Medicare Advantage

Does your doctor take this 2027 Cuyahoga County lineup?

CLEVELAND — This fall, Cuyahoga County residents reviewing UnitedHealthcare's Medicare Advantage options for 2027 will find a slightly reshaped menu: the carrier is offering 12 plans in the county next year, with 2 new additions and 4 plans from 2026 not coming back. The window to make a change for January 1 coverage is October 15 through December 7, 2026.

MyMedicarePlans.org is an independent consumer site, not UnitedHealthcare and not the federal government. We publish this snapshot so Cleveland readers can see one carrier's full lineup in one place before matching any plan against their own doctors and prescriptions on medicare.gov.

How many UnitedHealthcare Medicare Advantage plans are offered in Cleveland for 2027?

In Cuyahoga County, which is the county Cleveland sits in, UnitedHealthcare is offering 12 Medicare Advantage plans for 2027. By plan type, that breaks down as 10 HMO-POS plans and 2 PPO plans. Eleven of the 12 include Part D prescription drug coverage; one is offered without drug coverage.

For context, 15 other carriers also sell Medicare Advantage plans in Cuyahoga County next year, for a county total of 99 plans across all carriers. The table below lists every UnitedHealthcare plan available locally for 2027.

What is new or not returning from UnitedHealthcare in Cuyahoga County for 2027?

UnitedHealthcare has 2 new plans in Cuyahoga County for 2027 and 4 plans from 2026 that are not returning. The two newcomers are the AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS) and the UHC Complete Care Support OH-1A (HMO-POS C-SNP).

If you are currently in a plan that will not be offered next year, UnitedHealthcare must send you a non-renewal notice, and you get a Special Enrollment Period to pick a different plan. Everyone else should read the Annual Notice of Change (ANOC) that arrives in late September — it explains any shift in cost, drug list, or network for next year.

What Special Needs Plans does UnitedHealthcare offer in Cleveland for 2027?

UnitedHealthcare's 2027 Cuyahoga County lineup includes 4 Special Needs Plans: 2 Chronic Condition SNPs (C-SNPs) and 2 Institutional SNPs (I-SNPs). Notably, the carrier's 2026 lineup included Dual Eligible SNPs (D-SNPs), and the 2027 UnitedHealthcare Cuyahoga County list shows 0 D-SNPs — a meaningful change for anyone enrolled in Medicare and full Medicaid.

SNPs are limited to people who meet the plan's criteria. C-SNPs are for people with qualifying chronic conditions; I-SNPs are for people living in a nursing home or needing a nursing-home level of care; D-SNPs are for people with both Medicare and Medicaid. If you are losing a D-SNP, call 1-800-MEDICARE or check medicare.gov to see other D-SNPs still offered in the county by other carriers.

How do I check a UnitedHealthcare plan against my doctors and prescriptions before December 7?

The fastest check is the Medicare Plan Finder at medicare.gov, where you can enter your prescriptions and preferred pharmacy and see how each 2027 plan handles them. For doctors, use the plan's own online provider directory or call the number on the plan materials — provider networks change, so verify for the 2027 plan year, not 2026.

A simple four-step pass works well:

• Enter your drugs and pharmacy on the Plan Finder at medicare.gov.
• Confirm each of your doctors and your hospital are in-network for the 2027 plan.
• Read the Evidence of Coverage for rules like referrals, prior authorization, and out-of-network coverage.
• Check whether the plan is an HMO, HMO-POS, PPO, or SNP so you know how it handles care outside the network.

You can also call 1-800-MEDICARE (TTY 1-877-486-2048), open 24 hours a day, seven days a week.

What 2027 Medicare numbers are already confirmed?

CMS has confirmed several Part D figures for 2027. The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026). The Part D maximum deductible rises to $700 in 2027 (up from $615 in 2026). The Part D national base beneficiary premium is $41.33 for 2027 — that is a formula input, not what any specific plan charges.

Not yet announced: the 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets. CMS usually publishes those in the fall, typically November. Do not rely on projections.

The coverage gap (the old "donut hole") has been gone since 2025, so Part D now has three phases: deductible, initial coverage, and catastrophic. The Medicare Prescription Payment Plan remains available for anyone who wants to spread drug costs across the calendar year in monthly bills.

What happens if I do nothing by December 7, 2026?

If you take no action, your current plan simply renews on January 1, 2027 — as long as it is still offered — with whatever changes are listed in the Annual Notice of Change. If your plan is one of the UnitedHealthcare plans not returning next year, you will get a separate notice and a Special Enrollment Period.

There is also a second window: Medicare Advantage Open Enrollment, January 1 – March 31, 2027, lets anyone already in a Medicare Advantage plan switch to a different Medicare Advantage plan or go back to Original Medicare once.