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Medicare Advantage

Humana's Lexington Medicare Advantage plans for 2027: 4 new, 7 gone, 3 renamed

LEXINGTON, Ky. — As the Annual Enrollment Period runs from Oct. 15 through Dec. 7, 2026, Humana's Medicare Advantage lineup in Fayette County is shifting for the 2027 plan year. Four plans are new, seven are not coming back, and three are returning under new names. If you are enrolled in a Humana plan now, your Annual Notice of Change (ANOC) will spell out what is different about your specific plan for January 1, 2027.

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Key takeaways

  • Humana is offering 20 Medicare Advantage plans in Fayette County for 2027: 5 HMOs and 15 PPOs, with 17 including drug coverage.
  • Four plans are new for 2027, seven current plans are not returning, and three are being renamed; your ANOC describes any change to your plan.
  • Seven of Humana's 2027 plans in the county are Special Needs Plans — four D-SNPs (for people with Medicare and Medicaid) and three I-SNPs (for people in a long-term care setting).
  • You have until Dec. 7, 2026 to change plans for coverage starting Jan. 1, 2027; use Medicare Plan Finder at medicare.gov to check doctors and drugs against any plan.
2027 plan lineupLexington, KY
Video: MAdrian78 Video by MAdrian78 on Pixabay
Key facts: Medicare in Lexington, Kentucky (data as of 2026-06-01)
FactFigureSource
Medicare Advantage plans offered in Fayette County (2026)65CMS
Medicare Advantage plans offered in Fayette County (2027)66CMS
Plans not returning for 2027 / new for 202711 / 12CMS
Organizations offering Medicare Advantage in Fayette County (2026)9CMS
Share of eligible beneficiaries in Medicare Advantage, Fayette County54%CMS
Residents age 65 and older, Fayette County47,626U.S. Census Bureau
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

This article focuses only on Humana because that is one carrier readers have asked about this fall. MyMedicarePlans.org is an independent consumer site and is not Humana or Medicare. Eight other carriers also sell Medicare Advantage plans in Fayette County for 2027, for a county total of 66 plans across all carriers.

How many Humana Medicare Advantage plans are offered in Lexington for 2027?

Humana is offering 20 Medicare Advantage plans in Fayette County — the county Lexington is in — for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source File. By type, that is 5 HMOs and 15 PPOs. Seventeen of the 20 include Part D prescription drug coverage; three do not.

That is a smaller lineup than Humana offered in the county for 2026, when 23 Humana plans were available. Medicare plan availability is set at the county level, so the same lineup applies across Fayette County, not just inside Lexington city limits.

What is new, renamed or not returning in Humana's 2027 lineup?

Four Humana plans are new to Fayette County for 2027, three plans are being renamed (same plan, new name on your card and paperwork), and seven of Humana's 2026 plans will not be offered here in 2027. The table below lists every plan, and flags each one that is new or renamed.

The new plans for 2027 are Humana Dual QMB Only (HMO D-SNP), Humana Gold Plus H5619-188 (HMO), Humana Senior Living Plan (PPO I-SNP), and a second Humana Together in Health (PPO I-SNP). The three renamed plans are Humana Essentials Plus Giveback (PPO), formerly HumanaChoice Giveback H7617-049 (PPO); Humana Value Choice (PPO), formerly HumanaChoice H7617-050 (PPO); and HumanaChoice H5216-226 (PPO), formerly HumanaChoice Giveback H5216-226 (PPO).

If you are in a plan that is not returning, Medicare will send a non-renewal notice and you will have time to pick a new plan. Doing nothing in that case means losing Medicare Advantage coverage on Jan. 1, 2027 and returning to Original Medicare.

Which Humana Special Needs Plans are available in Fayette County for 2027?

Humana's 2027 lineup in Fayette County includes seven Special Needs Plans: four Dual-Eligible SNPs (D-SNPs) for people who have both Medicare and Medicaid, and three Institutional SNPs (I-SNPs) for people who live in or need the level of care provided in a long-term care setting. Humana is not offering a Chronic Condition SNP (C-SNP) in the county for 2027, after offering one for kidney disease in 2026.

The 2027 D-SNPs are Humana Dual QMB Only (HMO D-SNP), Humana Dual Select H5619-075 (HMO D-SNP), Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP), and HumanaChoice SNP-DE H5525-045 (PPO D-SNP). The 2027 I-SNPs are Humana Senior Living Plan (PPO I-SNP) and two plans named Humana Together in Health (PPO I-SNP). SNPs have eligibility rules; you have to qualify to enroll.

How do I check a Humana plan against my doctors and prescriptions before Dec. 7?

The quickest, most accurate check is on Medicare Plan Finder at medicare.gov. Sign in with your Medicare number, enter your prescriptions and your pharmacy, and the tool will show each plan's drug list, pharmacy pricing and estimated full-year cost for your specific drugs. Call 1-800-MEDICARE (TTY 1-877-486-2048) 24 hours a day, seven days a week if you prefer help by phone.

For doctors and hospitals, use the plan's own provider directory, because networks can change between plan years. Call the office directly and ask whether they will be in-network for the exact plan name and plan ID for 2027 — not just "Humana." For prescription drugs, confirm the drug is on the 2027 formulary and check its tier, any prior authorization, and the preferred pharmacies.

What changes in Medicare itself for 2027?

Two Part D figures are confirmed for 2027. The Part D out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 (up from $615 in 2026). CMS has also set the 2027 Part D national base beneficiary premium at $41.33 — that is a formula input CMS uses, not the premium any specific plan charges.

The 2027 standard Part B premium and deductible, and the 2027 IRMAA income brackets and surcharges, had not been announced as of September 2026. CMS usually publishes those figures in the fall, typically in November.

The Annual Enrollment Period runs Oct. 15 – Dec. 7, 2026, and any change takes effect Jan. 1, 2027. If you do nothing and your plan is offered again next year, it renews automatically with the changes in your ANOC. If you end up in a Medicare Advantage plan on Jan. 1 and want to switch, the Medicare Advantage Open Enrollment Period runs Jan. 1 – March 31, 2027 and lets you make one change.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Fayette County

54% are on Medicare Advantage
(MA penetration in Fayette County)
54%
46%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

2027 plan lineup

Humana Medicare Advantage plans in Fayette County for 2027

CMS lists 20 Humana Medicare Advantage plans in Fayette County for 2027, alphabetically by carrier. 8 other carriers also offer plans there.

PlanTypeDrug coverageFor 2027
Humana 20 plans
Humana Community (HMO)HMOYesReturning
Humana Dual QMB Only (HMO D-SNP)HMO D-SNPYesNew
Humana Dual Select H5619-075 (HMO D-SNP)HMO D-SNPYesReturning
Humana Essentials Plus Giveback (PPO)PPOYesRenamed
Humana Gold Plus H5619-188 (HMO)HMOYesNew
Humana Gold Plus SNP-DE H5619-163 (HMO D-SNP)HMO D-SNPYesReturning
Humana Senior Living Plan (PPO I-SNP)PPO I-SNPYesNew
Humana Together in Health (PPO I-SNP)PPO I-SNPYesReturning
Humana Together in Health (PPO I-SNP)PPO I-SNPYesNew
Humana USAA Honor Giveback (PPO)PPONoReturning
Humana USAA Honor Giveback (PPO)PPONoReturning
Humana Value Choice (PPO)PPOYesRenamed
HumanaChoice Giveback H5216-322 (PPO)PPOYesReturning
HumanaChoice H5216-019 (PPO)PPOYesReturning
HumanaChoice H5216-188 (PPO)PPOYesReturning
HumanaChoice H5216-226 (PPO)PPOYesRenamed
HumanaChoice H5216-317 (PPO)PPOYesReturning
HumanaChoice R0110-011 (Regional PPO)PPONoReturning
HumanaChoice R0110-012 (Regional PPO)PPOYesReturning
HumanaChoice SNP-DE H5525-045 (PPO D-SNP)PPO D-SNPYesReturning

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Humana Medicare Advantage plans in Fayette County break down for 2027

20
Medicare Advantage plans
5
HMO plans
15
PPO plans
4
Dual Special Needs (D-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

Compare with a licensed agent

See Medicare options serving Lexington & speak with a licensed agent

Medicare Advantage companies in Fayette County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
HumanaNational—Yes
Elevance Health (Anthem)National—Yes
Aetna (CVS Health)National—Yes
UnitedHealthcareNational—Yes
Centene (WellCare)National—Yes
Devoted Health IncRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

Do I have to do anything if I like my current Humana plan?
No. If your plan is offered again in Fayette County for 2027, it renews automatically on Jan. 1, 2027. Read the Annual Notice of Change Humana sends in the fall so you know what is changing — the premium, drug list, copays, network and extra benefits can all shift from one year to the next.
What happens if my Humana plan is one of the seven not returning in 2027?
Humana and Medicare will send you a non-renewal notice. You will get a Special Enrollment Period to pick a new Medicare Advantage plan or go back to Original Medicare (and add a stand-alone Part D plan). If you do nothing, you will return to Original Medicare on Jan. 1, 2027, with no drug coverage unless you add it.
Are there other carriers in Fayette County if I want to compare?
Yes. Eight other carriers offer Medicare Advantage plans in Fayette County for 2027, bringing the county total to 66 plans across all carriers. You can see the full list and compare them side by side on Medicare Plan Finder at medicare.gov.
How do I know if I qualify for one of Humana's Special Needs Plans?
D-SNPs require you to have both Medicare and Medicaid (or a related assistance category such as QMB). I-SNPs require that you live in — or need the level of care provided in — a long-term care setting such as a nursing facility. Call 1-800-MEDICARE or the plan directly to confirm you qualify before enrolling. For personalized answers, go to medicare.gov to use Plan Finder, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. Your plan's Evidence of Coverage and provider and pharmacy directories are the final word on what any plan covers in 2027.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Also for Lexington

Sources and methodology

Figures cited in this article

  • CMS — Medicare Advantage Landscape Source File (plan year 2027): Humana's plan names, types, SNP status, drug coverage and new/renamed/not-returning flags for Fayette County, and the county's all-carrier plan count.
  • CMS — Medicare Advantage Landscape Source File (plan year 2026): the current-year Humana plan list used for the year-over-year comparison.
  • CMS — 2027 Part D program parameters: the $2,400 out-of-pocket cap, $700 maximum deductible, and $41.33 national base beneficiary premium.
  • Medicare.gov — Enrollment periods and Medicare Plan Finder: the Oct. 15 – Dec. 7 Annual Enrollment Period dates and the tool for checking doctors and drugs.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
  • AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

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