Medicare Advantage

16 new Medicare Advantage plans land in Fort Wayne for 2027: how to size one up

For 2027, Fort Wayne is looking at 64 Medicare Advantage plans: 16 new, 10 gone since 2026, and 18 still here but changed on premium, deductible, plan type or name, 6 of them under a new name. Below, how the lineup shifted in Allen County and what to compare, with no plan ranked or recommended.

FORT WAYNE, Ind. — Shoppers in Allen County will see 16 Medicare Advantage plans on the 2027 lineup that were not sold here this year, according to the CMS Medicare Advantage Landscape Source Files for 2026 and 2027. Four carriers are behind the additions, including one — Devoted Health — that did not offer a plan in the county for 2026. The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice you make takes effect January 1, 2027.

Which Medicare Advantage plans are new in Fort Wayne for 2027?

For 2027, 16 Medicare Advantage plans are new in Allen County, which is where Fort Wayne is located. They come from four carriers: Devoted Health (7 new plans), Elevance Health (Anthem) (2), Humana (6) and Provider Partners Health Plans (1). The full table on this page lists each one by name and plan type.

The new plans, in alphabetical order by carrier, are: DEVOTED C-SNP CHOICE ENHANCED 015 IN (PPO C-SNP); DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 019 IN (PPO C-SNP); DEVOTED C-SNP CHOICE PLUS 013 IN (PPO C-SNP); DEVOTED CHOICE 001 IN (PPO); DEVOTED CHOICE GIVEBACK 002 IN (PPO); DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO); DEVOTED CHOICE PREMIUM 004 IN (PPO); Anthem Medicare Advantage 6 (HMO-POS); Anthem Medicare Advantage 7 (HMO-POS); Humana Essentials Plus Giveback (PPO); Humana PathWays Dual Care NFLOC (HMO-POS D-SNP); Humana Senior Living Plan (PPO I-SNP); Humana Together in Health (PPO I-SNP); Humana Together in Health (PPO I-SNP); HumanaChoice Giveback H5216-481 (PPO); and Provider Partners Indiana Community Plan (HMO I-SNP).

All 16 new plans include prescription drug coverage.

What plan types do the new Fort Wayne plans use?

The 16 new plans for Allen County are a mix of PPO and HMO-POS plans, including several Special Needs Plans (SNPs). The split matters because the plan type shapes how you get care — a PPO generally lets you go to out-of-network providers at a higher cost, while an HMO-POS has an HMO network with limited out-of-network allowances.

Among the new entries, you'll see standard PPOs, HMO-POS plans, chronic-condition SNPs (C-SNP) for people with qualifying conditions, dual-eligible SNPs (D-SNP) for people with both Medicare and Medicaid, and institutional SNPs (I-SNP) designed around people who live in or need the level of care provided in a long-term care facility. SNPs have eligibility rules; you have to qualify for the group the plan serves.

How is a brand-new plan different from one that is renewing?

A brand-new plan does not yet have a CMS Star Rating. Star Ratings are built from claims data, surveys and quality measures that take time to collect, so a plan in its first year is simply unrated — that is a program fact, not a knock on the plan. A renewing plan has a public rating and a track record you can read about on medicare.gov.

Beyond ratings, a renewing plan has a documented network, a published formulary history and reviews from current members. For a new plan, you are relying on the documents the plan files for its first year: the Summary of Benefits, the Evidence of Coverage, the provider directory and the drug formulary. All of those are available through the Plan Finder at medicare.gov or directly from the carrier.

How do I check a new plan against my doctors and prescriptions before December 7?

Use the Medicare Plan Finder at medicare.gov. Sign in (or create a free account), enter your Allen County ZIP code, add every prescription you take with the dose and pharmacy you use, and add your doctors and hospitals. The tool then shows which plans include your providers in-network and which cover your drugs, along with the plan's cost estimates.

A few steps worth doing twice when a plan is new:

• Call the doctor's office and the hospital directly and ask whether they are contracted with that specific plan for 2027. Networks for new plans are still being built out, and front-desk staff often know before the online directory updates.
• Check each drug on the plan's 2027 formulary, including any prior authorization or step therapy notes.
• Read the plan's Evidence of Coverage for rules on referrals, out-of-network care and travel.
• If you need help, call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7.

What happens if I do nothing by December 7?

If you take no action by December 7, 2026, your current Medicare Advantage plan simply renews for 2027 — as long as the carrier is still offering it in Allen County. Any changes to premiums, copays, networks or drug lists are described in the plan's Annual Notice of Change (ANOC), which was mailed in September. Reading the ANOC is the easiest way to see whether your current plan still fits you before you look at new ones.

A few 2027 program-level figures that apply to all Part D drug coverage, including the drug coverage inside Medicare Advantage plans: the Part D out-of-pocket cap rises to $2,400 in 2027 (from $2,100 in 2026), and the Part D maximum deductible rises to $700 in 2027 (from $615 in 2026). CMS announces the 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, later in the fall.