Medicare Advantage

20 Medicare Advantage Plans Not Returning in Louisiana for 2027: The List

BATON ROUGE — Twenty Medicare Advantage plans offered in Louisiana in 2026 are not in the CMS 2027 Landscape file for any parish in the state, according to a side-by-side read of the Centers for Medicare & Medicaid Services Medicare Advantage Landscape Source Files for 2026 and 2027. For 2027, Louisiana has 124 Medicare Advantage plans from 10 carriers. If one of the exiting plans is yours, you will get a letter from your carrier and you have time, through the Annual Enrollment Period and beyond, to make a new choice.

How many Medicare Advantage plans are not returning in Louisiana for 2027, and which carriers are affected?

Twenty Medicare Advantage plans sold in Louisiana for 2026 are not listed in the CMS 2027 Landscape file for any parish. The six carriers with exiting plans are Aetna (CVS Health), Blue Cross and Blue Shield of Louisiana, Centene (WellCare), Elevance Health (Anthem), Humana, and UnitedHealthcare. The full plan names, contract types and 2026 parish counts are shown in the table on this page; the list includes HMO, HMO-POS and PPO plans as well as several Dual Eligible Special Needs Plans (D-SNPs) and one Chronic Condition Special Needs Plan (C-SNP). For 2027, Louisiana still has 124 Medicare Advantage plans from 10 carriers.

Which Louisiana Medicare Advantage plans leaving for 2027 served the most parishes in 2026?

Several of the exiting plans were offered in a large share of Louisiana parishes in 2026. Healthy Blue Dual Advantage (HMO D-SNP) from Elevance Health (Anthem) served 64 parishes, and five UnitedHealthcare plans — Peoples Health Choices (PPO), Peoples Health Dual Complete LA-S5 (HMO-POS D-SNP), Peoples Health Patriot (PPO), Peoples Health Secure Complete (HMO-POS D-SNP) and Peoples Health Secure Health (HMO-POS D-SNP) — each served 64 parishes. Aetna Medicare Dual Care (PPO D-SNP) served 35 parishes, and two Blue adVantage Giveback (HMO-POS) plans from Blue Cross and Blue Shield of Louisiana served 42 and 22 parishes. A plan's parish count tells you where it was sold in 2026; it does not mean it was offered everywhere in the state.

How can a Louisiana member tell if their Medicare Advantage plan is ending in 2027?

There are two ways to confirm. First, your carrier is required to mail a non-renewal notice (often called an Annual Notice of Non-Renewal) before the end of 2026 if your plan will not be offered in 2027. Second, you can compare the plan name on your member ID card to the list on this page; the names here are spelled exactly as they appear in the CMS Landscape files. If your plan is not on the list, it is returning for 2027, though the premium, benefits or network may change — read the Annual Notice of Change your carrier sends each fall.

What happens to a Louisiana enrollee who does nothing before January 1, 2027?

If your 2026 Medicare Advantage plan is not returning and you do not pick a new plan, you will be back in Original Medicare (Part A and Part B) on January 1, 2027. Original Medicare does not include Part D prescription drug coverage, so you would have no drug plan unless you actively enroll in a standalone Part D plan or a new Medicare Advantage plan that includes drug coverage. You also would not have the extra benefits your Medicare Advantage plan may have provided.

Is there a Special Enrollment Period and Medigap right for Louisiana members whose plan is leaving in 2027?

Yes. When CMS confirms a plan is non-renewing, affected members get a Special Enrollment Period that runs from December 8, 2026 through February 28, 2027 to join another Medicare Advantage plan or a standalone Part D plan. Separately, federal rules give people in this situation a Medigap guaranteed-issue right, which lets you buy certain Medicare Supplement policies without medical underwriting within a set window. The specific Medigap plans available and the exact filing rules in Louisiana are set by the Louisiana Department of Insurance, so check with them or a licensed agent for state-specific details.

How do I check my own parish's Medicare Advantage lineup for 2027?

Go to the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The Plan Finder shows every Medicare Advantage and Part D plan available in your parish for 2027, with premiums, drug coverage, provider networks and star ratings pulled from the official CMS data. Because Medicare Advantage is sold parish by parish, a plan listed in the table on this page may or may not have been offered where you live.

What should a Louisiana reader do before December 7, 2026?

Three steps. First, find your Annual Notice of Change or non-renewal letter from your current carrier — these arrive in late September or October. Second, make a short list of what you need in 2027: the doctors and hospitals you want in network, the prescriptions you take, and whether you want dental, vision or hearing coverage. Third, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE to compare the 124 Medicare Advantage plans available in Louisiana for 2027 and enroll by December 7, 2026 for coverage that starts January 1, 2027.

Where can Louisiana residents get free Medicare help?

Medicare.gov has a plan comparison tool, a drug cost calculator and plan documents for every contract offered in your parish. 1-800-MEDICARE (TTY 1-877-486-2048) is staffed around the clock and can walk you through enrollment, confirm whether your plan is non-renewing, and explain your Special Enrollment Period and Medigap rights. Both are free.