Medicare Advantage

Wellcare's 2027 Medicare Advantage plans in Atlanta: all 10, with four renamed

ATLANTA — As the Annual Enrollment Period for 2027 coverage opens October 15, 2026 and runs through December 7, 2026, Wellcare is offering 10 Medicare Advantage plans in Fulton County, the county Atlanta sits in. The lineup is not shrinking or expanding this year, but four of the plan names have changed — a detail worth catching before you compare your options.

MyMedicarePlans.org is an independent consumer news and education site. We are not Wellcare and not Medicare. Wellcare is one of 10 carriers selling Medicare Advantage in Fulton County for 2027; together those carriers offer 90 plans.

How many Wellcare Medicare Advantage plans are offered in Atlanta for 2027?

Wellcare offers 10 Medicare Advantage plans in Fulton County, the county Atlanta is in, for the 2027 plan year. By type, that breaks down to 7 HMO-POS plans and 3 PPO plans. Eight of the 10 include Part D prescription drug coverage; two do not.

Four of the 10 are Dual-eligible Special Needs Plans (D-SNPs), designed for people who have both Medicare and Medicaid. There are no Chronic Condition SNPs (C-SNPs) or Institutional SNPs (I-SNPs) in Wellcare's Fulton County lineup for 2027.

The full roster is in the table on this page.

What Wellcare plans are new, gone or renamed in Fulton County for 2027?

For 2027, Wellcare is not adding any new plans in Fulton County and is not discontinuing any. Four plans have been renamed:

• Wellcare Dual Access (HMO-POS D-SNP) is now Wellcare Peach State Health Plan Dual Access (HMO-POS D-SNP)
• Wellcare Dual Access Open (PPO D-SNP) is now Wellcare Peach State Health Plan Dual Access Open (PPO D-SNP)
• Wellcare Dual Liberty (HMO-POS D-SNP) is now Wellcare Peach State Health Plan Dual Liberty (HMO-POS D-SNP)
• Wellcare Dual Reserve (HMO-POS D-SNP) is now Wellcare Peach State Health Plan Dual Reserve (HMO-POS D-SNP)

A name change does not automatically mean the plan works the same way it did in 2026. Costs, drug lists and provider networks can shift from one plan year to the next. The Annual Notice of Change (ANOC) your plan mailed in late September is the document that tells you exactly what is different for 2027.

What are HMO-POS, PPO and D-SNP plans?

Wellcare's Fulton County lineup uses three plan structures:

• HMO-POS (Health Maintenance Organization with a Point-of-Service option) plans generally ask you to use an in-network primary care doctor and get referrals, with a limited ability to go out of network for certain services.
• PPO (Preferred Provider Organization) plans let you see providers outside the network, usually at a higher cost share, and typically do not require referrals.
• D-SNP (Dual-eligible Special Needs Plan) is a type of Medicare Advantage plan built for people who qualify for both Medicare and Medicaid. Enrollment is limited to people who meet those eligibility rules.

Which structure fits you depends on your doctors, your prescriptions, how often you travel, and — for D-SNPs — your Medicaid status.

How do I check a Wellcare plan against my doctors and prescriptions before December 7?

The fastest way is the Medicare Plan Finder at medicare.gov/plan-compare. You can enter your ZIP code, add your prescriptions and preferred pharmacies, and see every Medicare Advantage and Part D plan available in Fulton County side by side, including the Wellcare plans listed in the table.

Three things to check before you enroll:

1. Your doctors and hospitals. Call the plan or search its online provider directory to confirm the specific providers you use are in network for the 2027 plan year. 2. Your prescriptions. Enter each drug and dose into Plan Finder to see whether it is on the plan's formulary, what tier it is on, and whether there are restrictions like prior authorization. 3. Your pharmacy. Preferred versus standard pharmacy status can change your out-of-pocket cost for the same drug.

If you prefer to talk to a person, 1-800-MEDICARE is open 24/7. You can also read a plan's Evidence of Coverage (EOC) and Summary of Benefits on the carrier's website for the full rules.

What is changing across Medicare itself for 2027?

A few program-wide numbers are already set by CMS for 2027:

• The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026). Once your covered drug spending hits that cap, you pay $0 for covered Part D drugs the rest of the calendar year.
• The Part D maximum deductible is $700 in 2027 (up from $615 in 2026). Plans may charge less; this is the ceiling.
• The Part D national base beneficiary premium for 2027 is $41.33. This is a formula input CMS uses, not the premium any specific plan charges.
• The Medicare Prescription Payment Plan — an option that lets you spread Part D out-of-pocket costs across the year in monthly bills — continues in 2027.

The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets have not been announced yet. CMS typically publishes them later in the fall. We will update our coverage when those numbers are released.

What happens if I do nothing by December 7, 2026?

If you do nothing, your current plan renews for 2027 as long as it is still offered — with whatever changes are described in your Annual Notice of Change. None of Wellcare's Fulton County plans are being discontinued for 2027, so Wellcare members in Atlanta will roll over into the same plan (under its new name, for the four renamed D-SNPs).

If you want to switch Medicare Advantage plans, switch between Advantage and Original Medicare, or add or drop a Part D plan, the Annual Enrollment Period window is October 15 – December 7, 2026, and your change takes effect January 1, 2027. There is also a Medicare Advantage Open Enrollment Period from January 1 – March 31, 2027 that lets Advantage members make one more change.