors and hospitals, check the plan's provider directory on the carrier's website or call the plan directly — networks can change year to year, so a provider who was in-network in 2026 may not be in 2027.
A short checklist before you decide:
- Read the ANOC for your current plan — it lists changes to premium, copays, drug tier placement and extra benefits for 2027.
- Confirm each of your prescriptions is on the 2027 formulary and note the tier.
- Confirm your primary care doctor, specialists and preferred hospital are in the 2027 network.
- If you take high-cost medications, consider the Medicare Prescription Payment Plan, which lets you spread Part D out-of-pocket costs across the year.
- Note the 2027 Part D figures: the out-of-pocket cap is $2,400 and the maximum deductible is $700.
What are the Medicare dates and figures Orlando readers should know for 2027?
The Annual Enrollment Period runs October 15 – December 7, 2026. Any plan change you make in that window begins January 1, 2027. If you do nothing and your current plan is offered next year, it renews automatically with the changes described in your ANOC.
Confirmed 2027 figures from CMS:
- Part D out-of-pocket cap: $2,400 (up from $2,100 in 2026).
- Part D maximum deductible: $700 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 (this is a formula input, not what any plan charges).
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of this writing. CMS typically publishes those figures later in the fall.
If you already have a Medicare Advantage plan for 2027 and change your mind, the Medicare Advantage Open Enrollment Period (January 1 – March 31, 2027) gives you one more chance to switch to another Medicare Advantage plan or return to Original Medicare.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Orange County
(MA penetration in Orange County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Anthem Medicare Advantage plans in Orange County for 2027
CMS lists 14 Anthem Medicare Advantage plans in Orange County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Elevance Health (Anthem) 14 plans | |||
| Freedom Medi-Medi Partial (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Freedom Máximo (HMO-POS) | HMO-POS | Yes | Returning |
| Freedom Platinum Plan Rx (HMO) | HMO | Yes | Returning |
| Freedom Platinum Rewards Plan Rx (HMO) | HMO | Yes | Returning |
| Freedom Savings Plan (HMO) | HMO | No | Returning |
| Freedom VIP Care (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Optimum Diamond Savings (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Optimum Diamond Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Optimum Emerald Partial (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Optimum Gold Rewards Plan (HMO) | HMO | Yes | Returning |
| Simply Complete Platinum (HMO D-SNP) | HMO D-SNP | Yes | New |
| Simply Integrated Platinum (HMO D-SNP) | HMO D-SNP | Yes | New |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Anthem Medicare Advantage plans in Orange County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Does Anthem use a different name for its plans in Florida?
What happens if my Anthem plan is one of the ten not returning in 2027?
Do I have to switch plans by December 7, 2026?
How do I know if I qualify for one of Anthem's D-SNP or C-SNP plans?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Orlando
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files (CY2026 and CY2027): Anthem's plan counts, plan names and plan types in Orange County, and the year-over-year changes.
- Medicare.gov: the Annual Enrollment Period dates, the Medicare Plan Finder, and the Medicare Prescription Payment Plan.
- CMS: the 2027 Part D out-of-pocket cap, maximum deductible and national base beneficiary premium.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.