Medicare Advantage
Aetna's 2027 Medicare Advantage plans in Louisville: one new, none leaving
LOUISVILLE, Ky. — Fall 2026. If you have an Aetna Medicare Advantage plan in Louisville, or you are weighing one for next year, the 2027 lineup from Aetna (CVS Health) in Jefferson County is set: six plans, one of them brand new, and none of this year's plans leaving. The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
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Key takeaways
- Aetna is offering six Medicare Advantage plans in Jefferson County for 2027: three HMOs, one HMO-POS and two PPOs, all with drug coverage.
- One Aetna plan is new for 2027 (a chronic-condition SNP), and none of its current Louisville plans are leaving.
- Aetna is one of 10 carriers offering Medicare Advantage in the county next year, which together list 67 plans.
- If you do nothing by December 7, 2026, your current plan renews for 2027 with the changes spelled out in its Annual Notice of Change (ANOC).
MyMedicarePlans.org is an independent consumer site; we are not Aetna and not Medicare. We are walking through what Aetna is offering here next year so you can compare it against your own doctors, pharmacies and prescriptions before the deadline.
What Aetna is offering in Louisville for 2027
Louisville sits in Jefferson County, where Medicare Advantage availability is set. For plan year 2027, Aetna (CVS Health) has six Medicare Advantage plans listed in the county, broken down as:
- 3 HMO plans
- 1 HMO-POS plan
- 2 PPO plans
- All 6 include Part D prescription drug coverage
- 3 are Special Needs Plans (2 D-SNPs for people with both Medicare and Medicaid, and 1 C-SNP for people with a qualifying chronic condition)
The table below lists every Aetna plan by name and type. We are not attaching premiums, copays, benefits, networks or star ratings to any of them — those details belong in the plan's own documents and on the Medicare Plan Finder.
What is new, what is not returning
For 2027 in Jefferson County, Aetna has:
- 1 new plan: Aetna Medicare Chronic Care (HMO C-SNP). C-SNPs are designed for people living with specific chronic conditions; eligibility rules apply.
- 0 plans not returning.
- 0 renamed plans.
Every plan you see in Louisville from Aetna this year — Aetna Medicare Eagle Giveback (PPO), Aetna Medicare HIDE (HMO D-SNP), Aetna Medicare Partial Dual (HMO D-SNP), Aetna Medicare Signature (HMO-POS) and Aetna Medicare Value Plus (PPO) — is on the 2027 list, joined by the new C-SNP.
Even when a plan continues under the same name, costs, drug lists and provider networks can change. That is why Aetna will mail (or post) an Annual Notice of Change (ANOC) for your plan by late September; it is the single most useful document you can read before you decide what to do.
Special Needs Plans, briefly
Three of Aetna's six Louisville plans for 2027 are SNPs:
- D-SNPs (Aetna Medicare HIDE and Aetna Medicare Partial Dual) are for people who have both Medicare and Medicaid. The two D-SNPs serve different Medicaid eligibility categories, so the one you qualify for depends on your Medicaid status.
- C-SNP (the new Aetna Medicare Chronic Care plan) is for people with a qualifying chronic condition. You will need documentation from your doctor confirming the condition.
If you are not sure whether you qualify for an SNP, Medicare or the plan itself can confirm it before you enroll.
How to check a plan against your doctors and drugs before December 7
Before you choose or stay, do a short checklist. It usually takes less than 30 minutes:
1. Pull your plan's ANOC (if you are already enrolled). Look at any changes to premiums, the drug deductible, tier placements for your medicines and the provider network. 2. List your prescriptions, with doses, and your preferred pharmacy. 3. List your doctors and hospitals, including any specialists you see regularly. 4. Go to medicare.gov/plan-compare, enter your ZIP code and your drug list, and look at each plan's formulary, network and total estimated yearly cost. The Plan Finder shows every plan available in Jefferson County, not just one carrier's. 5. Call Aetna's member or sales number on the plan page to confirm your specific doctors are in-network for 2027 (networks are updated every year). 6. Call 1-800-MEDICARE if you want help from Medicare directly.
A few 2027 program-level numbers that apply no matter which plan you pick:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026).
- The Part D maximum deductible is $700 in 2027 (up from $615 in 2026).
- The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes them later in the fall.
- The Medicare Prescription Payment Plan remains available if you want to spread drug costs across the year rather than pay large amounts at the pharmacy.
Other carriers in the county
Aetna is one of 10 carriers offering Medicare Advantage in Jefferson County for 2027, and together those carriers list 67 plans. If an Aetna plan does not line up with your doctors or drugs, you have other options to compare on the Plan Finder.
Dates to keep in mind
- October 15 – December 7, 2026: Annual Enrollment Period. Changes take effect January 1, 2027.
- January 1 – March 31, 2027: Medicare Advantage Open Enrollment Period. If you are in a Medicare Advantage plan on January 1, you get one chance to switch to another MA plan or go back to Original Medicare (with a Part D plan).
- Do nothing? Your current plan renews for 2027 with the changes in its ANOC.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Jefferson County
(MA penetration in Jefferson County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Aetna Medicare Advantage plans in Jefferson County for 2027
CMS lists 6 Aetna Medicare Advantage plans in Jefferson County for 2027, alphabetically by carrier. 9 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Aetna (CVS Health) 6 plans | |||
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | New |
| Aetna Medicare Eagle Giveback (PPO) | PPO | Yes | Returning |
| Aetna Medicare HIDE (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Aetna Medicare Partial Dual (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Aetna Medicare Signature (HMO-POS) | HMO-POS | Yes | Returning |
| Aetna Medicare Value Plus (PPO) | PPO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Aetna Medicare Advantage plans in Jefferson County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Is Aetna dropping any Louisville Medicare Advantage plans for 2027?
Do all of Aetna's 2027 Louisville plans include drug coverage?
I like my current Aetna plan. Do I have to do anything?
How do I know if I qualify for one of Aetna's Special Needs Plans?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Louisville
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This page was last updated: October 2026.