Medicare Advantage

16 Medicare Advantage Plans Not Returning in Indiana for 2027: The List

INDIANAPOLIS — Sixteen Medicare Advantage plans available in Indiana for 2026 are not in the CMS 2027 landscape file for any Indiana county, according to the Centers for Medicare & Medicaid Services Medicare Advantage Landscape Source Files for contract years 2026 and 2027. For 2027, 140 Medicare Advantage plans from 12 carriers are listed across the state. If one of the 16 non-renewing plans is yours, Indiana's Annual Enrollment 2027 window — October 15 through December 7, 2026 — is when you can choose what happens on January 1, 2027.

How many Medicare Advantage plans are not returning in Indiana for 2027?

Sixteen Medicare Advantage plans available somewhere in Indiana for 2026 are not in the CMS 2027 file for any Indiana county. They come from four carriers: Centene (WellCare), Humana, Provider Partners Health Plans, and UnitedHealthcare. For context, Indiana's 2027 landscape lists 140 Medicare Advantage plans from 12 carriers statewide, so the non-returning plans are a slice of a larger market, not the whole picture. Each plan is counted once statewide even though Medicare Advantage is sold county by county.

The full list of 16, with carriers, plan types and the number of counties each plan served in 2026, appears in the table on this page.

Which non-returning Indiana plans served the most counties in 2026?

Several non-returning plans had broad county footprints in 2026. Humana Gold Plus Chronic Kidney Disease (HMO C-SNP), Humana Together in Health (PPO I-SNP), and Humana USAA Honor Giveback with Rx (PPO) were each offered in 92 Indiana counties this year. Wellcare Assist (HMO-POS), Wellcare Assist Open (PPO), and Wellcare Patriot Giveback Open (PPO) were each offered in 90 counties. HumanaChoice Giveback H5216-309 (PPO) and HumanaChoice Giveback H7617-003 (PPO) were each offered in 79 counties. A plan's county count is the counties it served in 2026, not a guarantee it was sold in your county.

How can an Indiana member tell if their Medicare Advantage plan is leaving in 2027?

There are two reliable signals. First, carriers of non-renewing plans must send a written non-renewal notice before Annual Enrollment 2027. If you received a letter saying your plan will not be offered in 2027, that is the official word. Second, compare the exact plan name on your member ID card or your Annual Notice of Change to the list of 16 plans on this page — the names must match exactly, including the contract number where shown (for example, Humana Gold Plus H5619-049 is different from Humana Gold Plus H5619-053).

What happens to an Indiana enrollee who does nothing by December 7, 2026?

If your plan is on the non-renewal list and you make no choice by December 7, 2026, you will be in Original Medicare (Part A and Part B) on January 1, 2027. You will not have Medicare Advantage, and you will not have Part D prescription drug coverage unless you actively enroll in a stand-alone Part D plan or a new Medicare Advantage plan that includes drugs. Original Medicare also does not include the extra benefits a Medicare Advantage plan may have offered. Nothing happens automatically beyond the return to Original Medicare.

Is there a Special Enrollment Period in Indiana if a Medicare Advantage plan does not renew for 2027?

Yes. At the program level, CMS gives members of non-renewing Medicare Advantage plans a Special Enrollment Period that runs through the end of February 2027 to choose another Medicare Advantage plan or a stand-alone Part D drug plan. Separately, federal rules provide a Medigap guaranteed-issue right in certain non-renewal situations, which can allow you to buy specific Medigap policies without medical underwriting within a limited window. Indiana-specific Medigap rules and timelines are handled by the Indiana Department of Insurance, so check with the state for details that go beyond the federal floor.

How do I check my own Indiana county's 2027 Medicare Advantage lineup?

The authoritative place to see what is actually sold in your county for 2027 is the Medicare Plan Finder at medicare.gov, which draws from the CMS landscape file. Enter your ZIP code, and the tool shows the Medicare Advantage and Part D plans available where you live for 2027, including each plan's premium, deductible, drug list, provider network and star rating. You can also call 1-800-MEDICARE, 24 hours a day, seven days a week. Those are the sources for plan-specific details; this article does not list them.

What should an Indiana enrollee do before December 7, 2026?

Three steps are enough for most people. First, read the Annual Notice of Change or non-renewal letter your current carrier sent and confirm whether your plan name matches one of the 16 on this page. Second, make a short list of what matters to you for 2027 — the doctors and hospitals you use, the prescriptions you take, and whether you want a Medicare Advantage plan or Original Medicare with a stand-alone Part D plan (and possibly a Medigap policy). Third, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE to compare the specific 2027 options in your county and enroll by December 7, 2026, for a January 1, 2027, start date.

Where can Indiana residents get free help with Medicare questions for 2027?

Free, neutral help is available directly from Medicare. Medicare.gov hosts the Plan Finder, enrollment tools and plan documents. 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, is staffed around the clock. Your plan's own Evidence of Coverage and provider and pharmacy directories are the source of truth for benefits, networks and drug lists.