Medicare Advantage

HealthSpring Medicare Advantage in Maryland for 2027: 4 Plans, County by County

ANNAPOLIS, Md. — For the 2027 plan year, HealthSpring is listed in the federal Medicare Advantage Landscape with four plans in Maryland, each offered in a specific set of counties rather than everywhere in the state. The federal Annual Enrollment Period runs October 15 through December 7, 2026, and any choice made during those dates takes effect January 1, 2027. This explainer, from an independent Medicare education site that is not the government and not a carrier, walks through what HealthSpring filed statewide, how to confirm whether a plan reaches your county, and where to go for free, official help.

How many HealthSpring Medicare Advantage plans are offered in Maryland for 2027?

HealthSpring has 4 Medicare Advantage plans listed in Maryland for 2027, and all four are HMOs. Of those, 3 include Part D prescription drug coverage, and 2 are Special Needs Plans: 1 Dual-Eligible SNP (D-SNP) for people with both Medicare and Medicaid, and 1 Chronic Condition SNP (C-SNP) for people with a qualifying chronic condition. There are no Institutional SNPs (I-SNPs) on HealthSpring's 2027 Maryland list. CMS files these plans under the parent organization Health Care Service Corporation (HCSC), but they are marketed as HealthSpring plans.

For context on the broader market, Maryland has 8 other Medicare Advantage carriers filing plans for 2027, and together all carriers in the state offer 47 plans. The full carrier-by-carrier and plan-by-plan tables appear elsewhere on this page.

Which HealthSpring plans reach the most Maryland counties in 2027?

In Maryland for 2027, HealthSpring's four plans each appear in four counties, according to the CMS Landscape file. Listed with the widest county reach first (ties shown in the order filed):

• HealthSpring Achieve (HMO C-SNP) — HMO C-SNP, with drug coverage, offered in 4 counties
• HealthSpring Courage (HMO) — HMO, without drug coverage, offered in 4 counties
• HealthSpring Preferred Plus (HMO) — HMO, with drug coverage, offered in 4 counties
• HealthSpring TotalCare Plus (HMO D-SNP) — HMO D-SNP, with drug coverage, offered in 4 counties

Because Medicare Advantage is sold county by county, a plan on this list may or may not be available where you live. The Chronic Condition and Dual-Eligible SNPs also carry additional eligibility rules beyond ZIP code.

What is new or not returning from HealthSpring in Maryland for 2027?

HealthSpring has 0 new Medicare Advantage plans in Maryland for 2027, based on the CMS year-over-year comparison between the CY2026 and CY2027 Landscape files. The count of HealthSpring plans not returning for 2027 is not available in the source data, so none is stated here. If you are currently enrolled in a HealthSpring plan, you should still receive an Annual Notice of Change (ANOC) from the carrier in the fall of 2026 describing any adjustments to your specific plan for 2027; read it alongside the Evidence of Coverage before the enrollment period closes.

How do I check whether a HealthSpring plan is offered in my Maryland county and covers my doctors and prescriptions?

To check whether a specific HealthSpring plan is offered in your Maryland county for 2027, enter your ZIP code into the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), which is available 24 hours a day, seven days a week. The Plan Finder shows every Medicare Advantage plan available at your address and lets you add your prescriptions and preferred pharmacies to see how each plan would handle them.

For doctors, hospitals and other providers, use the plan's own provider directory — networks can change during the year, so a current directory from the carrier is the most reliable source. For prescriptions, check the plan's formulary (drug list) and any coverage rules such as prior authorization or step therapy. The Evidence of Coverage, posted by the plan, is the binding document that spells out benefits, cost sharing and rules.

This site does not list premiums, deductibles, copays, benefits, networks or star ratings for any plan, and does not rank or recommend plans or carriers. Those details belong to the official sources above.

What should Maryland Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Maryland beneficiaries who want 2027 coverage to begin January 1, 2027 should confirm three things: that the plan they want is offered in their county, that their doctors and pharmacies are in the plan's network, and that their prescriptions are on the plan's formulary at a cost they can plan around. If you are keeping your current plan, you do not need to re-enroll, but you should still read your ANOC so changes don't catch you off guard in January.

Outside the Annual Enrollment Period, other enrollment windows exist — including the Medicare Advantage Open Enrollment Period from January 1 to March 31 and various Special Enrollment Periods tied to life events — but the main statewide window for 2027 choices is October 15 through December 7, 2026.

Where can Maryland residents get free help comparing Medicare plans for 2027?

Free, official help for Maryland residents comes from two federal sources: the Medicare Plan Finder at medicare.gov, and 1-800-MEDICARE (TTY 1-877-486-2048), open 24/7. Both can show every Medicare Advantage plan available at your address, including HealthSpring's, and neither tries to sell you a plan. If you want to speak directly with HealthSpring about one of its specific plans, use the contact information on the plan's own materials.