Medicare Advantage
Compare 74 Iowa Medicare Advantage Plans for 2027 From 16 Carriers
DES MOINES — Iowans who want to compare Medicare Advantage coverage for 2027 have a defined menu to work from. According to the CMS Medicare Advantage Landscape Source Files for CY2027, 16 carriers are offering 74 Medicare Advantage plans across Iowa, with the Annual Enrollment Period running October 15 through December 7, 2026. A plan chosen during that window takes effect January 1, 2027.
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Key takeaways
- Iowa has 74 Medicare Advantage plans for 2027 from 16 carriers, but availability is county by county, so your local list will be shorter.
- The Annual Enrollment Period is October 15 through December 7, 2026, and a choice made during it starts January 1, 2027.
- 19 plans are new for 2027 and 18 are not returning, so even longtime enrollees should re-check their coverage.
- Plan-specific premiums, benefits, networks and star ratings should be confirmed on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The statewide count is the starting point, not the finish line. Medicare Advantage plans are offered county by county, so any plan on the state list may or may not be available where a specific reader lives. The practical work is checking which of the 74 are offered in your own county, then comparing those on the details that matter to you.
How many Medicare Advantage plans are offered in Iowa for 2027?
Iowa has 74 Medicare Advantage plans for 2027 from 16 carriers, per the CMS Landscape Source File for CY2027. Of those, 55 include prescription drug coverage, 19 are new for 2027, and 18 plans offered in 2026 are not returning for 2027.
Those statewide totals describe the full menu assembled from every county in Iowa. No single county will see all 74. If your current plan is among the 18 not returning, you will receive a non-renewal notice from the carrier and will need to pick a new plan during the Annual Enrollment Period to keep Medicare Advantage coverage in 2027.
What types of Medicare Advantage plans are available in Iowa for 2027?
Iowa's 2027 lineup includes 28 HMO plans, 18 HMO-POS plans, 17 PPO plans, 1 PFFS plan and 10 Cost plans, according to the CMS Landscape Source File for CY2027. Special Needs Plans in Iowa for 2027 include 9 D-SNPs, 7 C-SNPs and 7 I-SNPs.
The plan type shapes how you use the coverage. HMOs generally use a defined network and often require referrals; HMO-POS plans allow some out-of-network use; PPOs give more flexibility to go out of network at a different cost share; PFFS and Cost plans follow their own rules spelled out in the plan documents. D-SNPs serve people with both Medicare and Medicaid, C-SNPs serve people with qualifying chronic conditions, and I-SNPs serve people living in or needing an institutional level of care. Eligibility rules apply to each SNP category.
Which carriers offer Medicare Advantage plans in Iowa for 2027?
Sixteen carriers are offering Medicare Advantage plans in Iowa for 2027, listed alphabetically in the carrier table on this page: Aetna (CVS Health), Align powered by Sanford Health Plan, Align Senior Care, Centene (WellCare), Devoted Health, Elevance Health (Anthem), Great Plains Medicare Advantage, Humana, Iowa Health Advantage, Medica, Medical Associates Clinic Health Plan of Wisconsin, Medical Associates Health Plan, Inc., MediGold, Molina Healthcare of Iowa, Inc., Quartz Medicare Advantage (HMO) and UnitedHealthcare.
The carrier table on this page shows each carrier's plan count and plan types for 2027. Some are statewide names; others, such as Iowa Health Advantage, Great Plains Medicare Advantage, Quartz Medicare Advantage (HMO) and the Medical Associates plans, are more regional. The number of plans a carrier files statewide does not tell you which, if any, are sold in your ZIP code.
How do I compare the Medicare Advantage plans in my Iowa county for 2027?
Start by generating a county-specific list for 2027 and then narrow it on the things you actually use. The CMS Plan Finder at medicare.gov will show every 2027 Medicare Advantage plan offered in your ZIP code once you enter it.
A step-by-step approach:
1. Make four lists: your doctors and clinics, the hospitals you prefer, every prescription you take with dose and frequency, and the pharmacies you use (including mail order). 2. Open the Medicare Plan Finder at medicare.gov and enter your ZIP code and drug list. The tool will show only the plans available in your county for 2027. 3. For each plan you're considering, confirm your doctors and hospitals are in-network for 2027 by checking the plan's own provider directory — networks can change year to year. 4. Check each drug on the plan's 2027 formulary and look at the pharmacy cost tiers, including whether your pharmacy is preferred. 5. Read the Annual Notice of Change (ANOC) your current plan mailed in September. It spells out what changes on January 1, 2027 for your existing plan. 6. Compare the plans side by side on premium, deductible, copays, out-of-pocket maximum, extra benefits and star rating within the Plan Finder itself, so the numbers come straight from CMS.
What should Iowans do before December 7, 2026?
Before December 7, 2026, Iowans with Medicare should confirm their 2027 plan either by actively re-enrolling or by comparing alternatives on the Medicare Plan Finder. December 7 is the last day of the Annual Enrollment Period, and the plan on file at that point takes effect January 1, 2027.
If your current plan is one of the 18 not returning for 2027, choosing a new plan during this window keeps your coverage continuous. If your plan is returning, the ANOC will tell you what is changing — premium, drug tiers, provider network, extra benefits — so you can decide whether it still fits. Doing nothing means your current plan rolls into its 2027 version, if it has one.
Where can Iowans get free help comparing 2027 Medicare Advantage plans?
Free, unbiased help for Iowans comparing 2027 Medicare Advantage plans is available directly from Medicare at medicare.gov and by phone at 1-800-MEDICARE (1-800-633-4227), 24 hours a day, seven days a week. TTY users can call 1-877-486-2048.
The Medicare Plan Finder on medicare.gov lets you enter your ZIP code, drugs and pharmacies and see every 2027 plan available in your county with its premium, cost sharing, formulary and star rating. Representatives at 1-800-MEDICARE can walk through the same information and help you enroll.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Iowa for 2027
- Aetna (CVS Health) 11 plans: HMO, HMO-POS, PPO
- Align powered by Sanford Health Plan 2 plans: PPO
- Align Senior Care 2 plans: HMO
- Centene (WellCare) 4 plans: HMO-POS
- Devoted Health 5 plans: HMO
- Elevance Health (Anthem) 1 plan: HMO-POS
- Great Plains Medicare Advantage 2 plans: HMO
- Humana 7 plans: HMO, PFFS, PPO
- Iowa Health Advantage 2 plans: HMO
- Medica 3 plans: Cost
- Medical Associates Clinic Health Plan of Wisconsin 1 plan: Cost
- Medical Associates Health Plan, Inc. 6 plans: Cost
- MediGold 5 plans: HMO, PPO
- Molina Healthcare of Iowa, Inc. 2 plans: HMO
- Quartz Medicare Advantage (HMO) 6 plans: HMO
- UnitedHealthcare 15 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Iowa for 2027
CMS lists 74 Medicare Advantage plans across Iowa for 2027 from 16 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 11 plans | |||
| Aetna Medicare Eagle (HMO-POS) | HMO-POS | No | 85 |
| Aetna Medicare Enhanced Classic Extra (PPO) | PPO | Yes | 85 |
| Aetna Medicare Enhanced Extra (PPO) | PPO | Yes | 85 |
| Aetna Medicare Value Care (HMO-POS) | HMO-POS | Yes | 85 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 53 |
| Aetna Medicare Signature Classic (PPO) | PPO | Yes | 53 |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | 52 |
| Aetna Medicare Signature Extra (HMO-POS) | HMO-POS | Yes | 51 |
| Aetna Medicare Dual Care (HMO D-SNP) | HMO D-SNP | Yes | 20 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 11 |
| Aetna Medicare Chronic Care Total (HMO C-SNP) | HMO C-SNP | Yes | 11 |
| Align powered by Sanford Health Plan 2 plans | |||
| Align SecureChoice (PPO) | PPO | Yes | 4 |
| Align SecureChoice Gold (PPO) | PPO | Yes | 4 |
| Align Senior Care 2 plans | |||
| Premier (HMO I-SNP) | HMO I-SNP | Yes | 41 |
| Senior Care (HMO I-SNP) | HMO I-SNP | Yes | 41 |
| Centene (WellCare) 4 plans | |||
| Wellcare Iowa Total Care Dual Access (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 76 |
| Wellcare Iowa Total Care Dual Liberty Sync (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 76 |
| Wellcare Iowa Total Care Dual Reserve (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 76 |
| Wellcare Simple (HMO-POS) | HMO-POS | Yes | 76 |
| Devoted Health 5 plans | |||
| DEVOTED C-SNP GIVEBACK EXTRAS 063 IA (HMO C-SNP) | HMO C-SNP | Yes | 47 |
| DEVOTED C-SNP PLUS 036 IA (HMO C-SNP) | HMO C-SNP | Yes | 47 |
| DEVOTED CORE 034 IA (HMO) | HMO | Yes | 47 |
| DEVOTED GIVEBACK 035 IA (HMO) | HMO | Yes | 47 |
| DEVOTED GIVEBACK EXTRAS 108 IA (HMO) | HMO | Yes | 47 |
| Elevance Health (Anthem) 1 plan | |||
| Wellpoint Full Dual Advantage (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 99 |
| Great Plains Medicare Advantage 2 plans | |||
| Great Plain Medicare Advantage Gold (HMO I-SNP) | HMO I-SNP | Yes | 8 |
| Great Plains Medicare Advantage (HMO I-SNP) | HMO I-SNP | Yes | 8 |
| Humana 7 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 98 |
| HumanaChoice Giveback H5216-340 (PPO) | PPO | Yes | 96 |
| HumanaChoice H5216-014 (PPO) | PPO | Yes | 95 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 87 |
| Humana Gold Plus H0028-053 (HMO) | HMO | Yes | 46 |
| HumanaChoice SNP-DE H5216-268 (PPO D-SNP) | PPO D-SNP | Yes | 42 |
| Humana Gold Choice H8145-006 (PFFS) | PFFS | Yes | 17 |
| Iowa Health Advantage 2 plans | |||
| Iowa Health Advantage (HMO I-SNP) | HMO I-SNP | Yes | 92 |
| Iowa Health Advantage Choice (HMO I-SNP) | HMO I-SNP | Yes | 92 |
| Medica 3 plans | |||
| Medica Prime Solution Core (Cost) | Cost | No | 13 |
| Medica Prime Solution Premier (Cost) | Cost | No | 13 |
| Medica Prime Solution Thrift (Cost) | Cost | No | 13 |
| Medical Associates Clinic Health Plan of Wisconsin 1 plan | |||
| Mercy Cedar Rapids Senior Plan (Cost) | Cost | No | 1 |
| Medical Associates Health Plan, Inc. 6 plans | |||
| MAHP North Iowa Senior Plan (Cost) | Cost | No | 5 |
| Medical Associates Basic Plan (Cost) | Cost | No | 5 |
| Medical Associates Community Plan (Cost) | Cost | No | 5 |
| Medical Associates Freedom Plan (Cost) | Cost | No | 5 |
| Medical Associates SmartPlan (Cost) | Cost | No | 5 |
| MAHP Quad Cities Senior Plan (Cost) | Cost | No | 3 |
| MediGold 5 plans | |||
| MercyOne Health Plan Cash Back (HMO) | HMO | Yes | 57 |
| MercyOne Health Plan Choice (PPO) | PPO | Yes | 57 |
| MercyOne Health Plan Glory No RX (HMO) | HMO | No | 57 |
| MercyOne Health Plan No Premium (HMO) | HMO | Yes | 57 |
| MercyOne Health Plan Plus (HMO) | HMO | Yes | 57 |
| Molina Healthcare of Iowa, Inc. 2 plans | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 90 |
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 3 |
| Quartz Medicare Advantage (HMO) 6 plans | |||
| Gundersen Quartz Med Advantage Basic D (w/Rx) (HMO) | HMO | Yes | 3 |
| Gundersen Quartz Med Advantage Core D (w/Rx) (HMO) | HMO | Yes | 3 |
| Gundersen Quartz Med Advantage Elite (HMO) | HMO | No | 3 |
| Gundersen Quartz Med Advantage Elite D (w/Rx) (HMO) | HMO | Yes | 3 |
| Gundersen Quartz Med Advantage Value (HMO) | HMO | No | 3 |
| Gundersen Quartz Med Advantage Value D (w/Rx) (HMO) | HMO | Yes | 3 |
| UnitedHealthcare 15 plans | |||
| UHC Dual Complete IA-S001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 82 |
| AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO) | PPO | No | 54 |
| AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS) | HMO-POS | No | 54 |
| UHC Complete Care Support IA-1A (HMO C-SNP) | HMO C-SNP | Yes | 54 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) | HMO-POS | Yes | 47 |
| AARP Medicare Advantage from UHC IA-0003 (PPO) | PPO | Yes | 47 |
| UHC Complete Care IA-5 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 47 |
| AARP Medicare Advantage from UHC NE-0002 (PPO) | PPO | Yes | 8 |
| AARP Medicare Advantage Patriot No Rx NE-MA01 (PPO) | PPO | No | 8 |
| AARP Medicare Advantage from UHC IA-0002 (HMO-POS) | HMO-POS | Yes | 7 |
| AARP Medicare Advantage from UHC IA-0003 (PPO) | PPO | Yes | 7 |
| UHC Complete Care IA-5 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 7 |
| AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS) | HMO-POS | Yes | 1 |
| AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS) | HMO-POS | Yes | 1 |
| AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS) | HMO-POS | No | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans will be offered in Iowa for 2027?
When is the Annual Enrollment Period for 2027 Medicare coverage?
What happens if my Medicare Advantage plan is not returning for 2027 in Iowa?
Where do I see premiums, networks and star ratings for 2027 Iowa plans?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): the 2027 Iowa plan counts, carrier list, plan types and SNP counts.
- CMS — MA Landscape Source Files, CY2026 and CY2027: the year-over-year counts of new and non-returning plans.
- CMS — Medicare enrollment periods (medicare.gov): the Annual Enrollment Period dates and January 1 effective date.
- Medicare.gov — Medicare Plan Finder: county-level plan availability, premiums, formularies and star ratings for 2027.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.