Medicare Advantage
44 Medicare Advantage Plans Not Returning in Illinois for 2027: The List
SPRINGFIELD, Ill. — Forty-four Medicare Advantage plans currently offered somewhere in Illinois will not appear in the Centers for Medicare & Medicaid Services 2027 Landscape file for any county in the state, according to a year-over-year comparison of the CMS MA Landscape Source Files for 2026 and 2027. For 2027, Illinois will have 139 Medicare Advantage plans from 13 carriers. The full roster of exits is published in the table on this page; the article below explains what the change means for members and how to respond before December 7, 2026.
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Key takeaways
- If your plan's name appears on the not-returning list for Illinois, you have from October 15 through December 7, 2026 to choose a 2027 plan that takes effect January 1, 2027.
- Members whose plan is ending also qualify for a Special Enrollment Period that runs through the end of February 2027, plus a Medigap guaranteed-issue right at the program level.
- Doing nothing means you return to Original Medicare on January 1, 2027, with no Part D drug coverage unless you actively enroll in a drug plan.
- Confirm your own county's 2027 lineup on Medicare.gov or by calling 1-800-MEDICARE before making any decision.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are not returning in Illinois for 2027, and which carriers are affected?
Forty-four Medicare Advantage plans offered in Illinois for 2026 do not appear in the CMS 2027 Landscape file for any Illinois county. The carriers with plans on the not-returning list are Aetna (CVS Health), Blue Cross Blue Shield (HCSC), Centene (WellCare), Clear Spring Health, HealthSpring, Humana, Molina Healthcare of Illinois, and UnitedHealthcare. The full plan-by-plan table on this page lists each contract, its type (HMO, HMO-POS, PPO, C-SNP or D-SNP), and the number of Illinois counties it served in 2026. Statewide, 139 plans from 13 carriers will be available for 2027.
Which Illinois Medicare Advantage plans leaving in 2027 served the most counties?
Several of the plans leaving the Illinois market in 2027 were offered in dozens of counties. From Blue Cross Blue Shield (HCSC), Blue Cross Medicare Advantage Dental Premier (PPO), Blue Cross Medicare Advantage Health Choice (PPO), and Blue Cross Medicare Advantage Protect (PPO) each served 66 counties in 2026. Wellcare Patriot Giveback (HMO) and Wellcare Simple Essential (HMO) from Centene each served 96 counties. Humana USAA Honor Giveback (PPO) served 53 counties, and Molina Medicare Choice Care (HMO) served 46 counties. A plan's county count is the counties it served in 2026, so a wide footprint does not mean it was offered in every Illinois county. The complete list, including smaller-footprint exits, is in the table above.
How can an Illinois member tell if their Medicare Advantage plan is ending for 2027?
There are two reliable signals in Illinois for 2027. First, every carrier is required to mail an Annual Notice of Change or a non-renewal letter by the end of September 2026; a non-renewal letter will say the plan will not be offered in 2027. Second, you can match the plan name printed on your member ID card to the names in the table on this page. If your plan is on that list, your coverage under that contract ends December 31, 2026.
What happens to an Illinois Medicare Advantage member who does nothing by December 7, 2026?
If your Illinois plan is on the not-returning list and you take no action by December 7, 2026, you will be moved to Original Medicare (Part A and Part B) on January 1, 2027. Original Medicare does not include Part D prescription drug coverage, so you will not have drug coverage unless you actively enroll in a standalone Part D plan or in a new Medicare Advantage plan that includes drugs. You will also not have the extra benefits your Medicare Advantage plan may have included.
Is there a Special Enrollment Period and Medigap right if an Illinois plan is non-renewed for 2027?
Yes. When a Medicare Advantage plan is non-renewed, CMS grants affected members a Special Enrollment Period that runs through the end of February 2027 to join another Medicare Advantage plan or a standalone Part D plan. At the program level, losing Medicare Advantage coverage because the plan is leaving the market also triggers a Medigap guaranteed-issue right, meaning certain Medicare Supplement policies must be sold to you without medical underwriting within a defined window. The specific Medigap plans available and any additional state protections are set by the Illinois Department of Insurance; check with the department for the current state rules.
How do I check my own Illinois county's Medicare Advantage lineup for 2027?
Go to Medicare.gov and use the Plan Finder with your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The Plan Finder shows every 2027 Medicare Advantage and Part D plan available in your county, pulled from the same CMS Landscape file this article is based on. Because Medicare Advantage is sold county by county, the plans available in Cook County may differ from those in Sangamon, Peoria, Madison or Winnebago County.
What should an Illinois Medicare Advantage member do before December 7, 2026?
Before December 7, 2026, confirm whether your current plan is on the Illinois not-returning list, then review the 2027 options for your county on Medicare.gov. If you want to compare specific plans, look at each plan's Summary of Benefits and Evidence of Coverage for premiums, deductibles, copays, provider networks, drug formularies and star ratings — those details are not included in this article. A choice made during Annual Enrollment 2027 (October 15 – December 7, 2026) takes effect January 1, 2027.
Where can Illinois Medicare beneficiaries get free help?
Free, unbiased help is available from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048) 24/7, or visit Medicare.gov to compare plans, check network and drug coverage, and enroll. Representatives can confirm whether your plan is non-renewed, explain the Special Enrollment Period through February 2027, and walk through the Medigap guaranteed-issue right.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Not returning for 2027
Medicare Advantage plans across Illinois not returning for 2027
These 44 plans are offered across Illinois for 2026 and are not in CMS’s 2027 file for any county in the state. A member of one of them gets a non-renewal letter from the plan and has a Special Enrollment Period to choose new coverage.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 10 plans | |||
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 33 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 33 |
| Aetna Medicare Signature Extra (PPO) | PPO | Yes | 12 |
| Aetna Medicare Elite (PPO) | PPO | Yes | 10 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 10 |
| Aetna Medicare Enhanced Extra (HMO-POS) | HMO-POS | Yes | 10 |
| Aetna Medicare Prime Chronic Total (HMO C-SNP) | HMO C-SNP | Yes | 10 |
| Aetna Medicare Duly Prime (PPO) | PPO | Yes | 3 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 3 |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | 2 |
| Blue Cross Blue Shield (HCSC) 12 plans | |||
| Blue Cross Medicare Advantage Dental Premier (PPO) | PPO | Yes | 66 |
| Blue Cross Medicare Advantage Health Choice (PPO) | PPO | Yes | 66 |
| Blue Cross Medicare Advantage Protect (PPO) | PPO | No | 66 |
| Blue Cross Medicare Advantage Essential (PPO) | PPO | Yes | 39 |
| Blue Cross Medicare Advantage Choice Premier (PPO) | PPO | Yes | 36 |
| Blue Cross Medicare Advantage Basic (HMO) | HMO | Yes | 35 |
| Blue Cross Medicare Advantage Value (HMO) | HMO | Yes | 35 |
| Blue Cross Medicare Advantage Choice Plus (PPO) | PPO | Yes | 9 |
| Blue Cross Medicare Advantage Premier Plus (HMO-POS) | HMO-POS | Yes | 9 |
| Blue Cross Medicare Advantage Basic Plus (HMO-POS) | HMO-POS | Yes | 8 |
| Blue Cross Medicare Advantage Secure (HMO) | HMO | Yes | 7 |
| Blue Cross Medicare Advantage Classic (PPO) | PPO | Yes | 2 |
| Centene (WellCare) 3 plans | |||
| Wellcare Patriot Giveback (HMO) | HMO | No | 96 |
| Wellcare Simple Essential (HMO) | HMO | Yes | 96 |
| Wellcare Simple Value (HMO-POS) | HMO-POS | Yes | 11 |
| Clear Spring Health 5 plans | |||
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) | HMO C-SNP | Yes | 8 |
| Clear Spring Health BrightPath Advantage (HMO) | HMO | Yes | 8 |
| Clear Spring Health BrightPath Advantage (HMO) | HMO | Yes | 8 |
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| Clear Spring Health BrightPath Advantage (HMO) | HMO | Yes | 7 |
| HealthSpring 2 plans | |||
| HealthSpring True Choice (PPO) | PPO | Yes | 17 |
| HealthSpring True Choice Savings (PPO) | PPO | Yes | 3 |
| Humana 4 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 53 |
| Humana Full Access H5216-412 (PPO) | PPO | Yes | 14 |
| Humana Full Access H7617-009 (PPO) | PPO | Yes | 14 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 9 |
| Molina Healthcare of Illinois 5 plans | |||
| Molina Medicare Choice Care (HMO) | HMO | Yes | 46 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 34 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 24 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | HMO D-SNP | Yes | 1 |
| UnitedHealthcare 3 plans | |||
| AARP Medicare Advantage from UHC ST-2 (PPO) | PPO | Yes | 20 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) | HMO-POS | Yes | 3 |
| UHC Complete Care IA-5 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Illinois for 2027
- Aetna (CVS Health) 22 plans: HMO, HMO-POS, PPO
- Blue Cross Blue Shield (HCSC) 2 plans: HMO, HMO-POS
- Centene (WellCare) 7 plans: HMO, HMO-POS
- Devoted Health 24 plans: HMO, PPO
- Essence Healthcare 9 plans: HMO, PPO
- HealthSpring 6 plans: HMO, HMO-POS, PPO
- Humana 32 plans: HMO, PFFS, PPO
- Longevity Health 1 plan: HMO
- Medical Associates Health Plan, Inc. 3 plans: Cost
- Molina Healthcare of Illinois 1 plan: HMO
- Provider Partners Health Plans 1 plan: HMO
- UnitedHealthcare 24 plans: HMO-POS, PPO
- Zing Health 7 plans: HMO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
How do I know if my Illinois Medicare Advantage plan is one of the 44 not returning for 2027?
What happens on January 1, 2027 if I do nothing?
Do I still have time to choose a plan after December 7, 2026?
Where do I compare the actual 2027 plans available in my Illinois county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source Files, CY2026 and CY2027: the list of Illinois plans not returning for 2027, the counties each served in 2026, and the 2027 statewide totals of 139 plans from 13 carriers.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates (October 15 – December 7, 2026), the January 1, 2027 effective date, the Special Enrollment Period through the end of February for members of non-renewed plans, and the Medigap guaranteed-issue right at the program level.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.