Medicare Advantage

14 Medicare Advantage Plans Not Returning in Maine for 2027: The List

AUGUSTA, Maine — Fourteen Medicare Advantage plans offered somewhere in Maine in 2026 are not in the CMS 2027 Landscape file for any county in the state, according to a side-by-side read of the CMS Medicare Advantage Landscape Source Files for 2026 and 2027. For the coming year, 50 Medicare Advantage plans from 6 carriers are set to be offered across Maine. The list of non-renewals touches five carriers and a mix of HMO-POS, PPO and PFFS plan types.

How many Medicare Advantage plans are not returning in Maine for 2027, and which carriers do they come from?

14 Medicare Advantage plans available in Maine in 2026 are not listed in CMS's 2027 file for any Maine county. The non-renewals come from five carriers: Aetna (CVS Health), Centene (WellCare), Elevance Health (Anthem), Martin's Point Generations Advantage, and UnitedHealthcare. They include HMO-POS, PPO and PFFS designs. The full plan-by-plan list is shown as a table on this page so you can find your plan by exact name rather than reading it in prose.

For context, Maine's 2027 Medicare Advantage lineup includes 50 plans from 6 carriers; the plans not returning are a subset of what's offered in 2026.

Which non-returning Maine Medicare Advantage plans served the most counties in 2026?

Among the 14 plans not returning for 2027, the ones with the broadest 2026 county footprints in Maine include Anthem I MaineHealth Advantage Veteran (PPO) from Elevance Health (Anthem) at 16 counties, Wellcare Giveback (HMO-POS) and Wellcare Simple (HMO-POS) from Centene (WellCare) at 15 counties each, Anthem I MaineHealth Advantage Choice (HMO-POS) at 14 counties, and Wellcare Advantage Simple (PFFS) at 13 counties. AARP Medicare Advantage from UHC ME-0002 (PPO) from UnitedHealthcare appears on the list with a 12-county footprint as well.

Because each plan is sold county by county, a 16-county footprint does not mean statewide: if your plan is on the list, check that it was actually offered in your county in 2026.

How can a Maine member tell if their Medicare Advantage plan is not returning in 2027?

Two signals confirm a non-renewal. First, the carrier is required to send an Annual Notice of Non-Renewal by regular mail; keep that letter. Second, the plan's exact name appears on the table above alongside its carrier and plan type. Spelling matters — several Martin's Point Generations Advantage Prime (HMO-POS) and Select (PPO) entries, and two AARP Medicare Advantage from UHC ME-0002 (PPO) entries, appear separately because they are distinct plan IDs serving different county sets.

If you don't see your plan on the list, your plan is expected to return for 2027, though its premium, benefits, drug list and network can still change. The Evidence of Coverage and Annual Notice of Change explain any year-over-year adjustments.

What happens to a Maine enrollee who does nothing before December 7, 2026?

If your Medicare Advantage plan is not returning and you make no other choice during Medicare Open Enrollment 2027 (October 15 – December 7, 2026), your Medicare Advantage enrollment ends and you go back to Original Medicare (Parts A and B) on January 1, 2027. You will not have Part D prescription drug coverage unless you actively enroll in a stand-alone Part D plan or a new Medicare Advantage plan that includes drug coverage.

Original Medicare does not include an out-of-pocket maximum, and it does not include routine dental, vision or hearing. Those gaps are why many people pair it with a Medigap (Medicare Supplement) policy, a stand-alone Part D plan, or choose a new Medicare Advantage plan.

What Special Enrollment Period and Medigap right apply when a Maine Medicare Advantage plan is discontinued for 2027?

Members of a non-renewed Medicare Advantage plan have a Special Enrollment Period that runs through the end of February 2027 to join another Medicare Advantage plan or a stand-alone Part D plan. That window is in addition to Annual Enrollment 2027 (October 15 – December 7, 2026).

At the federal program level, a plan non-renewal also triggers a Medigap guaranteed-issue right, which can let you buy certain Medicare Supplement policies without medical underwriting within a limited window. Specific policy types, timelines and any Maine-specific protections should be confirmed with the Maine Bureau of Insurance before you sign anything.

How do I check my own Maine county's Medicare Advantage lineup for 2027?

The county-level lineup is published in the CMS Medicare Advantage Landscape Source File for 2027 and in the Medicare Plan Finder at medicare.gov. Enter your ZIP code to see every Medicare Advantage and Part D plan available in your county for the 2027 plan year, with premiums, benefits, drug lists and star ratings attached to each plan.

Because the 14 non-returning plans served different combinations of counties in 2026 — some as few as 2 counties, others as many as 16 — the only way to know whether your specific plan covered your county is to look it up by ZIP code.

What should Maine Medicare Advantage members do before December 7, 2026?

Three steps cover most people. First, read any mail from your current carrier, including the Annual Notice of Non-Renewal if your plan is on the 2027 list, or the Annual Notice of Change if your plan is returning. Second, make a short list of your doctors, pharmacies and prescription drugs. Third, use the Medicare Plan Finder at medicare.gov to compare the 2027 options in your county against that list.

If your plan is on the non-renewal list and you miss December 7, 2026, the Special Enrollment Period through the end of February 2027 is still available.

Where can Mainers get free help comparing 2027 Medicare options?

Free, unbiased help is available directly from Medicare. The Medicare Plan Finder at medicare.gov lets you compare every 2027 plan available in your ZIP code, and 1-800-MEDICARE (1-800-633-4227) is staffed 24 hours a day, seven days a week. Both are federal resources and do not sell plans.