Medicare Advantage
Does your doctor still take your Honolulu plan in 2027?
Honolulu County has 29 Medicare Advantage plans for 2027. Compared with 2026, 4 plans are not coming back, 5 are new, and 13 continuing plans changed in some way you should check before December 7, 3 of them under a new name. This guide covers what those numbers mean for Honolulu, not which plan to pick.
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Key takeaways
- The deadline to change your Medicare Advantage plan for 2027 coverage is December 7, 2026; if you do nothing, your current plan renews with the changes listed in its Annual Notice of Change.
- Honolulu is in Honolulu County, where 29 Medicare Advantage plans from 7 carriers are offered for 2027 — 11 HMOs, 18 PPOs, and 7 Special Needs Plans (5 D-SNPs and 2 C-SNPs).
- Compare plans in this order: your doctors and hospitals, your prescriptions and pharmacies, then total yearly cost — the Medicare Plan Finder at medicare.gov walks you through each.
- In 2027, the Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026) and the Part D maximum deductible rises to $700 (up from $615).
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Honolulu County (2026) | 28 | CMS |
| Medicare Advantage plans offered in Honolulu County (2027) | 29 | CMS |
| Plans not returning for 2027 / new for 2027 | 4 / 5 | CMS |
| Organizations offering Medicare Advantage in Honolulu County (2026) | 8 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Honolulu County | 55% | CMS |
| Residents age 65 and older, Honolulu County | 195,878 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
HONOLULU — Fall 2026 is the one stretch of the year when nearly every Medicare Advantage shopper in Honolulu County is looking at the same calendar. The Annual Enrollment Period runs October 15 through December 7, 2026, and the plan you pick (or keep by doing nothing) starts January 1, 2027. For 2027, Honolulu County will have 29 Medicare Advantage plans from 7 carriers, with 5 new plans and 4 not returning. Here is a plain, step-by-step way to compare them before the deadline.
How many Medicare Advantage plans are offered in Honolulu for 2027?
Honolulu is in Honolulu County, where 29 Medicare Advantage plans from 7 carriers are available for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source File. That is one more plan than in 2026, but one fewer carrier.
By plan type, the county's 2027 lineup includes 11 HMOs and 18 PPOs. All 29 plans include Part D prescription drug coverage. For comparison, Honolulu County had 28 plans from 8 carriers in 2026.
The seven carriers offering plans in Honolulu County for 2027, in alphabetical order, are AlohaCare, Devoted Health, HMSA Akamai Advantage, HMSA Akamai Advantage Dual Care, Humana, Kaiser Permanente, and UnitedHealthcare. The table on this page lists every plan by carrier.
What Special Needs Plans are available in Honolulu County in 2027?
Honolulu County has 7 Special Needs Plans for 2027: 5 Dual Eligible Special Needs Plans (D-SNPs) and 2 Chronic Condition Special Needs Plans (C-SNPs). There are no Institutional SNPs in the county next year.
D-SNPs are for people enrolled in both Medicare and Medicaid. C-SNPs are built around a specific chronic condition — the plan documents will state which condition qualifies. Carriers offering a D-SNP in Honolulu County for 2027 include AlohaCare, HMSA Akamai Advantage Dual Care, Kaiser Permanente, and UnitedHealthcare. If you think you qualify, call 1-800-MEDICARE or the plan directly to confirm.
What is new or changing for 2027 in Honolulu County?
For 2027, Honolulu County has 5 new Medicare Advantage plans, 4 plans that are not returning, and 3 plans that have been renamed. If your current plan is among those not returning, your carrier is required to send you a non-renewal notice this fall explaining your options.
Everyone already enrolled in a Medicare Advantage plan should receive an Annual Notice of Change (ANOC) by late September. That document spells out exactly what is changing in your plan for January 1 — premium, deductible, copays, drug list (formulary), pharmacy network, provider network, and extra benefits. Read it before you shop.
Two Part D figures are also changing programwide. In 2027, the Part D out-of-pocket cap is $2,400 (up from $2,100 in 2026), and the Part D maximum deductible is $700 (up from $615). The 2027 Part B standard premium, Part B deductible, and IRMAA income brackets have not yet been announced; CMS typically publishes them in November.
How do I compare Medicare Advantage plans in Honolulu step by step?
Work through the same five checks in the same order, for each plan on your short list. This keeps the comparison fair.
1. Start with your ANOC. If you have a plan now, read what is changing before you look at anything else. Sometimes the simplest answer is to keep the plan; sometimes the ANOC itself is the reason to shop.
2. Check your doctors and hospitals. HMOs generally require you to use in-network providers (except for emergencies). PPOs let you go out of network, usually at a higher cost. Call the plan or search its online directory for each of your doctors by name, and confirm the hospital you prefer is in network. In Honolulu County, networks differ a lot between carriers — do not assume.
3. Check your prescriptions. Enter every drug you take into the Medicare Plan Finder at medicare.gov. It will show which plans cover each drug, what tier it is on, and the estimated yearly cost. A drug that was covered in 2026 may be on a different tier — or off the formulary — in 2027.
4. Check your pharmacies. Plans have preferred and standard pharmacies, and the price for the same drug can be very different at each. Make sure the pharmacy you actually use is listed as preferred, or be ready to switch.
5. Add up the real yearly cost. That means premium + deductible + the copays or coinsurance you will likely owe based on how you use care, not just the sticker price. The Plan Finder estimates this for you once you enter your drugs.
Only after those five checks should you weigh extras like dental, vision, hearing, fitness, or over-the-counter allowances. They matter, but a plan that does not include your doctor or your medication is not a bargain, no matter what else it includes.
What happens if I do nothing by December 7, 2026?
If you take no action by December 7, 2026, and your current Medicare Advantage plan is being offered again in 2027, you stay in it — with the changes described in your Annual Notice of Change taking effect January 1, 2027. Nothing lapses automatically.
If your plan is not returning for 2027, you will get a non-renewal letter from the carrier, and you have a Special Enrollment Period to pick a new Medicare Advantage plan or return to Original Medicare with a stand-alone Part D plan. You also have the Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, during which you can make one change if your January 1 coverage is not working out.
Where should I get help comparing plans in Honolulu?
Use the official tools. The Medicare Plan Finder at medicare.gov is the only place where you can enter your drugs, your pharmacies, and your doctors and see all plans in Honolulu County side by side. 1-800-MEDICARE (TTY 1-877-486-2048) is open 24 hours a day, 7 days a week, and the representative can walk you through the comparison. Each plan's Evidence of Coverage and provider and pharmacy directories are the authoritative source for what that plan actually covers.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Honolulu County
(MA penetration in Honolulu County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Medicare Advantage plans in Honolulu County for 2027
CMS lists 29 Medicare Advantage plans in Honolulu County for 2027 from 7 carriers, alphabetically by carrier.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| AlohaCare 1 plan | |||
| AlohaCare Advantage Plus (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Devoted Health 9 plans | |||
| DEVOTED C-SNP GIVEBACK EXTRAS 006 HI (HMO C-SNP) | HMO C-SNP | Yes | New |
| DEVOTED C-SNP PLUS 003 HI (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| DEVOTED CHOICE 004 HI (PPO) | PPO | Yes | Returning |
| DEVOTED CHOICE GIVEBACK 005 HI (PPO) | PPO | Yes | Returning |
| DEVOTED CHOICE MA ONLY 007 HI (PPO) | PPO | Yes | Returning |
| DEVOTED CHOICE PREMIUM 006 HI (PPO) | PPO | Yes | Returning |
| DEVOTED CORE 004 HI (HMO) | HMO | Yes | Returning |
| DEVOTED GIVEBACK 001 HI (HMO) | HMO | Yes | Returning |
| DEVOTED GIVEBACK EXTRAS 008 HI (HMO) | HMO | Yes | New |
| HMSA Akamai Advantage 3 plans | |||
| HMSA Akamai Advantage Complete (PPO) | PPO | Yes | Returning |
| HMSA Akamai Advantage Complete Plus (PPO) | PPO | Yes | New |
| HMSA Akamai Advantage Select Plus (HMO) | HMO | Yes | New |
| HMSA Akamai Advantage Dual Care 1 plan | |||
| HMSA Akamai Advantage Dual Care (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| Humana 6 plans | |||
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | Renamed |
| Humana Total Complete (HMO) | HMO | Yes | Renamed |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | Returning |
| Humana Value Choice (PPO) | PPO | Yes | Renamed |
| HumanaChoice H5216-313 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5216-464 (PPO) | PPO | Yes | Returning |
| Kaiser Permanente 3 plans | |||
| Kaiser Permanente Dual Complete Oahu (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Kaiser Permanente Senior Advantage Basic (HMO) | HMO | Yes | Returning |
| Kaiser Permanente Senior Advantage Enhanced (HMO) | HMO | Yes | Returning |
| UnitedHealthcare 6 plans | |||
| AARP Medicare Advantage from UHC HI-0001 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC HI-0002 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage from UHC HI-5 (PPO) | PPO | Yes | Returning |
| AARP Medicare Advantage Patriot No Rx HI-MA01 (PPO) | PPO | Yes | Returning |
| UHC Dual Complete HI-Y1 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| UHC Dual Complete HI-YL (PPO D-SNP) | PPO D-SNP | Yes | New |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans in Honolulu County for 2027
- AlohaCare 1 plan: HMO
- Devoted Health 9 plans: HMO, PPO
- HMSA Akamai Advantage 3 plans: HMO, PPO
- HMSA Akamai Advantage Dual Care 1 plan: PPO
- Humana 6 plans: HMO, PPO
- Kaiser Permanente 3 plans: HMO
- UnitedHealthcare 6 plans: PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
When is the deadline to change my Medicare Advantage plan for 2027?
How many Medicare Advantage plans are available in Honolulu County for 2027?
What should I do if my current Medicare Advantage plan is not being offered in 2027?
Where can I compare plans side by side?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Honolulu
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source File (plan year 2027): the 2027 plan and carrier counts for Honolulu County, plan types, Special Needs Plan counts, and the number of new, renamed and non-returning plans.
- CMS Medicare Advantage Landscape Source File (plan year 2026): the year-over-year comparison for Honolulu County.
- CMS: the 2027 Part D out-of-pocket cap ($2,400) and maximum deductible ($700), and the 2026 figures ($2,100 and $615).
- Medicare.gov: Annual Enrollment Period dates, Medicare Advantage Open Enrollment Period dates, and the Medicare Plan Finder.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.