Medicare Advantage

29 New Medicare Advantage Plans in Indiana for 2027: The List

INDIANAPOLIS — Indiana's Medicare Advantage menu is getting bigger for 2027. Twenty-nine of the 140 Medicare Advantage plans offered to Hoosiers next year are brand new, meaning they were not sold in Indiana for 2026, according to the CMS Medicare Advantage Landscape Source Files for 2026 and 2027. Six carriers are behind the additions, and the plans range from broad statewide PPOs to narrower county-level HMOs and Special Needs Plans.

New for 2027Indiana

Because Medicare Advantage is sold county by county, a plan listed here may or may not be available where you live. The counts below are statewide; your own options depend on your ZIP code.

How many new Medicare Advantage plans are offered in Indiana for 2027, and which carriers added them?

Indiana has 29 new Medicare Advantage plans for 2027, drawn from a statewide total of 140 plans, per the CMS MA Landscape Source Files. The six carriers adding plans are Aetna (CVS Health) with 2, Devoted Health with 8, Elevance Health (Anthem) with 8, Humana with 9, Provider Partners Health Plans with 1, and Zing Health with 1.

Those 29 include a mix of plan types: standard HMOs and PPOs, HMO-POS plans, and Special Needs Plans for people with qualifying chronic conditions (C-SNPs), those who are dually eligible for Medicare and Medicaid (D-SNPs), and those meeting institutional criteria (I-SNPs). The complete breakdown, with county reach for each plan, is in the table on this page.

Which new Indiana Medicare Advantage plans for 2027 have the widest county reach?

Several of the 29 new plans are listed in CMS data as available in large portions of Indiana for 2027. Humana Essentials Plus Giveback (PPO), Humana PathWays Dual Care NFLOC (HMO-POS D-SNP), Humana Senior Living Plan (PPO I-SNP), and both listings of Humana Together in Health (PPO I-SNP) each show availability in 92 counties. HumanaChoice Giveback H5216-481 (PPO) is listed in 67 counties, and Provider Partners Indiana Community Plan (HMO I-SNP) in 69 counties.

From Elevance Health (Anthem), Anthem Medicare Advantage 6 (HMO-POS) and Anthem Medicare Advantage 7 (HMO-POS) each appear in CMS data with service-area segments reaching 42 counties, along with additional segments in smaller groups of counties. Humana Gold Plus H5619-189 (HMO-POS) reaches 43 counties in one segment.

Devoted Health's new entries — four DEVOTED C-SNP CHOICE GIVEBACK EXTRAS plans and four DEVOTED CHOICE GIVEBACK EXTRAS plans — are concentrated in service areas of roughly 14 to 23 counties each. Aetna Medicare Chronic Care (HMO C-SNP) and Zing Elite Balance IN-MI (HMO C-SNP) are listed in smaller county groups. The full list is in the table above.

Keep in mind that "widest reach" is just a measure of geography, not of quality, cost, or fit.

What does it mean when a Medicare Advantage plan in Indiana is "new" for 2027?

A new plan is one CMS did not list in Indiana for 2026 but does list for 2027. Because the Medicare Star Ratings system scores plans on several years of member experience and performance data, a brand-new plan contract typically has no CMS Star Rating assigned yet, and no Indiana track record to look up.

That is a fact about timing, not a judgment about the plan. It simply means that when you compare a new 2027 plan to one that has been in the state for years, you will not find the same star history or member-survey results on the Medicare Plan Finder. The written plan documents — the Summary of Benefits and the Evidence of Coverage — become the main source of detail.

How do I check whether a new 2027 Indiana plan is offered in my county and covers my doctors and drugs?

Enter your ZIP code at medicare.gov to see the Medicare Advantage plans actually offered in your Indiana county for 2027, since statewide availability does not guarantee local availability. The Plan Finder lets you filter by plan type (HMO, PPO, HMO-POS, SNP) and by carrier.

Once you have a short list, do three checks for each plan:

1. Provider network. Look up each doctor, hospital, and specialist in the plan's online directory, or call the plan directly to confirm they are in network for 2027. 2. Prescription drugs. Enter the exact name, dose, and quantity of every medication you take into the Plan Finder's drug tool to see the plan's formulary tier and pharmacy pricing. 3. Special Needs Plan eligibility. C-SNPs require a qualifying chronic condition; D-SNPs require Medicaid eligibility; I-SNPs generally require meeting an institutional level-of-care standard. If the plan name includes C-SNP, D-SNP, or I-SNP, confirm you qualify before enrolling.

What should Indiana Medicare beneficiaries do before December 7, 2026?

The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026. Any Medicare Advantage or Part D choice you make in that window takes effect January 1, 2027.

A simple sequence for Indiana readers:

• Read the Annual Notice of Change your current plan mails in September 2026; it spells out what is changing for 2027.
• Make your list of doctors, hospitals, and prescriptions.
• Use the Plan Finder at medicare.gov to compare your current plan to other options available in your county, including any of the 29 new 2027 plans that reach you.
• If you want to switch, enroll by December 7, 2026. If you are satisfied, you do not have to do anything; most plans renew automatically.

There is also a Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, during which someone already enrolled in a Medicare Advantage plan may make one change.

Where can Indiana residents get free help comparing 2027 Medicare plans?

Two no-cost resources are available to every Hoosier with Medicare. Medicare.gov hosts the official Plan Finder, where you can search 2027 plans by ZIP code, enter your drugs, and view plan documents. And 1-800-MEDICARE (1-800-633-4227) is staffed 24 hours a day, seven days a week, to answer questions and help you enroll.

Neither charges a fee, and neither sells insurance.