Medicare Advantage
Compare 46 Hawaii Medicare Advantage Plans for 2027 From 7 Carriers
HONOLULU — Hawaii residents on Medicare have 46 Medicare Advantage plans to sort through for 2027, offered statewide by 7 carriers, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2026 and CY2027. The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice made in that window takes effect January 1, 2027.
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Key takeaways
- Hawaii has 46 Medicare Advantage plans listed for 2027 from 7 carriers, but availability is county by county, so your island will show a smaller menu on the Medicare Plan Finder.
- Of the 46 plans, 42 include drug coverage, 18 are HMOs, and 28 are PPOs; Special Needs Plans include 6 D-SNPs and 3 C-SNPs.
- 8 plans are new for 2027 and 6 are not returning, so read the Annual Notice of Change (ANOC) your current plan mailed you.
- The Annual Enrollment Period closes December 7, 2026, for coverage that begins January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The statewide count is a starting point, not a shopping list. Medicare Advantage availability is county by county, so a plan on the statewide roster may not appear in your island's ZIP codes. The right question is not "How many plans exist in Hawaii?" but "Which of those plans are offered where I live, and how do they compare for my doctors, my hospitals, and my prescriptions?"
How many Medicare Advantage plans are offered in Hawaii for 2027?
Hawaii has 46 Medicare Advantage plans for 2027 from 7 carriers, per the CMS MA Landscape Source File. Of those, 42 include prescription drug coverage, 8 are new to the state for 2027, and 6 that were offered in 2026 are not returning for 2027.
Those numbers count each plan once statewide. Because carriers file plans by service area, Honolulu County, Hawaii County, Maui County and Kauai County each have their own subset of the 46. When you enter your ZIP code into the Medicare Plan Finder at medicare.gov, the list you see is the one that actually applies to you.
What types of Medicare Advantage plans are available in Hawaii for 2027, and which are Special Needs Plans?
Hawaii's 46 Medicare Advantage plans for 2027 break down into 18 HMOs and 28 PPOs, and include 9 Special Needs Plans: 6 Dual Eligible SNPs (D-SNPs) and 3 Chronic Condition SNPs (C-SNPs). There are no Institutional SNPs (I-SNPs) listed statewide for 2027.
HMO and PPO plans differ in how they handle networks and out-of-network care, and the Evidence of Coverage for each plan explains the specific rules. Special Needs Plans are limited to people who meet their eligibility criteria — for example, D-SNPs are for people with both Medicare and Medicaid, and C-SNPs are for people with specific qualifying conditions. If a SNP fits your situation, the Plan Finder will show whether one is offered in your county.
Which carriers offer Medicare Advantage plans in Hawaii for 2027?
Seven carriers appear on Hawaii's 2027 Medicare Advantage lineup, listed alphabetically: AlohaCare (1 plan, HMO, including 1 D-SNP); Devoted Health (19 plans, HMO and PPO); HMSA Akamai Advantage (5 plans, HMO and PPO); HMSA Akamai Advantage Dual Care (1 plan, PPO, a D-SNP); Humana (6 plans, HMO and PPO); Kaiser Permanente (6 plans, HMO, including 2 D-SNPs); and UnitedHealthcare (8 plans, PPO, including 2 D-SNPs).
The full carrier and plan tables are on this page. Treat the number of plans a carrier files as a measure of selection, not quality — a carrier with one plan may be exactly right for one household, and a carrier with many may be wrong for another.
How do I compare Medicare Advantage plans in my Hawaii county for 2027?
Compare Hawaii Medicare Advantage plans for 2027 by matching each plan against your own doctors, hospitals, prescriptions, and preferred pharmacies — not by headline features. Work through these steps in order:
1. List what you use. Write down your doctors and clinics, the hospital you'd want in an emergency, every prescription with dose and frequency, and the pharmacies you prefer (including mail order if you use it). 2. Read your ANOC. If you're already in a Medicare Advantage or Part D plan, your Annual Notice of Change arrived in September. It spells out what's changing for 2027. Pay special attention if your plan is among the 6 not returning for 2027. 3. Open the Medicare Plan Finder at medicare.gov and enter your ZIP code. The site will show only the plans available in your county and let you enter your drugs and pharmacies. 4. Check each plan's provider directory for your doctors and hospital. Directories live on the carrier's own website; call the plan if you aren't sure. 5. Check the drug formulary for each medication you take, including tier and any restrictions like prior authorization. 6. Read the Evidence of Coverage for the plans you're seriously considering. That document, not a brochure, is the contract.
What should I do before December 7, 2026, if I'm on Medicare in Hawaii?
Before December 7, 2026, confirm that your 2027 plan still covers your doctors, your hospital, and your prescriptions at the pharmacy you use. That is the single most useful review you can do during Annual Enrollment 2027.
If everything still fits, you don't have to do anything — most Medicare Advantage plans renew automatically. If your plan is one of the 6 not returning for 2027, or if your ANOC flags changes you don't like, use the Plan Finder to compare the plans available in your county, including any of the 8 new for 2027 that your ZIP code shows. A choice submitted by December 7, 2026 takes effect January 1, 2027.
Where can Hawaii residents get free help comparing Medicare Advantage plans for 2027?
Free, official help is available year-round from Medicare directly. Call 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week, including TTY at 1-877-486-2048, or use the Plan Finder and account tools at medicare.gov.
Those are the two neutral sources that can see your specific drugs, ZIP code and situation and walk through the plans actually offered in your county.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Hawaii for 2027
- AlohaCare 1 plan: HMO
- Devoted Health 19 plans: HMO, PPO
- HMSA Akamai Advantage 5 plans: HMO, PPO
- HMSA Akamai Advantage Dual Care 1 plan: PPO
- Humana 6 plans: HMO, PPO
- Kaiser Permanente 6 plans: HMO
- UnitedHealthcare 8 plans: PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Hawaii for 2027
CMS lists 46 Medicare Advantage plans across Hawaii for 2027 from 7 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| AlohaCare 1 plan | |||
| AlohaCare Advantage Plus (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Devoted Health 19 plans | |||
| DEVOTED C-SNP PLUS 003 HI (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| DEVOTED CHOICE MA ONLY 007 HI (PPO) | PPO | No | 4 |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 HI (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| DEVOTED CORE 005 HI (HMO) | HMO | Yes | 3 |
| DEVOTED GIVEBACK 002 HI (HMO) | HMO | Yes | 3 |
| DEVOTED GIVEBACK EXTRAS 009 HI (HMO) | HMO | Yes | 3 |
| DEVOTED CHOICE 008 HI (PPO) | PPO | Yes | 2 |
| DEVOTED CHOICE GIVEBACK 009 HI (PPO) | PPO | Yes | 2 |
| DEVOTED CHOICE PREMIUM 010 HI (PPO) | PPO | Yes | 2 |
| DEVOTED C-SNP GIVEBACK EXTRAS 006 HI (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED CHOICE 004 HI (PPO) | PPO | Yes | 1 |
| DEVOTED CHOICE 004 HI (PPO) | PPO | Yes | 1 |
| DEVOTED CHOICE GIVEBACK 005 HI (PPO) | PPO | Yes | 1 |
| DEVOTED CHOICE GIVEBACK 005 HI (PPO) | PPO | Yes | 1 |
| DEVOTED CHOICE PREMIUM 006 HI (PPO) | PPO | Yes | 1 |
| DEVOTED CHOICE PREMIUM 006 HI (PPO) | PPO | Yes | 1 |
| DEVOTED CORE 004 HI (HMO) | HMO | Yes | 1 |
| DEVOTED GIVEBACK 001 HI (HMO) | HMO | Yes | 1 |
| DEVOTED GIVEBACK EXTRAS 008 HI (HMO) | HMO | Yes | 1 |
| HMSA Akamai Advantage 5 plans | |||
| HMSA Akamai Advantage Standard (PPO) | PPO | Yes | 4 |
| HMSA Akamai Advantage Standard Plus (PPO) | PPO | Yes | 4 |
| HMSA Akamai Advantage Complete (PPO) | PPO | Yes | 1 |
| HMSA Akamai Advantage Complete Plus (PPO) | PPO | Yes | 1 |
| HMSA Akamai Advantage Select Plus (HMO) | HMO | Yes | 1 |
| HMSA Akamai Advantage Dual Care 1 plan | |||
| HMSA Akamai Advantage Dual Care (PPO D-SNP) | PPO D-SNP | Yes | 5 |
| Humana 6 plans | |||
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 3 |
| Humana Total Complete (HMO) | HMO | Yes | 3 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 3 |
| Humana Value Choice (PPO) | PPO | Yes | 3 |
| HumanaChoice H5216-313 (PPO) | PPO | Yes | 3 |
| HumanaChoice H5216-464 (PPO) | PPO | Yes | 3 |
| Kaiser Permanente 6 plans | |||
| Kaiser Permanente Dual Complete Maui (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Kaiser Permanente Dual Complete Oahu (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| Kaiser Permanente Senior Advantage Basic (HMO) | HMO | Yes | 1 |
| Kaiser Permanente Senior Advantage Enhanced (HMO) | HMO | Yes | 1 |
| Kaiser Permanente Senior Advantage Hawaii Island (HMO) | HMO | Yes | 1 |
| Kaiser Permanente Senior Advantage Maui (HMO) | HMO | Yes | 1 |
| UnitedHealthcare 8 plans | |||
| UHC Dual Complete HI-Y1 (PPO D-SNP) | PPO D-SNP | Yes | 5 |
| UHC Dual Complete HI-YL (PPO D-SNP) | PPO D-SNP | Yes | 5 |
| AARP Medicare Advantage from UHC HI-5 (PPO) | PPO | Yes | 4 |
| AARP Medicare Advantage Patriot No Rx HI-MA01 (PPO) | PPO | No | 3 |
| AARP Medicare Advantage from UHC HI-0003 (PPO) | PPO | Yes | 2 |
| AARP Medicare Advantage from UHC HI-0001 (PPO) | PPO | Yes | 1 |
| AARP Medicare Advantage from UHC HI-0002 (PPO) | PPO | Yes | 1 |
| AARP Medicare Advantage Patriot No Rx HI-MA02 (PPO) | PPO | No | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Good to know
Frequently asked questions
Are all 46 Hawaii Medicare Advantage plans for 2027 available on my island?
What happens if my current plan is one of the 6 not returning to Hawaii for 2027?
Do I have to switch plans every year during Annual Enrollment 2027?
Where do I see premiums, copays and star ratings for Hawaii plans for 2027?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, CY2026 and CY2027: Hawaii's 2027 statewide plan counts, carrier counts, plan types, SNP counts, drug-coverage count, and the year-over-year counts of new and non-returning plans.
- Medicare.gov (CMS) — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: the tool used to see which of Hawaii's plans are offered in a specific county and to check drugs, pharmacies and plan documents.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.