Medicare Advantage
Humana Medicare Advantage in Indiana for 2027: 32 Plans, County by County
INDIANAPOLIS — For the 2027 plan year, Humana is offering 32 Medicare Advantage plans across Indiana, according to the CMS Medicare Advantage Landscape Source File. The lineup includes a mix of HMO, HMO-POS and PPO products, along with Special Needs Plans for people with specific circumstances. This site is independent; it is not Humana, not an insurance carrier, and not the federal government.
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Key takeaways
- Humana is offering 32 Medicare Advantage plans in Indiana for 2027, including 8 Special Needs Plans and 28 plans with drug coverage.
- 9 Humana plans are new for 2027 in Indiana, and 11 of its 2026 plans are not returning.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made then takes effect January 1, 2027.
- Use Medicare.gov or call 1-800-MEDICARE to confirm a plan is offered in your county and covers your doctors and prescriptions.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
Because Medicare Advantage plans are sold county by county, any specific Humana plan listed statewide may or may not be available where you live. The tables on this page show the full county reach for each plan; the article below focuses on what the statewide picture means for Hoosiers heading into the Annual Enrollment Period.
How many Humana Medicare Advantage plans are offered in Indiana for 2027?
Humana is offering 32 Medicare Advantage plans in Indiana for 2027. By plan type, that breaks down to 2 HMO plans, 7 HMO-POS plans and 23 PPO plans, based on the CMS Landscape Source File for the 2027 plan year.
Within that total, 28 plans include Part D prescription drug coverage, and 8 are Special Needs Plans: 4 Dual Eligible SNPs for people with both Medicare and Medicaid, 1 Chronic Condition SNP, and 3 Institutional SNPs for people who live in long-term care settings or need that level of care. For context, CMS lists 11 other carriers offering Medicare Advantage plans in Indiana for 2027, and all carriers together account for 140 plans statewide. Which specific plans appear on your Medicare.gov results depends on the county you live in.
Which Humana plans in Indiana have the widest county reach for 2027?
Several Humana plans in Indiana are listed in all 92 counties for 2027. According to the CMS file, these include Humana Dual Select H4939-002 (HMO-POS D-SNP), Humana Essentials Plus Giveback (PPO) in its 92-county listing, Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP), Humana PathWays Dual Care (HMO-POS D-SNP), Humana PathWays Dual Care NFLOC (HMO-POS D-SNP), Humana Senior Living Plan (PPO I-SNP), both Humana Together in Health (PPO I-SNP) listings, three Humana USAA Honor Giveback (PPO) listings, HumanaChoice H5216-463 (PPO), HumanaChoice R0110-011 (Regional PPO) and HumanaChoice R0110-012 (Regional PPO).
Other Humana plans have more limited footprints: Humana Gold Plus - Diabetes and Heart (HMO C-SNP) is listed in 91 counties, Humana Full Access (PPO) in 78, HumanaChoice Giveback H5216-481 (PPO) in 67, and Humana Value Choice (PPO) in 66. Several others — like Humana Gold Plus H5619-188 (HMO) at 2 counties or HumanaChoice H5216-226 (PPO) at 1 — are available only in a small number of counties. The full plan table on this page shows the county counts for every plan.
What is new or not returning for Humana in Indiana for 2027?
Humana has 9 plans that are new for 2027 in Indiana and 11 plans from 2026 that are not returning, according to the CMS year-over-year comparison. The new-for-2027 plans in the Humana lineup include Humana Essentials Plus Giveback (PPO) in its 92-county listing, Humana Gold Plus H5619-188 (HMO), both Humana Gold Plus H5619-189 (HMO-POS) listings, Humana PathWays Dual Care NFLOC (HMO-POS D-SNP), Humana Senior Living Plan (PPO I-SNP), both Humana Together in Health (PPO I-SNP) listings, and HumanaChoice Giveback H5216-481 (PPO).
A few plans are listed as renamed rather than brand new — for example, Humana Full Access (PPO) was previously Humana Full Access H5216-192 (PPO), and the two Humana Value Choice (PPO) listings were previously HumanaChoice H5216-229 (PPO) and HumanaChoice H7617-050 (PPO). If you were enrolled in a plan last year that is not returning for 2027, you should receive an Annual Notice of Change or non-renewal notice directly from Humana explaining your options.
How do I check whether a Humana plan is offered in my Indiana county and covers my doctors and drugs?
Use the Medicare Plan Finder at Medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to see which Humana plans are available in your specific Indiana county for 2027. The CMS Landscape data is a statewide view; what shows up for you depends on your ZIP code and county.
When you look up a plan, confirm three things: that the plan is offered in your county, that your prescriptions are on the plan's formulary, and that your doctors, hospitals and preferred pharmacies are in the plan's network. The authoritative details — premium, deductible, copays, drug tiers, network and star ratings — come from the plan's Evidence of Coverage and provider and pharmacy directories, not from any summary like this one.
What should Indiana Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, review your current coverage against what will be offered for 2027 and make any change you want to take effect January 1, 2027. The Annual Enrollment Period runs October 15 through December 7, 2026, and that is the window CMS has set for most Medicare Advantage and Part D choices.
A simple checklist: read the Annual Notice of Change your current plan mailed you; make a list of your prescriptions, doctors and pharmacies; look up 2027 options for your county on Medicare.gov; and, if you want to switch, enroll before the December 7 deadline. If you take no action and your current plan is returning, you generally stay enrolled in it for 2027.
Where can Hoosiers get free help comparing Medicare plans for 2027?
Free, official help is available from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048) any time, day or night, or use the Plan Finder and plan comparison tools on Medicare.gov.
Those federal resources can confirm whether a specific Humana plan is offered in your Indiana county, show the plan's current Star Ratings, and let you compare drug coverage side by side using your own medication list.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Indiana for 2027
CMS lists 32 Humana Medicare Advantage plans across Indiana for 2027, alphabetically by carrier, widest county reach first. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 32 plans | |||
| Humana Dual Select H4939-002 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 92 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 92 |
| Humana Gold Plus SNP-DE H4939-003 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 92 |
| Humana PathWays Dual Care (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 92 |
| Humana PathWays Dual Care NFLOC (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 92 |
| Humana Senior Living Plan (PPO I-SNP) | PPO I-SNP | Yes | 92 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 92 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 92 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 92 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 92 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 92 |
| HumanaChoice H5216-463 (PPO) | PPO | Yes | 92 |
| HumanaChoice R0110-011 (Regional PPO) | PPO | No | 92 |
| HumanaChoice R0110-012 (Regional PPO) | PPO | Yes | 92 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 91 |
| Humana Full Access (PPO) | PPO | Yes | 78 |
| HumanaChoice Giveback H5216-481 (PPO) | PPO | Yes | 67 |
| Humana Value Choice (PPO) | PPO | Yes | 66 |
| HumanaChoice H5216-019 (PPO) | PPO | Yes | 44 |
| Humana Gold Plus H5619-189 (HMO-POS) | HMO-POS | Yes | 43 |
| HumanaChoice H5216-053 (PPO) | PPO | Yes | 25 |
| HumanaChoice H5525-008 (PPO) | PPO | Yes | 16 |
| Humana Gold Plus H5619-051 (HMO-POS) | HMO-POS | Yes | 12 |
| Humana Gold Plus H5619-189 (HMO-POS) | HMO-POS | Yes | 11 |
| HumanaChoice H5216-023 (PPO) | PPO | Yes | 4 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 3 |
| HumanaChoice Giveback H5216-322 (PPO) | PPO | Yes | 3 |
| HumanaChoice H5216-188 (PPO) | PPO | Yes | 3 |
| Humana Gold Plus H5619-188 (HMO) | HMO | Yes | 2 |
| Humana Value Choice (PPO) | PPO | Yes | 2 |
| HumanaChoice H5216-317 (PPO) | PPO | Yes | 2 |
| HumanaChoice H5216-226 (PPO) | PPO | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Indiana break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Humana Medicare Advantage plans are offered in Indiana for 2027?
Does every Humana plan listed statewide serve my county?
When can I make a change for 2027?
What if my current Humana plan is not returning for 2027?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File: the 2027 Humana plan counts, plan types, Special Needs Plan counts, drug coverage counts and county-level availability in Indiana.
- CMS — MA Landscape Source Files, 2026 and 2027: the year-over-year comparison showing plans new for 2027 and plans not returning.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates and the January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.